Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs SUPPORT

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

What is Travel Loan?

Do you wish to travel the world but get caught up in other expenses? Why don't you get a personal loan for travel? It's the best way to fund a holiday without waiting for months. Whether you're a mountain person or a beach person, Tata Capital's Personal Loan for Travel will make all your travel dreams come true. Avail of a simple and quick Travel Loan with Tata Capital and head off on your next adventure already!

You focus on having a great time while the loan covers all your travel expenses. From airfare to tour packages, you don't need to worry about a single thing.

To avail of a travel loan online with Tata Capital, all you need to do is produce your identity proof, salary slips, address proof, income proof, and employment certificate, and you're ready to apply!

Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

  • Loan amount

    ₹ 40,000 - ₹ 35,00,000

  • Loan tenure

    Upto 6 years

  • Interest rate starting @

  • Advantages

    Quick Loan

    Your holiday plans can be funded easily with Tata Capital. We provide a quote immediately and funds are credited in your bank account within a couple of days.

    Minimal Paper Work

    We won’t waste your time making you run around doing extensive paperwork. When you apply for a loan with Tata Capital, you can just focus on making your trip memorable.

    No Collateral

    Our Personal Loan for Travel comes with no extra baggage. We don’t ask for any collateral or security.

    Easy Repayment

    You have the flexibility and control over how you want to repay your loan. Choose the EMI option that best suits your needs.

    How to Check Eligibility for Travel Loan?

    We want to make sure that you can start preparing for your holiday as soon as possible. Hence, taking our Travel Loan online is simple and quick. For a swift approval, keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score.

    Also, you must meet the following eligibility conditions to secure a personal loan for travel with Tata Capital –

      Salaried individuals

    • Age should be between 22 to 58 years

    • Minimum monthly income should be ₹ 15,000

    • Minimum of one year of work experience

    Why should you consider availing of a Travel Loan?

    A Travel Loan can help you finance domestic and foreign trips without breaking your deposits. In fact, it makes perfect sense in the following situations:

    • To avoid spending a lump sum amount on a luxury vacation trip

    • Instead of liquidating your investments like FD or RD, you prefer taking a tourist loan for foreign vacations

    • You are facing a cash crunch but don't want to postpone your vacation plan with loved ones

    • You are confident about paying the loan EMIs on time, as you're earning well

    What are the things you should consider before applying for a Travel loan?

    If you have been bitten by the travel bug, you know how travel expenses can pile up quickly on vacations. So, before you borrow a personal loan for travel, make sure it covers the following travel-related costs expenses at affordable interest rates –

    However, to receive approval from Tata Capital, your CIBIL score for Personal Loan should ideally fall between X and Y. If you don't know your CIBIL score and are wondering if you're eligible, don't worry. We got you covered!

    In case of a Personal Loan, where the amount is approved and advanced without collateral, your CIBIL score becomes a critical eligibility criterion. Typically, a CIBIL score above the 700 mark is considered good and attracts easy approval.

    • Accommodation cost

    • Travelling costs

    • Tickets

    • Airfares 

    • Insurance

    • Tour packages

    • Food expenses

    • Visa fees 

     

    How does the Repayment Process works?

    When you take a vacation loan from Tata Capital, you don't have to fret about the repayment. We offer loan amounts of up to Rs. 35,00,000 for a tenure ranging from 12 months to 72 months.You can choose the EMI option you find convenient and make tour loan repayments online or offline as per your preference.

    What is a Travel Loan EMI Calculator?

    A travel loan EMI calculator helps you understand the EMI that you will pay towards the principal payments and interest payments over the loan tenure. You can pre-pay part of the loan any time after 6 months of availing a Travel Loan without any penalty or additional fee. Use the online EMI calculator to know how much money you can pay monthly over a period of time that’s comfortable for you. With the help of our personal loan for Travel EMI calculator, you can plan your monthly instalments and conveniently pay off the loan.

    Pre-payment of a travel loan involves repaying a large instalment of your loan before the due date. The pre-payment calculator allows you to assess the effect of such early loan repayments on your finances including your resultant EMI, tenor, etc. 

     

    Your Ultimate Travel Checklist

    Before you apply for a Travel Loan, make sure you consider the following things to help you plan the ideal getaway.

    Choose your destination

    The first step to any successful vacation is deciding on the destination. Do you and your loved ones enjoy spending time on the beach or surrounded by the mountains? Is there a specific exotic place that has always been part of your bucket list? Once you choose where you want to go, you will be able to plan your itinerary better. This will play a vital role in applying for the Trip Loan.

