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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

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    • ABOUT BUSINESS LOANS

    Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan. We provide quick and hassle free funding with flexible options to repay the loan to keep you ahead in business. With us, your future is secure.

    Know more about our offerings

    Key Features
    Loan Amount

    ₹5,00,000 - ₹50,00,000 

    Loan Tenure

    12 - 36 months

    Interest rate starting at

    19%

    View our Flexi EMI Options
    Advantages
    Multiple Product Offering

    We offer the flexibility to create Business Loans with terms that meet your specific needs. Our business loan offerings are flexible and can be custom-built as per your business requirement.

    No Security
    There is no obligation whatsoever, our business loans are fully unsecured.
    Structured EMI option
    We give you the option and convenience to customize your monthly loan repayment instalment that is best suited for your company's cash flow.
    High Eligibility
    Our high eligibility means that we say ‘Yes’ when others may say ‘No’. We work together to help design a loan for business that best fits your budget.
    Multiple Product Offering

    We offer the flexibility to create Business Loans with terms that meet your specific needs. Our business loan offerings are flexible and can be custom-built as per your business requirement.

    No Security
    There is no obligation whatsoever, our business loans are fully unsecured.
    Structured EMI option
    We give you the option and convenience to customize your monthly loan repayment instalment that is best suited for your company's cash flow.
    High Eligibility
    Our high eligibility means that we say ‘Yes’ when others may say ‘No’. We work together to help design a loan for business that best fits your budget.
    Know More Know More
    TOOLS & CALCULATORS
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Foreclosure Charges2%
    10% p.a. 20% p.a.
    Months of Foreclosure48 Months
    12 Months 120 Months

    Foreclosure Amount

    ₹

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹

    Outstanding principal at the time of foreclosure

    ₹
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    12 Months90 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    Cost of Production₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Cost of Goods₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Net Price₹200000
    ₹30000₹2000000
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    *Final amount may vary and it will depend on the final credit approval
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    PAYMENT OPTIONS

    PAY ONLINE

    Pay your EMI using our website or mobile anytime, anywhere.

    DROP A CHEQUE

    Select a nearby branch to drop a cheque at your convenience.

    PLANNING TO TAKE A LOAN?

    With Tata Capital's Business Loans, your quest for funds to set-up or expand your business ends here. We understand your need for quick and easy loans to make the best of the opportunities available. Our flexible Business loans can help scale your business to new heights while keeping in mind your unique business requirements. Watch this video to know more about our Business Loan offerings.

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