• Consumers
    •
  • Commercial
    •
    Personal Loan
    Home Loan
    Business Loan
    Loan Against Property
    Consumer Durable Loan
    More +
    Personal Loan
    Personal Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Wedding Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Medical Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Education Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Travel Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Home Renovation Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Home Loan
    Home Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • Approved Projects
    •
  • FAQs
    •
    • Home Extension Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • FAQs
    •
    • Affordable Housing Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • FAQs
    •
    • Home Assist
  • Process Guidance
    •
  • Buying Affordablity
    •
  • Property Search Tool
    •
  • Document Checklist Tool
    •
  • TDS Filing Tool
    •
    • Business Loan
    Business Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • EMI Options
    •
  • Ways to Apply
    •
  • FAQs
    •
    • Loan Against Property
    Loan Against Property
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • Ways to Apply
    •
  • EMI Options
    •
  • FAQs
    •
    • Consumer Durable Loan
    Consumer Durable Loan
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • EMI Options
    •
  • Ways to Apply
    •
  • FAQs
    •
    More +
    Vehicle Loan
    Loan Against Securities
  • Overview
    •
  • Eligibility & Documentation
    •
  • Fees & Charges
    •
  • EMI Options
    •
  • Ways to Apply
    •
  • FAQs
    •
    • Insurance
    Credit Card
  • Overview
    •
    • Wealth Management
  • Overview
    •
  • Products & Services
    •
  • Reports & Updates
    •
  • Contact Us
    •
  • Personal Loan
  • Home Loan
  • Business Loan
  • Loan Against Property
  • Consumer Durable Loan
  • More +
  • Personal Loan
  • Wedding Loan
  • Medical Loan
  • Education Loan
  • Travel Loan
  • Home Renovation Loan
  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • Interest rates starting at 11.25%

    Get a personal loan approval on-the-go.

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • Funding upto Rs. 25 Lakhs for your Marriage!

    Plan Your Dream Wedding with Personal Loan

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • Attractive Interest rates starting at 11.25%

    Loans for one's medical needs on an emergency basis

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • Avail tax benefits on your Education Loan

    Hassle-Free Education Loans to students for higher studies

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • No money can offer you the joy and pleasure of travelling

    Personal Loan for your Travel needs

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • Minimal Documentation

    Home Renovation Loans for your housing needs

  • Home Loan
  • Home Extension Loan
  • Affordable Housing Loan
  • Home Assist
  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • Approved Projects
  • FAQs

    • Flexi Home Loan EMI Options with Instant Approvals

    Home Loans upto Rs 5 Crores

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • FAQs

    • Home Loan tenure up to 30 years

    Customized solutions for your Home Extension needs

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • FAQs

    • Interest rate subvention starting at 4%

    Prapti Home Loan under Pradhan Mantri Awas Yojana Scheme

  • Business Loan
  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • EMI Options
  • Ways to Apply
  • FAQs

    • Business Financing upto Rs. 50 Lacs

    One Stop Online Shop for Business Loan

  • Loan Against Property
  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs

    • Loan amount upto Rs. 3 Crores

    Flexible Loan Tenure on Loan Against Property

  • Consumer Durable Loan
  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • EMI Options
  • Ways to Apply
  • FAQs

    • Avail 0% interest rate on your next electronic purchase

    On-spot approvals on Consumer Durable Loans

  • Vehicle Loan
  • Loan Against Securities
  • Insurance
  • Credit Card
  • Wealth Management

    • Used Car Loans starting at Rs. 1 Lakh

    Used Car Financing with Easy Repayment Options

    Used Car Loans starting at Rs. 1 Lakh

    Used Car Financing with Easy Repayment Options

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • EMI Options
  • Ways to Apply
  • FAQs

    • Loan amount upto Rs. 20 Crores

    Unlock the power of your investments with Loan Against Securities

    We want you to feel safe at all times

    Protect your home & belongings with insurance covers

    We want you to feel safe at all times

    Protect your home & belongings with insurance covers

  • Overview
  • Products & Services
  • Reports & Updates
  • Contact Us

    • Wealth Product Distribution Services to secure your finances

    We support you in making more out of your wealth

    CLOSE
    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Ways to Apply
  • EMI Options
  • FAQs
  • Know More

    • ABOUT BUSINESS LOANS

    Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan. We provide quick and hassle free funding with flexible options to repay the loan to keep you ahead in business. With us, your future is secure.

