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Travel Loan by Tata Capital

Do you wish to travel the world but get caught up in other expenses? Why don't you get a personal loan for travel? It's the best way to fund a holiday without waiting for months. Whether you're a mountain person or a beach person, Tata Capital's Personal Loan for Travel will make all your travel dreams come true. Avail of a simple and quick Travel Loan with Tata Capital and head off on your next adventure already!

You focus on having a great time while the loan covers all your travel expenses. From airfare to tour packages, you don't need to worry about a single thing.

To avail of a travel loan online with Tata Capital, all you need to do is produce your identity proof, salary slips, address proof, income proof, and employment certificate, and you're ready to apply!

Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.

  • Loan amount

    ₹ 40,000 - ₹ 35,00,000

  • Loan tenure

    Upto 6 years

  • Interest rate starting @

  • Advantages of Travel Loan

    Quick Loan

    Your holiday plans can be funded easily with Tata Capital. We provide a quote immediately and funds are credited in your bank account within a couple of days.

    Minimal Paper Work

    We won’t waste your time making you run around doing extensive paperwork. When you apply for a loan with Tata Capital, you can just focus on making your trip memorable.

    No Collateral

    Our Personal Loan for Travel comes with no extra baggage. We don’t ask for any collateral or security.

    Easy Repayment

    You have the flexibility and control over how you want to repay your loan. Choose the EMI option that best suits your needs.

    How to Check Eligibility for Travel Loan?

    We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan online is simple and quick. For a swift approval, keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score.

    Also, you must meet the following eligibility conditions to secure a personal loan for travel with Tata Capital –

      Salaried individuals

    • Age should be between 22 to 58 years

    • Minimum monthly income should be ₹ 15,000

    • Minimum of one year of work experience

    Documents Required for a Personal Loan for Travel

    At Tata Capital, we strive to make the loan process quick and convenient for you. That is why, we have minimal paperwork requirements as follows-

    1. Photo ID proof (Aadhaar card/ Voter ID/ Driving License/ Passport)

    2. Address proof (Aadhaar card/ Voter ID/ Driving License/ Passport)

    3. Income proof (A copy of primary bank account statements or salary credit for the last six months)

    4. Employment certificate

    5. Salary slips for the last two months

    How to apply for a Personal Loan for Travel?

    Tata Capital offers an easy and simple online application process to avail of a personal loan for travel. Just follow these steps-

    1. Click on ‘Apply Now’

    2. Enter the name and number on your PAN card 

    3. Fill in the application by entering your personal, banking, and loan details

    4. Upload the necessary documents and submit your application

    5. You can also visit your nearest branch and complete the application process offline

    Why should you consider availing of a Travel Loan?

    A Travel Loan can help you finance domestic and foreign trips without breaking your deposits. In fact, it makes perfect sense in the following situations:

    • To avoid spending a lump sum amount on a luxury vacation trip

    • Instead of liquidating your investments like FD or RD, you prefer taking a tourist loan for foreign vacations

    • You are facing a cash crunch but don't want to postpone your vacation plan with loved ones

    • You are confident about paying the loan EMIs on time, as you're earning well

    What are the things you should consider before applying for a Travel loan?

    If you have been bitten by the travel bug, you know how travel expenses can pile up quickly on vacations. So, before you borrow a personal loan for travel, make sure it covers the following travel-related costs expenses at affordable interest rates –

    However, to receive approval from Tata Capital, your CIBIL score for Personal Loan should ideally fall between X and Y. If you don't know your CIBIL score and are wondering if you're eligible, don't worry. We got you covered!

    In case of a Personal Loan, where the amount is approved and advanced without collateral, your CIBIL score becomes a critical eligibility criterion. Typically, a CIBIL score above the 700 mark is considered good and attracts easy approval.

    • Accommodation cost

    • Travelling costs

    • Tickets

    • Airfares 

    • Insurance

    • Tour packages

    • Food expenses

    • Visa fees 

     

    How does the Repayment Process works?

    When you take a vacation loan from Tata Capital, you don't have to fret about the repayment. We offer loan amounts of up to Rs. 35,00,000 for a tenure ranging from 12 months to 72 months.You can choose the EMI option you find convenient and make tour loan repayments online or offline as per your preference.

    What is a Travel Loan EMI Calculator?

    A travel loan EMI calculator helps you understand the EMI that you will pay towards the principal payments and interest payments over the loan tenure. You can pre-pay part of the loan any time after 6 months of availing a Travel Loan without any penalty or additional fee. Use the online EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. With the help of our personal loan for Travel EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.

    Pre-payment of a travel loan involves repaying a large instalment of your loan before the due date. The pre-payment calculator allows you to assess the effect of such early loan repayments on your finances including your resultant EMI, tenor, etc. 

     

    More Personal Loan products for you

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    Personal Loan for government employees

    If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Personal Loan for salaried employees
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    Personal Loan for salaried employees

    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Personal Loan for women
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    If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    What our customers say about us

    Wonderful experience indeed connecting with TATA Capital.

    AMAR SINGH

    Personal Loan | 25 December, 2023

    Tata capital's services is really good.

    VIJAY DAS

    Personal Loan | 22 December, 2023

    Wonderful service.Whenever there is a need of money TATA capital is there !!!

    HIMANSHU BORDOLOI

    Personal Loan | 22 December, 2023

    All support services very good. Thanks team Tata Capital.

    MANISH KUMAR SHUKLA

    Personal Loan | 19 December, 2023

    Your service is best and easy to other bank comparison. Thank you Tata capital for fullfilling urgent need of loan.

    RANJEETA KUMARI KUMARI

    Personal Loan | 08 December, 2023

    A good experience with Tata Capital. Less time taken for documentation also quick disbursement after approval. So thanks to Tata Capital.

    Madhuri Pradip Khot

    Personal Loan | 06 December, 2023

    Customer service is too good. They are very helpful and courteous. Is was a good experience with Tata Capital.

    ALEXANDER KUJUR

    Personal Loan | 02 December, 2023

    The procedure was neat and speedy. The loan was disbursed within two days. Happy to choose Tata capital services.

    SAVIOROZAR A

    Personal Loan | 16 November, 2023

    Excellent service. Communication skills was good and trustworthy service for customer.

    YUVARAJ RAI

    Personal Loan | 15 November, 2023

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