ABOUT HOME LOANS

Having a home to call your own just got a lot easier with Tata Capital Home Loans. We have designed tools and calculators to ensure you have a seamless home buying experience. Whether you are looking for your first home or expansion of existing home, we offer flexible home loan that suits your needs. With us, by your side we will help you unlock the door to your new home.

KNOW MORE ABOUT OUR OFFERINGS

Key Features
Loan Amount

₹2,00,000 - ₹5,00,00,000

Loan Tenure
Up to 30 years
Interest rates starting at

8.80%

Advantages
Wide Range of Home Loans
Tata Capital Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!
Attractive Home Loan Interest Rates
A simple, low cost home loan with interest rate starting from 8.85%. So that you can get into your new home sooner!
Highest Home Loan Eligibility
Why settle for less when you are deciding on your home? Take advantage of the home loan eligibility calculator. Calculate your housing loan eligibility in seconds.
Easy Repayment
We make home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.
Wide Range of Home Loans
Tata Capital Home loans allows you to do much more than just buy a property – purchase a plot of land for construction, home extension, balance transfer and much more!
Attractive Home Loan Interest Rates
A simple, low cost home loan with interest rate starting from 8.85%. So that you can get into your new home sooner!
Highest Home Loan Eligibility
Why settle for less when you are deciding on your home? Take advantage of the home loan eligibility calculator. Calculate your housing loan eligibility in seconds.
Easy Repayment
We make home buying easy, from the first click to turning the key. You can start your repayment tenure with lower EMI’s and pay more as your income grows.
TOOLS & CALCULATORS
Select Loan Amount200000
300002000000
Select Loan Duration48 Months
12 Months 120 Months

Rate of Interest16% p.a.
10% p.a. 20% p.a.

EMI Amount

*

Total Payment

Principal + Interest
*

Total Interest Payable

*
Annual Family Income200000
300002000000
Tenure24 Months
12 Months 120 Months

Loan Amount200000
15000000

Subsidy Amount

Subsidy Category

MIG-II
Net Income (Monthly)200000
15000000
Monthly Obligations10000
15000000

Rate of Interest16% p.a.
10% p.a. 20% p.a.
Tenure24 Months
12 Months 120 Months

EMI per Lakh

Eligibility

*Final amount may vary and it will depend on the final credit approval
Name (as per PAN Card) Please enter a valid Name
Email ID Please enter a valid Email
Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
City of Residence Please select a city
Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth
Please select an option
Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
Existing relationship with SBI
Annual trip?
Existing credit card?
PIN Code Please enter a valid PIN Code
Company Name Please enter a valid Company Name
Salary (Monthly income) Please enter an amount
Property ValuePlease enter an amount
Portfolio ValuePlease enter an amount
Please select your Occupation
Please select an Entity
Years In Business Please enter the Number of Years
Turnover Please enter an amount
Profit After Tax Please enter an amount
Required Loan Amount Please enter an amount
Please select a Product
Annual Income Please enter an amount
Please select a Plan
Please select a Medical Condition
Vehicle Manufacturer Please enter a valid Manufacturer Name
Vehicle Model Please enter a valid Model Name
Vehicle Variant Please enter a valid Variant Name
Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
Vehicle Registration Date Please enter a valid Date
Please select a Purpose of Visit
Please select an option
Travel To Please enter a valid Country Name
Trip Start Date Please enter a valid Date
Trip End Date Please enter a valid Date
Sum Insured Please enter an amount
Tenure (years) Please enter a Tenure
Premium to be paid Please enter an amount
Please select a Security
Please select a Time
Cost of Two Wheeler Please enter an amount
Time Since Purchase (Months) Please enter a valid duration
Current Residence Please enter an address
Smoker?

VERIFY YOUR MOBILE NO.

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HOME LOAN PAYMENT OPTIONS

Deduction Against Salary (DAS)

If your employer agrees in writing, then you can make the payment of the monthly instalments directly from your salary. Just authorise your employer to deduct your payment from your salary and direct it to Tata Capital to repay your loan easily.

Post Dated Cheques (PDC)

We understand that it takes a long time to repay a home loan. Which is why, you can provide 36 post-dated cheques upfront and periodically issue fresh PDCs at least 3 months prior to expiry of the current PDCs or as and when called upon by the company. We accept this facility only if Auto Debit or ECS options are not working for you.

PLANNING TO TAKE A LOAN?

Tata Capital's Home Loans give you the freedom to live life on your own terms. Whether you are a salaried or self-employed individual, our easy-to-apply home loans at competitive interest rates are ideal if you're looking to purchase a home, construct your own house or even expand your existing home. Watch this Home Loan video to learn more about our Home Loan offerings.

CUSTOMER SPEAK

Find the right loan for you

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE