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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

  • Overview
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    • ABOUT PERSONAL LOANS

    Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. From your education to your fairy-tale wedding, we’re with you every step of the way. Who says you can’t have it easy? With us, all it takes is a click. 

    KNOW MORE ABOUT OUR OFFERINGS

    Key Features
    Loan Amount

    ₹75,000 - ₹25,00,000

    Loan Tenure

    12 - 72 months

    Interest Rates starting at

    11.25%

    View our Flexi EMI Options
    Advantages
    Multipurpose Personal Loan

    No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.

    No Collateral/Security

    We don’t ask for any collateral or security for Personal Loans.

    Overdraft Facility
    Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.
    Zero charges on Part Pre-Payment

    You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.

    Multipurpose Personal Loan

    No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.

    No Collateral/Security

    We don’t ask for any collateral or security for Personal Loans.

    Overdraft Facility
    Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.
    Zero charges on Part Pre-Payment

    You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.

    Know More Know More
    TOOLS & CALCULATORS
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    1 Months12 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    *Final amount may vary and it will depend on the final credit approval
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    PAYMENT OPTIONS

    PAY ONLINE

    Pay your EMI using our website or mobile anytime, anywhere.

    DROP A CHEQUE

    Select a nearby branch to drop a cheque at your convenience.

    PLANNING TO TAKE A PERSONAL LOAN?

    At Tata Capital, we provide you with a Personal Loan to meet your unique needs. Whether it is to fund a fairy-tale wedding or to explore the world, we are committed to help you at every step. Learn more about our competitive interest rates and flexible EMI options by watching this Personal Loan video.

    CUSTOMER SPEAK

    Find the right loan for you

    Know More
    Education Loan
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    Wedding Loan
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    Medical Loan
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    Travel Loan
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    Home Renovation Loan

    WHY CHOOSE US

    CUSTOMIZED PRODUCTS
    MINIMUM DOCUMENTATION
    EASY APPLICATION PROCESS
    STRONG AFTER SALES SERVICE

    INSIGHTS ON PERSONAL LOANS