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A business loan EMI calculator is a simple online tool that helps you evaluate the monthly installments that you need to pay for the repayment of your business loan. Your business loan EMI depends primarily on three factors - loan amount, loan tenure, and the applicable rate of interest. Hence, you can enter these three values in a business loan calculator and know your business loan EMI within a few seconds.
Tata Capital’s Business Loan EMI Calculator is incredibly quick and easy to use. You can simply enter the required values in the relevant boxes, and our EMI calculator business loan will instantly display your business loan EMI and the total interest amount payable on your business loan. By knowing your business loan EMI in advance, you can manage your expenses and plan your repayments accordingly.
Using our business loan EMI calculator is extremely easy. It is one of the simplest ways to check business loan EMI online.Here’s how you can use our EMI calculator business loan:
Enter the business loan amount that you wish to borrow.
Enter the applicable rate of interest.
Enter the tenure or duration for which you want to take your business loan.
You can either use the sliders or type these values directly in the relevant boxes. Once you input these values in our EMI calculator business loan, it will display your payable EMI and the interest amount within a few seconds
For instance,
Suppose you have taken a business loan of Rs. 5 lakhs at an interest rate of 14% per annum for two years
Now, you enter these values in a business loan calculator to check your business loan EMI
As soon as you enter these values in a business loan EMI calculator, it will first convert the applicable rate of interest into a monthly rate by dividing it by 12. So, the applicable monthly interest rate would be 14/12, i.e., 1.16%
Then, it will convert the tenure into months. So, the business loan tenure, in this case, would be 2x12, i.e., 24 months
Now, the business loan calculator will integrate these values into the EMI formula:
Your payable EMI would turn out to be Rs. 24,006, and the total interest amount would be Rs. 76,155
A business loan EMI calculator uses the following formula to calculate business loan EMI:
EMI = [P x R x (1+R) ^N]/[(1+R) ^(N-1)]
Here,
‘P’ is the Principal Business Loan amount,
‘R’ is the applicable rate of interest (monthly),
and ‘N’ is the loan tenure or duration (in months)
EMI stands for Equated Monthly Installment. It is the amount that you need to pay every month for a fixed tenure to repay a loan. The EMI that you pay constitutes the repayment of the principal loan amount as well as the interest amount. So, in the case of a business loan, the amount that you need to pay every month towards its repayment is known as a business loan EMI.
Business loan EMI primarily depends on three factors - loan amount, loan tenure, and the applicable rate of interest. You can adjust these three parameters to arrive at an EMI amount you’re comfortable with. With Tata Capital, you can avail of a business loan for a tenure of up to 60 months to keep your business loan EMI affordable. To know your EMI in advance, you can use our business loan EMI calculator.
You can use a business loan EMI calculator to evaluate your business loan EMI in a hassle-free manner. Here are the benefits of using an EMI calculator for a business loan:
Calculating your business loan EMI manually can be a time-consuming process. By using a business loan EMI calculator, you can get results instantly
You can access a business loan EMI calculator online and use it from the convenience of your home or office
Computing business loan EMI by hand is prone to manual errors. However, with a business loan EMI calculator, you will get accurate results every time
A business loan EMI calculator can help you compare EMIs for different lending options and choose the best one
By knowing your EMIs in advance, you can plan and manage your business loan repayment smartly
Your business loan EMI primarily depends on three factors. They include:
Before you apply for a business loan, it’s prudent to calculate your EMI through a business loan EMI calculator. This will give you an accurate idea of the monthly amount that you will need to pay every month to repay your loan amount.
When you know your EMI payments beforehand, you can estimate your monthly obligations and manage your finances in such a way that your business operations don’t get hampered. This way, you can also choose a suitable business loan amount and tenure as per your cash flow requirements.
Apart from the business loan EMI calculator, here are a few other business loan calculators you can use for your convenience:
We are fully satisfied about Tata Capital's services. Just want to say great experiences with customer services and timely response.
Business Loan | 10 April, 2023
It was extraordinary work by Tata Capital upto now. There are no more suggestions.
Business Loan | 17 February, 2023
Overall experience with Tata Capital was up to the mark.
Business Loan | 16 February, 2023
I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital
Business Loan | 24 December, 2022
Great service for people like me who really have to grow their bussiness thank you TATA CAPITAL
Business Loan | 07 December, 2022
It's a good experience with the Tata Capital team I am very impressed with your services
Business Loan | 01 November, 2022
My name is Sukanya, and I own a gym. To fund my gym, I took out a business loan from Tata Capital, and I was wowed by how quickly and smoothly the process went. Every time I need a loan for my business, I'm going to select Tata Capital.
Business Loan | 13 March, 2022
I operate an online business and required a loan to fund it. I tried many banks at first, but there was a lot of paperwork involved, and I was unable to obtain a loan. After that, I filed for a Tata Capital Business Loan, which they granted me at a very reasonable interest rate. They offered highly flexible repayment alternatives, as well as excellent customer service that guided me through the entire process. Because of the simple process, I was able to get a loan for my online business without any complications.
Business Loan | 10 March, 2022
I had just started my business and was unfamiliar with the concept of taking out a loan, but Tata Capital made it extremely easy for me. With my loan, I received wonderful assistance. It is a hassle-free service with a speedy turnaround time and competitive interest rates.
Business Loan | 21 February, 2022
Thinking of expanding your business? Want to take your business to new heights? From expanding your operations to upgrading your equipment, Tata Capital has got your back! Let Tata Capital business loans fuel your entrepreneurial spirits and help turn your business dreams into reality!
A business loan EMI calculator is an online tool that helps you calculate the monthly installments needed to repay your business loan. Knowing your business loan EMI in advance allows you to manage your expenses and plan your repayments accordingly.
To determine the business loan's EMI, you can use the Tata Capital business loan EMI calculator. You must enter your loan amount, preferred tenure and interest rate. It will show you what the EMI will be for the chosen tenure.
The following entities are eligible to apply for a business loan with Tata Capital:
To get approved for a business loan, you must have a minimum turnover of Rs 50,000 annually.
At Tata Capital, we offer business loans starting from Rs. 40,000 and going up to Rs. 75 lakhs.
At Tata Capital, we offer unsecured business loans. This means you don't have to put anything up as collateral or security when you apply for a business loan from us.
We provide fast approval for business loan applications. As soon as you submit your business loan application along with the required documents, our team verifies the documents and your loan amount is disbursed to your bank account with minimum delay.
To track the status of your business loan application
The key benefits of calculating your EMI using the Tata Capital business loan EMI calculator are:
Another major benefit of using the business loan EMI calculator is that you can compare different lending options and choose the best one.
The business loan EMI calculator uses the following method:
EMI = [P x R x (1+R) ^N]/[(1+R) ^(N-1)]
Here,
'P' is the Principal loan amount,
'R' is the applicable rate of interest,
and 'N' is the loan tenure.
In general, EMIs are fixed. However, at Tata Capital, we provide two options for business loan repayment:
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