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Planning to get a two-wheeler loan to buy your dream bike? Get access to seamless two-wheeler finance with Tata Capital. Enjoy low interest rates, a seamless digital process, high loan amounts, and flexible loan tenure.

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What is a Two Wheeler Loan?

Found your dream bike but it doesn't fit your budget? A Two Wheeler Loan is just what you need. It helps you bring your dream motorcycle or scooter home, and repay the amount in easy EMIs as per your convenience. The tenure, interest rates, and other terms of the two wheeler vehicle loan depend on your repayment capacity. 

In these unprecedented times, using public transports to commute can be risky. Owning your own two wheeler will give you the freedom to commute safely and comfortably. So, don't let a lack of funds stop you from getting what you want. With a two wheeler vehicle loan, you can secure anywhere between 80% to 100% of the bike cost. From commuter bikes to premium motorcycles, Tata Capital helps you finance bike loan for a variety of two wheelers conveniently. What's more? At Tata Capital, we assure you of minimal paperwork and quick processing.

Disclaimer: Two Wheeler Loans are at the sole discretion of Tata Capital Limited (TCL).

  • Loan Amount

    ₹25,000 - ₹5,00,000

  • Loan tenure

    6 - 60 months

  • Interest rate starting @

Features of Two Wheeler Loan

Every loan comes with its own set of features that make it attractive for consumers, and the same applies to two-wheeler loans as well. Tata Capital has several features that make two-wheeler finance loans quite competitive in the market. Let's take a look at them in-depth now.

Easy application process

There is very little paperwork involved here, as it only involves filling out your application form and submitting a few basic documents. We have even digitised the entire process, so you don't even need to visit our branches to submit the application form. 

Competitive interest rates

The lower the interest rate, the more affordable the EMIs will be in a longer tenure, and repayment will be easier. We make this a reality by offering competitive interest rates that are the best in the industry. This will allow you to fulfil your pressing financial needs by even availing of a higher amount as interest rates are lower than usual.

Repayment options

When it comes to repaying your loans, flexibility has to be a priority. And Tata Capital extends this flexibility by offering you multiple convenient options for EMI payments. We have options such as e-mandate, post-dated cheques and online to make loan repayment easier for you.

Fast approval

Tata Capital makes this experience a fruitful one for you as we don't have long waiting times. Once you meet the eligibility with few basic details, your loan is approved within few minutes. Submit the documents for verification and your loan application will be disbursed within the same day.

Low down payment

This is another useful feature, especially when you don't have the funds to make a down payment. Tata Capital will finance 100% of the bike cost you choose for a maximum of up to Rs. 2.85 lakhs. 

Benefits of Bike Loan

Finance up to 100% of the Cost

Avail of up to 100% of the Two-Wheeler cost (Subject to conditions).

Longer Loan Tenure

Avail of a loan for up to 5 years and repay the sum at your convenience.

Quick and Easy Processing

Get your two-wheeler loan in no time with our quick processing and minimal paperwork.

Personal Safety

Commute with your own vehicle and avoid the risk of coronavirus.

Eligibility Criteria for Bike Loan

  • Residential stability – You must have at least one year of residential stability to apply for a two wheeler loan. 

  • Employment stability – You must have a minimum of one year of employment stability for a standard bike loan.

  • Age – You must be between 21 to 60 years old at the time of application.

  • Residential stability – You must have at least one year of residential stability to apply. 

  • Employment stability – You must have a minimum of one year of employment stability for a standard bike loan.

Co-applicant

  •  Co-applicant required if applicant age is 18 to 20 years.
  •  Co-applicant can also be taken for age, registration, residence/Office, ownership proof or Income purposes.
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How to Apply for a Two Wheeler Loan Online at Tata Capital?

You can easily apply for a two-wheeler loan online at Tata Capital by following these steps:

  • Step 1: Visit Tata Capital's official website and navigate to the 'two-wheeler loan' page.
  • Step 2: Click on 'Apply Now.'
  • Step 3: Enter your personal and vehicle details and click on 'Apply.'
     

We will review your application and get in touch with you for the next steps.

How to Apply for a Two Wheeler Loan Offline at Tata Capital?

While Tata Capital offers you the chance to apply online, it still has the traditional means of applying offline as well. This can be particularly useful to people who are more accustomed to traditional means of availing of a loan.

The process to apply for a two-wheeler loan offline is as follows:

1

Go to the nearest Tata Capital branch and speak to a representative about your intention to avail of a bike loan. They will guide you through the process based on your requirements. 

