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To Apply for a Loan Against Shares/Mutual Funds, Click Here

ABOUT LOAN AGAINST SECURITIES

Need funds but do not want to liquidate your investments? Life is always evolving, and so are your financial needs. While you may have investments to rely on, liquidating them can trigger tax liabilities. It can also impact your future financial returns and goals. A Loan Against Securities from an NBFC can be the solution to your financial problems.

 

At Tata Capital, we provide a loan against securities online to help you gain immediate access to money. With the loan against shares or other securities, you can truly unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds, or debt securities and get access to instant liquidity. Our loan against shares and loan on mutual funds offer you double benefits - easy access to funds up to Rs. 40 crores while you continue to earn Compound Annual Growth Rate (CAGR) against your financial assets. What makes this more attractive is that we offer a loan against stocks with zero convenience, foreclosure, and prepayment charges.

Know more about our offerings

Key Features

Loan Amount

₹75,000 - ₹40,00,00,000

Loan Tenure

12 months with renewal facility

Interest rate starting at

9%

Advantages

Overdraft facility

We offer an overdraft facility on our loan against shares and securities. If you need additional funds during the loan tenure, you can pledge your financial assets, such as mutual funds or shares, and get excess funds at a later stage.

Zero Foreclosure Charges

We charge zero convenience fees, zero prepayment charges, and no foreclosure charges on the Tata Capital loan against securities. Our endeavor is to empower you to settle your EMIs at your convenience without being penalized for early repayments. 

Digital Paperless Journey

To facilitate a seamless experience, our loan against mutual funds and other securities can be availed online. We offer an entirely digital and paperless account opening process for up to Rs. 2 crores for a loan against mutual funds and Rs. 5 crores for a loan against equity shares. 

Quick Access to Finance

We understand the urgency involved in financial emergencies. We are here to provide you with instant funds when you need them the most. With our loan against demat shares or loan against mf, we offer a swift turnaround time of one or two days. 

Security Swap

When you take a loan against equity shares or a loan against mutual funds with Tata Capital, you can swap the securities based on your stock market assessment without any fee at any time you want. This allows you to continue reaping the benefits of dividends, bonuses, and rights issues while also covering your immediate financial needs.

High Loan Amount

A loan against stocks and securities can be availed for approved scrips to the extent of up to 50% to 70% of the market value of the concerned security. Our loan against shares maximum limit is Rs. 40 crores so that you can comfortably meet all your financial needs. 

Overdraft facility

We offer an overdraft facility on our loan against shares and securities. If you need additional funds during the loan tenure, you can pledge your financial assets, such as mutual funds or shares, and get excess funds at a later stage.

Zero Foreclosure Charges

We charge zero convenience fees, zero prepayment charges, and no foreclosure charges on the Tata Capital loan against securities. Our endeavor is to empower you to settle your EMIs at your convenience without being penalized for early repayments. 

Digital Paperless Journey

To facilitate a seamless experience, our loan against mutual funds and other securities can be availed online. We offer an entirely digital and paperless account opening process for up to Rs. 2 crores for a loan against mutual funds and Rs. 5 crores for a loan against equity shares. 

Quick Access to Finance

We understand the urgency involved in financial emergencies. We are here to provide you with instant funds when you need them the most. With our loan against demat shares or loan against mf, we offer a swift turnaround time of one or two days. 

Security Swap

When you take a loan against equity shares or a loan against mutual funds with Tata Capital, you can swap the securities based on your stock market assessment without any fee at any time you want. This allows you to continue reaping the benefits of dividends, bonuses, and rights issues while also covering your immediate financial needs.

High Loan Amount

A loan against stocks and securities can be availed for approved scrips to the extent of up to 50% to 70% of the market value of the concerned security. Our loan against shares maximum limit is Rs. 40 crores so that you can comfortably meet all your financial needs. 

HOW CAN YOU TAKE A LOAN AGAINST SECURITIES

We have eliminated any stress involved with taking a loan against mutual funds or a loan against demat shares by designing a process that is totally hassle-free. It’s simple. It’s quick. Here’s what you need to do:

 

  • Select your loan amount and tenure
  • Submit your application
  • Get funds in your account

 

With Tata Capital, you can avail of a loan against mutual funds or a loan against stocks from the convenience of your home or office. All you need to do is apply for a loan against shares and securities online on our website.

 

Four reasons why Loan Against Securities is the right choice for you

  • You get instant access to funds

When you pledge securities to take the loan, you get access to funds without ever having to liquidate the investments that you have made over the years.

  • It’s in your best interest

One of the biggest benefits of Loan against Securities is that you pay interest only on the amount that has been utilised and not on the limit extended. It can also be used as an overdraft facility.

  • You retain ownership

At no point do you have to liquidate your investments or securities. Even after having them pledged to Tata Capital, you can continue to reap benefits that come from your investments as you still enjoy the ownership of the financial products.

  • Easy Documentation

We ask for your basic KYC documents which makes the process of availing Loan against Securities hassle free.

Eligibility for Loan Against Securities

If you are a salaried or self-employed individual, then you are eligible to avail of a loan against shares and securities from us. Also, you should be in the age group of 18-65 years. In the case of non-individual entities, the organization should have been in existence for at least two years to be eligible for a Tata Capital loan against securities. 

5 reasons why you should choose us

Tata Capital a name you can trust

With the customers’ individual desires and needs in mind, our team at Tata Capital guides you at every step and offer specific financial solutions

We offer attractive interest rates

Our interest rates are competitive and affordable. We let you tailor everything according to your convenience and ability to repay. 

We’re flexible

We work with you to customise a loan amount and tenure that works best for you. You don’t even have to pay interest on the entire loan – just the amount that has been utilised so far. It is that simple. 

We are not going to make you run around

We only ask for minimal documentation to process your application. We just need some mandatory information.

We’ve been in the industry for a long time

This means we understand your needs and we will tailor our services to your needs. 

ONLINE

Get swift access to funds by applying for a Loan Against Securities through our online application process. In fact, if you don’t have the time to finish the application, we may call you to assist you with the process.

PHONE

Got a question? Call us on our customer care number at 1860 267 6060 from 9am to 8pm Monday to Saturday. You can request a call back too.

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