    Research is your best friend

    Once you have narrowed in on where you want to go, begin researching everything you can about your destination. By using online resources and talking to people who may have visited the place before, find out everything you can. This includes information about tourist spots, food, local transportation, and activities that you should not miss out on. Even the smallest details can have a huge impact on your holiday.

    Budget everything

    This is a crucial step before applying for an instant Travel Loan. Based on your research, you should be able to draw up a detailed budget plan including food costs. In addition to the usual costs, also set aside a nominal amount to address any contingencies. Be prepared

    Set up an itinerary

    While it is important to be spontaneous during your vacation, it is better if you draw up a rough schedule for your overall stay. This will help you when it comes to your stay and will make sure you don’t miss out on an experience of a lifetime.

    Assess your existing funds

    Consider all available funds at your disposal. This plays a crucial role in determining how much money you need to apply for through the instant Travel Loan.

    Apply for the Loan

    With just minimal documentation and absolutely no security, you can apply for a Travel Assistance Loan in an easy and secure manner. Based on your eligibility, we will instantly release the funds, so you can jet off on your ideal getaway.

    More Personal Loan products for you

    Personal Loan for government employees
    Personal Loan for government employees

    Personal Loan for government employees

    If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Personal Loan for salaried employees
    Personal Loan for salaried employees

    Personal Loan for salaried employees

    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Personal Loan for doctors
    Personal Loan for doctors

    Personal Loan for doctors

    If you are a doctor looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Personal Loan for women
    Personal Loan for women

    Personal Loan for women

    If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    What our customers say about us

    The whole process for application to disbursement was good.

    YUSUF RASUL

    Personal Loan | 15 June, 2023

    Good services from Tata capital and I am also a big fan of Tata Group because they always concentrate on delivering the best quality services to people. Heartfelt thank you.

    Adarsha Geekalli Mahadevanayaka

    Personal Loan | 13 June, 2023

    Tata Capital has helped me in my severe crisis. Service was excellent and very smooth. Thanks for your tremendous support. Tata Capital's executive are their best resource.

    GRACE ESTHER RANI SINGHA

    Personal Loan | 13 June, 2023

    I am also new customer and as of now the app providing us all the details what we required very easily. Very useful app. Thank you

    P RAMESH BABU

    Personal Loan | 13 June, 2023

    It was my first experience with Tata Capital & it was my best ever experience as compared to another financer. Thank you Tata Capital team providing the best possible service. I loved it.

    SANDEEP KUMAR

    Personal Loan | 12 June, 2023

    Service is good I will give 5 star rating to Tata Capital. I have taken 5 loans from Tata Capital out of which 2 loans are closed and 3 are running. Very happy to take loan from Tata Capital.

    ASKULA SRIDHAR

    Personal Loan | 08 June, 2023

    Very fast loan process. They understood my current situation and helped me at the time.

    KALYANASUNDARAM C

    Personal Loan | 05 June, 2023

    Tata Capital has provided best services across product. This company will be going so far.

    CHHATLAL PRAJAPATI

    Personal Loan | 04 June, 2023

    Tata Capital's staff maintained good relationship with me. Very good in giving information and suggestions. Documentation through online channel is good. My entire loan process was done simply through phone itself, no need of going outside even single step.

    PARA NAIDU MAMIDI

    Personal Loan | 03 June, 2023

    Find the right Loan for you

    Overdraft Loan

    Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

    Avail multiple withdrawals and part-payment facilities without any extra charges.

    Overdraft Loan Overdraft Loan

    Personal Loan for Wedding

    A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

    An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

    Personal Loan for Wedding Personal Loan for Wedding

    Personal Loan for Medical

    In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

    We provide flexible repayment options for all cosmetic, medical and dental procedures.

    Personal Loan for Medical Personal Loan for Medical

    Personal Loan for Travel

    Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

    Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

    Personal Loan for Travel Personal Loan for Travel

    Personal Loan for Education

    Tata Capital offers Personal Loan for Education to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.

    With quick approval rates, minimal documentation and competitive interest rates, we are levelling the playing field with Student Loans so you can fulfil your potential.

    Personal Loan for Education Personal Loan for Education

    Personal Loan for Home Renovation

    Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

    From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

    Personal Loan for Home Renovation Personal Loan for Home Renovation