    Know more about our offerings

    Key Features
    Loan Amount

    ₹5,00,000 - ₹50,00,000 

    Loan Tenure

    12 - 36 months

    Interest rate starting at

    19%

    View our Flexi EMI Options
    Advantages
    Multiple Product Offering

    We offer the flexibility to create Business Loans with terms that meet your specific needs. Our business loan offerings are flexible and can be custom-built as per your business requirement.

    No Security
    There is no obligation whatsoever, our business loans are fully unsecured.
    Structured EMI option
    We give you the option and convenience to customize your monthly loan repayment instalment that is best suited for your company's cash flow.
    High Eligibility
    Our high eligibility means that we say ‘Yes’ when others may say ‘No’. We work together to help design a loan for business that best fits your budget.
    Multiple Product Offering

    We offer the flexibility to create Business Loans with terms that meet your specific needs. Our business loan offerings are flexible and can be custom-built as per your business requirement.

    No Security
    There is no obligation whatsoever, our business loans are fully unsecured.
    Structured EMI option
    We give you the option and convenience to customize your monthly loan repayment instalment that is best suited for your company's cash flow.
    High Eligibility
    Our high eligibility means that we say ‘Yes’ when others may say ‘No’. We work together to help design a loan for business that best fits your budget.
    Know More Know More
    TOOLS & CALCULATORS
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Foreclosure Charges2%
    10% p.a. 20% p.a.
    Months of Foreclosure48 Months
    12 Months 120 Months

    Foreclosure Amount

    ₹

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹

    Outstanding principal at the time of foreclosure

    ₹
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    12 Months90 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    Cost of Production₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Cost of Goods₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Net Price₹200000
    ₹30000₹2000000
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
    Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth
    Please select an option
    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
    Existing relationship with SBI
    Annual trip?
    Existing credit card?
    PIN Code Please enter a valid PIN Code
    Company Name Please enter a valid Company Name
    Salary (Monthly income) Please enter an amount
    Property ValuePlease enter an amount
    Portfolio ValuePlease enter an amount
    Please select your Occupation
    Please select an Entity
    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
    Trip Start Date Please enter a valid Date
    Trip End Date Please enter a valid Date
    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
    Please select a Security
    Please select a Time
    Cost of Two Wheeler Please enter an amount
    Time Since Purchase (Months) Please enter a valid duration
    Current Residence Please enter an address
    Smoker?

    VERIFY YOUR MOBILE NO.

    Please enter the 4 Digit OTP sent to your mobile Number.

    The OTP has been sent to your mobile number. Please check.

    Your mobile number is successfully verified.

    Mobile NumberPlease click on SEND OTP to receive the new OTP
    Enter OTPRESEND OTPSEND OTPINVALID OTP

    PAYMENT OPTIONS

    PAY ONLINE

    Pay your EMI using our website or mobile anytime, anywhere.

    DROP A CHEQUE

    Select a nearby branch to drop a cheque at your convenience.

    PLANNING TO TAKE A LOAN?

    With Tata Capital's Business Loans, your quest for funds to set-up or expand your business ends here. We understand your need for quick and easy loans to make the best of the opportunities available. Our flexible Business loans can help scale your business to new heights while keeping in mind your unique business requirements. Watch this video to know more about our Business Loan offerings.

    CUSTOMER SPEAK

    WHY CHOOSE US

    CUSTOMIZED PRODUCTS
    MINIMUM DOCUMENTATION
    EASY APPLICATION PROCESS
    STRONG AFTER SALES SERVICE

    INSIGHTS ON BUSINESS LOANS

    Know More About Your
    Pre-Approved Offers

    Know More About Your Pre-Approved Offers

    First Name as per PAN card
    Please enter your First Name
    Last Name as per PAN card
    Please enter your Last Name
    Mobile No. OTP will be sent to your mobile number
    Please enter valid Mobile Number
    Enter OTP RESEND OTP
    Please enter valid OTP
    Currently No Offers