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    • Interest rates starting at 10.99%

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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

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    • ABOUT HOME LOANS

    Having a home to call your own just got a lot easier with Tata Capital Home Loans. We have designed tools and calculators to ensure you have a seamless home buying experience. Whether you are looking for your first home or expansion of existing home, we offer flexible home loan that suits your needs. With us, by your side we will help you unlock the door to your new home.

    KNOW MORE ABOUT OUR OFFERINGS

    Key Features
    Loan Amount

    ₹2,00,000 - ₹5,00,00,000

    Loan Tenure
    Up to 30 years
    Interest rates starting at

    8.80%

    View our Flexi EMI Option
    Advantages
    Wide Range of Home Loans
    Tata Capital Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!
    Attractive Home Loan Interest Rates
    A simple, low cost home loan with interest rate starting from 8.85%. So that you can get into your new home sooner!
    Highest Home Loan Eligibility
    Why settle for less when you are deciding on your home? Take advantage of the home loan eligibility calculator. Calculate your housing loan eligibility in seconds.
    Easy Repayment
    We make home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.
    Wide Range of Home Loans
    Tata Capital Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!
    Attractive Home Loan Interest Rates
    A simple, low cost home loan with interest rate starting from 8.85%. So that you can get into your new home sooner!
    Highest Home Loan Eligibility
    Why settle for less when you are deciding on your home? Take advantage of the home loan eligibility calculator. Calculate your housing loan eligibility in seconds.
    Easy Repayment
    We make home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.
    Know More Know More
    TOOLS & CALCULATORS
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Annual Family Income₹200000
    ₹30000₹2000000
    Tenure24 Months
    12 Months 120 Months
    Loan Amount₹200000
    ₹1₹5000000

    Subsidy Amount

    ₹

    Subsidy Category

    MIG-II
    Net Income (Monthly)₹200000
    ₹1₹5000000
    Monthly Obligations₹10000
    ₹1₹5000000
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Tenure24 Months
    12 Months 120 Months

    EMI per Lakh

    ₹

    Eligibility

    ₹
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
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    Annual Income Please enter an amount
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    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
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    Time Since Purchase (Months) Please enter a valid duration
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    HOME LOAN PAYMENT OPTIONS

    Deduction Against Salary (DAS)

    If your employer agrees in writing, then you can make the payment of the monthly instalments directly from your salary. Just authorise your employer to deduct your payment from your salary and direct it to Tata Capital to repay your loan easily.

    Post Dated Cheques (PDC)

    We understand that it takes a long time to repay a home loan. Which is why, you can provide 36 post-dated cheques upfront and periodically issue fresh PDCs at least 3 months prior to expiry of the current PDCs or as and when called upon by the company. We accept this facility only if Auto Debit or ECS options are not working for you.

    PLANNING TO TAKE A LOAN?

    Tata Capital's Home Loans give you the freedom to live life on your own terms. Whether you are a salaried or self-employed individual, our easy-to-apply home loans at competitive interest rates are ideal if you're looking to purchase a home, construct your own house or even expand your existing home. Watch this Home Loan video to learn more about our Home Loan offerings.

    CUSTOMER SPEAK

    Find the right loan for you

    Know More
    Affordable Housing Loan
    Know More
    Home Extension Loan
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    NRI Home Loan

    WHY CHOOSE US

    CUSTOMIZED PRODUCTS
    MINIMUM DOCUMENTATION
    EASY APPLICATION PROCESS
    STRONG AFTER SALES SERVICE

    INSIGHTS ON HOME LOAN