2

Ensure you are eligible for the two-wheeler loan. We have easy eligibility criteria for you to follow Know More

3

Have all of the required documents ready. Tata Capital has very minimal documentation that you need to submit. They are:
 

  • ID proof - Your Aadhaar card, passport, voter ID
  • Address proof - Your electricity bill, gas bill
4

Submit all of the required documents to our representative. You can let them know about the desired loan amount you will need and the tenure of the loan as well. They will guide you through the entire process and help you submit all the relevant documents.

5

Once you finish submitting, we will get in touch with you shortly to confirm your loan. We process our loans quickly, too, after we verify, so you'll get your loan in no time.

Why Should You Take a Two Wheeler Loan?

 

Don't know if a two wheeler finance is for you?

Here are some benefits that will help you make a decision:

 

  • Safety first

    Getting your own two wheeler will help you avoid public transportation so you can have a safe driving experience.

  • Sense of independence

    When you have your own vehicle, you won't depend on public transport or anybody else to commute from one place to another, especially in times of emergencies.

  • No public transport hassles

    Say goodbye to standing in long queues to catch a bus, metro, local train, or auto rickshaw. Buy your own vehicle with a two wheeler loan finance and drive comfortably as and when you please.

  • No strain on personal funds

    Bring home your dream bike without dipping into your savings and repay in easy EMIs over your desired tenure.

  • Zero down payment

    Secure up to 100% of the new bike cost (Subject to conditions).

When Should You Take a Two Wheeler Loan?

You can avail of a Two Wheeler Loan for the following situations –

Personal use

Whether it's commuting to work or for an emergency, with your own vehicle you'll not have to depend on anyone else. Avail of a Two Wheeler Loan to purchase your dream companion for the road.

Safety use

Since the onset of the pandemic, traveling safely has become a priority. With a Two Wheeler Loan, you can buy your own bike and avoid crowded public transportation to travel safely.

Why Choose Tata Capital's Two Wheeler Loan?

Minimum paperwork

Say goodbye to lengthy loan paperwork. With Tata Capital, the only paperwork we require is the application form. You can carry out all other loan-related activities, from document submission to loan disbursal through our digital platform.

Repayment

You can decide on a repayment plan for your loan at your convenience. Choose from our host of options like E-mandate, post-dated cheques, and online two wheeler loan repayment.  

Competitive interest rates

We assure you of the best Two Wheeler Loan interest rates in the industry. With Tata Capital, you can also customise your loan depending on your convenience. 

Quick and easy online approval

Receive instant online approval after we successfully receive and verify your documents.

Minimum documents

Avail an instant 2 wheeler loan from Tata Capital with minimal documentation.

Low down payment

We will finance 100% of your desired bike’s value (Subject to conditions).

Attractive interest rates

The interest rates that we offer are some of the best in the industry. This can be a great advantage, especially if you are planning to save extra money or go for a more expensive bike, as it can make your EMI payments much more affordable, depending on the tenure.

Easy-to-avail money

Our process to avail of a 2 wheeler loan is extremely simple. This means that there isn't any long procedure to get the loan amount. Once you've checked your eligibility, you simply submit the loan application, along with the other proofs and your application gets approved in no time. 

High loan amounts

Although your choice of a two-wheeler might be well within your budget, Tata Capital offers extra room to make easy decisions. We offer loan amounts up to a maximum of Rs. 5 lakhs, so you can buy your dream two-wheeler without any problems.

Payment Options

Available payment options

    Pay Online

    You can repay your EMI online through our website or your mobile device, anytime and from anywhere.

    Drop A Cheque

    You can drop a cheque at your nearest Tata Capital branch at your convenience. 

What our customers say about us

Nice service by Tata employee.

Priyanka Kujur

Two Wheeler Loan | 05 Sep, 2024

All services are good.

VIKAS MALHOTRA

Two Wheeler Loan | 03 Sep, 2024

The branches are so helpful and attended to me nicely.

BRIJMOHAN Sharma

Two Wheeler Loan | 02 Sep, 2024

Good experience with Tata Capital.

SAGAR INGLE

Two Wheeler Loan | 31 Aug, 2024

Tata Capital customer care service is very good; they talk politely and solve problems quickly.

KAVITA KASHYAP

Two Wheeler Loan | 27 Aug, 2024

Good service by Tata Capital and its employees.

Sahil Sharma

Two Wheeler Loan | 26 Aug, 2024

Excellent service from Tata Capital.

SAMEER RAGHUNATH RASAM

Two Wheeler Loan | 21 Aug, 2024

From my side, Tata service is going well. Thanks for the service you provided me.

RAJESH SARMAN NADAR

Two Wheeler Loan | 14 Aug, 2024

Good service received from Tata Capital.

SHYAMAL ROY

Two Wheeler Loan | 12 Aug, 2024

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