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An instant way to fund your larger expenses
There may be situations where you need to avail of funds quickly. Instead of dipping into your savings or depending on others, you can avail of a small loan to fund these needs conveniently. It is a quick and hassle-free loan that you can utilize for a variety of purposes. From paying medical bills to funding an international trip, Tata Capital's multipurpose small loans are tailor-made to meet your short-term needs.
Enjoy simple eligibility criteria and flexible repayment structures with Tata Capital's small loans. But that's not all. Our loans also come with minimal documentation and the best interest rates in the industry.
What’s more? You can apply for a Small Loan online from the comfort of your home. We especially customize our small-ticket loans for salaried individuals across different salary brackets. With a quick and easy application process, they are best for all your big-ticket expenses.
Tata Capital offers small personal loans online ranging from Rs. 40,000 up to Rs 1.5 lakhs. Our application process requires minimal paperwork and easy eligibility criteria. If you apply for a small loan with Tata Capital, you don't even need to pledge any collateral.
So, what are you waiting for? Apply for a small loan today either online or by sending a request via WhatsApp.
Here are some of the features and benefits of taking a Small Loan online with Tata Capital:
One of the most significant features of small loans is that you don't need to pledge any collateral before opting for one. So, we don't require any guarantees or a mortgaged property to approve your desired small amount loan.
Because we assure 100% transparency in all our instant small loan dealings, we will let you know of any charges, such as processing fees, before you sign on with us. Anyway, our nominal processing fee of only 2% will not feel like much when you apply for an instant small loan with us.
We don't take longer than a few minutes to verify and take action based on the documents you provide. Therefore, our small personal credit online approval process is indeed quick and at affordable personal loan interest rates.
What's the point of getting an instant loan approved on paper but having to wait for days before the funds show up in your account? When you apply for a small personal loan online with Tata Capital, you don’t wait a minute longer than necessary, as we disburse the funds as soon as your small amount loan is approved.
Tata Capital provides a small personal loan for amounts ranging between Rs. 40,000 and Rs. 1.5 lakhs, which is sufficient for a number of big-ticket purchases.
No one wants to worry about submitting hefty paperwork. And, at Tata Capital, we only ask for what’s necessary. Apply for a small finance loan for personal use by submitting minimal documentation.
Worried that your monthly EMIs may become unmanageable. Fret not! With Tata Capital's small amount personal loan, you can either go for a monthly standard EMI, or switch to a flexible instalment option, where you pay more when possible.
If somewhere down the line, you want to pay off your loan before the fixed tenure, you can. Tata Capital offers a loan pre-closure option at a nominal fee that’s just 4.5% of the outstanding loan amount.
Pay your EMIs at your chosen pace as Tata Capital offers an extended tenure duration between 18 to 36 months.
Since a borrower can use this small instant loan for any end purpose, it's an excellent offering for anyone. Whether you want to buy expensive gizmos, pay off health bills, go on a trip, or purchase any product or service that requires a lump sum, you can take this loan. Apply for a small loan online with Tata Capital from the comfort of your home.
Here are certain categories of individuals with whom a small loan online is popular.
Institutions like Tata Capital have specially designed this loan for individuals with a small salary or business expenses, as they may face difficulty approving finance of a large amount. Also, repaying this loan is not as challenging because the total amount borrowed is not too much, and you don't pledge any guarantee. So, apply for small loans through our website or via Whatsapp for a seamless and no-strings attached spending experience.
Availability of Small Personal Loans for salaried individuals depends on job stability, income, age, work experience, and CIBIL score
Need funds for personal use but got a low salary? Well, Tata Capital brings you Low Income Instant Small Personal Loans for all your financial needs. Salaried individuals can now apply for our small personal loans up to Rs. 1.5 lakhs in just a few simple steps!
With competitive interest rates and convenient repayment plans, you can meet your diverse financial goals with ease, without burdening your finances. The best part? We don’t ask for heavy documentation or a demanding application process.
Besides, with quick approval and a swift loan disbursal process, you don’t have to wait for longer to get a low income personal loan you need!
For starters, if you think that small loans from Tata Capital require you to have an excellent credit score, it's not true. Since this loan is customised for low-salaried individuals and new business owners, you can apply for one with limited or low credit history and have real chances of approval.
This relaxation on credit score often comes as a substantial relief for potential borrowers of small instant loans.
Other than this, you must fulfil the following personal loan eligibility criteria to get an instant small loan online from Tata Capitals:
Apply for a small loan at Tata Capital if you fulfil these eligibility criteria. We extend instant loans to salaried professionals, housewives, pensioners, self-employed professionals, and more. So, if you have urgent financial needs to meet, get in touch today!
Also called the CIBIL score, your credit score is a rating that helps lending institutions assess your creditworthiness. Why do they need to assess your creditworthiness? As that helps them decide on your loan repayment capability.
Needless to say, the higher your credit score, the better your chances for receiving approval on small loans. While the CIBIL scale works between 300 to 900 points, any rating of 700 or above improves your chances for loan approval.
While this is true for high-sum personal loans, getting a small loan online with a lower credit score might be possible. If you can show steady employment for at least a year and are not carrying previous debts, you can apply for a quick personal loan even with a credit score below 700 points. You can also check your credit score online with Tata Capital.
If an online application makes you uncomfortable because you're not very tech-savvy, fret not! You can also apply for a small personal loan offline. Here's how –
Do you see how easy it is to apply for a small personal loan with Tata Capital? So, why wait? Start your application with us today!
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
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