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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required
Net Price
Cost of Production
Profit ratio%
Cost of goods
Profit ratio%

Gross Price

CGST Amount

IGST Amount

Total Tax

Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.

Business Loan GST Calculator

If you want to know the GST amount that you need to pay on your business loan, you can use a business loan GST calculator. A GST calculator is a simple online tool that can help you calculate GST amounts in the simplest manner. For example, you can use Tata Capital GST Calculator to calculate GST online by simply entering the net price of a product and the applicable GST rate.

How is GST Calculated on a Business Loan?

In the case of a business loan, the GST is levied on processing fees, pre-payment charges, foreclosure charges, or any other charges paid to the lender. The easiest way to calculate the GST amount on a business loan is to use a business loan GST calculator. You can easily find a GST calculator online and enter the net charge and the GST percentage to determine your payable GST amount. 

Apart from the GST tax calculator, another method to calculate GST amount is through a manual calculation. To calculate the GST on your business loan through the manual method, you will need to first determine the rate of GST applicable on your business loan. Once you know the applicable GST rate, you can use the following formula for finding GST:

GST = Original Cost x Rate of GST in % / 100

Then, you can calculate the Net Price by adding the GST amount to the original cost.

For example, let’s say that you have taken a business loan of Rs. 20 lakhs, and your lender is charging you a processing fee of 2% on it. Then, your processing charge would come to 2% of Rs. 20 lakhs, i.e., Rs. 40,000. Now, as per the GST Council rate, 18% GST is charged on loan processing fees.

So, in this case, the payable GST on your business loan processing fee would be 18% of Rs. 40,000, i.e., Rs. 7,200.

However, calculating GST manually is a time-taking process. It is also prone to human errors. That is why the best way to calculate GST is through a GST calculator in India.

How to Use a GST Calculator?

GST calculators are extremely easy and convenient to use. You can find a GST calculator online and simply enter a few values into it to calculate the GST amount. Here’s how you can use a Tata Capital GST Calculator to evaluate your total GST implications:


Select between Wholesaler, COG, or COP.


For Wholesaler, input the Net Price and the applicable GST rate in %. For COG, input the Cost of Goods, Profit Ratio in %, and the applicable GST rate in %. For COP, input the Cost of Production, Profit Ratio in %, and the applicable GST rate in %.


Once you enter these values, our GST calculator will instantly display the Gross Price, CGST Amount, IGST Amount, and Total Tax.


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Business Loan for women

At Tata Capital, we provide business loans for women entrepreneurs to achieve new heights in the world of business and startups.

What our customers say about us

We are fully satisfied about Tata Capital's services. Just want to say great experiences with customer services and timely response.


Business Loan | 10 April, 2023

It was extraordinary work by Tata Capital upto now. There are no more suggestions.


Business Loan | 17 February, 2023

Overall experience with Tata Capital was up to the mark.


Business Loan | 16 February, 2023

I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital


Business Loan | 24 December, 2022

Great service for people like me who really have to grow their bussiness thank you TATA CAPITAL


Business Loan | 07 December, 2022

It's a good experience with the Tata Capital team I am very impressed with your services


Business Loan | 01 November, 2022

My name is Sukanya, and I own a gym. To fund my gym, I took out a business loan from Tata Capital, and I was wowed by how quickly and smoothly the process went. Every time I need a loan for my business, I'm going to select Tata Capital.

Sukanya Giri

Business Loan | 13 March, 2022

I operate an online business and required a loan to fund it. I tried many banks at first, but there was a lot of paperwork involved, and I was unable to obtain a loan. After that, I filed for a Tata Capital Business Loan, which they granted me at a very reasonable interest rate. They offered highly flexible repayment alternatives, as well as excellent customer service that guided me through the entire process. Because of the simple process, I was able to get a loan for my online business without any complications.

Karan Sanghavi

Business Loan | 10 March, 2022

I had just started my business and was unfamiliar with the concept of taking out a loan, but Tata Capital made it extremely easy for me. With my loan, I received wonderful assistance. It is a hassle-free service with a speedy turnaround time and competitive interest rates.

Prakash Mehta

Business Loan | 21 February, 2022

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

Machinery Loans

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MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

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Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 75 lakhs at an affordable interest rate.

Overdraft Loan

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Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

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