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Personal Loan
CALCULATE EMI
Personal Loan

PERSONAL LOAN INTEREST RATES STARTING AT 11.25%

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Wedding Loan
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Wedding Loan

WEDDING LOAN FUNDING UP TO RS. 25 LAKHS

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Medical Loan
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Medical Loan

LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS

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Education Loan
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Education Loan

AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES

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Travel Loan
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Travel Loan

PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS

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Home Renovation Loan
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Home Renovation Loan

HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS

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Home Loan
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Home Loan

HOME LOANS WITH INSTANT APPROVALS UP TO RS. 5 CRORES

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Home Extension Loan
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Home Extension Loan

CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS

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Affordable Housing Loan
Pradhan Mantri Awas Yojna (PMAY) Calculator
Affordable Housing Loan

UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%

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Home Assist

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Personal Loan

  • Overview
  • Eligibility & Documentation
  • Fees & Charges
  • Calculators
  • EMI Options
  • FAQs
  • Know More
    • 1

    ABOUT PERSONAL LOANS

    Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. From your education to your fairy-tale wedding, we’re with you every step of the way. Who says you can’t have it easy? With us, all it takes is a click. 

    KNOW MORE ABOUT OUR OFFERINGS

    Key Features
    Loan Amount

    ₹75,000 - ₹25,00,000

    Loan Tenure

    12 - 72 months

    Interest Rates starting at

    11.25%

    View our Flexi EMI Options
    Advantages
    Multipurpose Personal Loan

    No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.

    No Collateral/Security

    We don’t ask for any collateral or security for Personal Loans.

    Overdraft Facility
    Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.
    Zero charges on Part Pre-Payment

    You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.

    Multipurpose Personal Loan

    No matter what the occasion is, we have the right personal loan offering for you. Be it for weddings, higher studies, travel or any other purpose.

    No Collateral/Security

    We don’t ask for any collateral or security for Personal Loans.

    Overdraft Facility
    Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.
    Zero charges on Part Pre-Payment

    You can pre pay part of the loan any time after 6 months of availing a Personal Loan without any penalty or additional fee.

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    TOOLS & CALCULATORS
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    12 Months90 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
    Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth
    Please select an option
    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
    Existing relationship with SBI
    Annual trip?
    Existing credit card?
    PIN Code Please enter a valid PIN Code
    Company Name Please enter a valid Company Name
    Salary (Monthly income) Please enter an amount
    Property ValuePlease enter an amount
    Portfolio ValuePlease enter an amount
    Please select your Occupation
    Please select an Entity
    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
    Trip Start Date Please enter a valid Date
    Trip End Date Please enter a valid Date
    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
    Please select a Security
    Please select a Time
    Cost of Two Wheeler Please enter an amount
    Time Since Purchase (Months) Please enter a valid duration
    Current Residence Please enter an address
    Smoker?

    VERIFY YOUR MOBILE NO.

    Please enter the 4 Digit OTP sent to your mobile Number.

    The OTP has been sent to your mobile number. Please check.

    Your mobile number is successfully verified.

    Mobile NumberPlease click on SEND OTP to receive the new OTP
    Enter OTPRESEND OTPSEND OTPINVALID OTP

    PAYMENT OPTIONS

    PAY ONLINE

    Pay your EMI using our website or mobile anytime, anywhere.

    DROP A CHEQUE

    Select a nearby branch to drop a cheque at your convenience.

    PLANNING TO TAKE A PERSONAL LOAN?

    At Tata Capital, we provide you with a Personal Loan to meet your unique needs. Whether it is to fund a fairy-tale wedding or to explore the world, we are committed to help you at every step. Learn more about our competitive interest rates and flexible EMI options by watching this Personal Loan video.

    CUSTOMER SPEAK

    Find the right loan for you

    Personal Loan for Study
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    Education Loan
    Personal Loans for your Marriage
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    Wedding Loan
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    Medical Loan
    Personal Loan for Travel
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    Travel Loan
    Renovate your Home using Personal Loans
    Know More
    Home Renovation Loan

    WHY CHOOSE US

    CUSTOMIZED PRODUCTS
    MINIMUM DOCUMENTATION
    EASY APPLICATION PROCESS
    STRONG AFTER SALES SERVICE

    INSIGHTS ON PERSONAL LOANS

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    Pre-Approved Offers

    Know More About Your Pre-Approved Offers

    First Name as per PAN card
    Please enter your First Name
    Last Name as per PAN card
    Please enter your Last Name
    Mobile No. OTP will be sent to your mobile number
    Please enter valid Mobile Number
    Enter OTP RESEND OTP
    Please enter valid OTP
    Currently No Offers