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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required
Loan Amount
Loan duration
Loan duration
Rate of interest
Part payment amount
Payment months
Payment months

Revised EMI

(Fixed Tenure)

Revised Tenure

(Fixed EMI)

Total Payment

Principal + Interest

Remaining Principal


Disclaimer: The aforementioned values, calculations and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.

What is a Business Loan Pre-Payment Calculator?

When you avail of a business loan, you agree to repay the loan amount in Equated Monthly Instalments or EMIs. In most cases, your business loan EMI remains the same for your entire loan tenure. However, if you have surplus funds, you can choose to make pre-payments on your business loan and reduce your loan EMI, tenure, or principal amount.

A business loan pre-payment calculator is an online tool that can help you calculate business loan pre-payment amount and understand the impact of pre-payment on your business loan EMI, tenure, and other parameters. With Tata Capital’s pre-payment calculator for business loan, you can calculate business loan pre-payment amount and know your revised EMI amount, tenure, and outstanding principal amount.

Are There Any Pre-Payment Charges on a Business Loan?

Yes. The pre-payments on a business loan generally accompany certain charges, known as pre-payment charges. These charges are usually levied by lenders as a certain percentage of the pre-payment amount and may vary from one lending institution to another.

At Tata Capital, we levy very nominal pre-payment charges on our customers. For more details, you can check our business loan fees and charges section. You can also use our business loan pre-payment calculator to know your pre-payment charges and other details.

How to Use a Business Loan Pre-Payment Calculator?

Using a pre-payment calculator for business loan is extremely easy and convenient. Several lenders allow you to access their business loan pre-payment calculator online and evaluate your pre-payment benefits from the convenience of your home or office. 


Enter Loan amount

Enter your business loan amount by using the slider or typing directly in the relevant box.


Set loan tenure

Enter or set your original business loan tenure or duration for which you’ve taken the loan.


Enter interest rate

Enter or set the applicable rate of interest on your business loan.


Enter the amount

Enter or set the amount that you want to pay as a pre-payment on your business loan.


Enter duration

Enter or set the payment months. If you want to make a one-time payment, enter the value as “1”.


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More Business Loan products for you

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Business Loan for professionals

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. 

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Business Loan for women

At Tata Capital, we provide business loans for women entrepreneurs to achieve new heights in the world of business and startups.

What our customers say about us

We are fully satisfied about Tata Capital's services. Just want to say great experiences with customer services and timely response.


Business Loan | 10 April, 2023

It was extraordinary work by Tata Capital upto now. There are no more suggestions.


Business Loan | 17 February, 2023

Overall experience with Tata Capital was up to the mark.


Business Loan | 16 February, 2023

I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital


Business Loan | 24 December, 2022

Great service for people like me who really have to grow their bussiness thank you TATA CAPITAL


Business Loan | 07 December, 2022

It's a good experience with the Tata Capital team I am very impressed with your services


Business Loan | 01 November, 2022

My name is Sukanya, and I own a gym. To fund my gym, I took out a business loan from Tata Capital, and I was wowed by how quickly and smoothly the process went. Every time I need a loan for my business, I'm going to select Tata Capital.

Sukanya Giri

Business Loan | 13 March, 2022

I operate an online business and required a loan to fund it. I tried many banks at first, but there was a lot of paperwork involved, and I was unable to obtain a loan. After that, I filed for a Tata Capital Business Loan, which they granted me at a very reasonable interest rate. They offered highly flexible repayment alternatives, as well as excellent customer service that guided me through the entire process. Because of the simple process, I was able to get a loan for my online business without any complications.

Karan Sanghavi

Business Loan | 10 March, 2022

I had just started my business and was unfamiliar with the concept of taking out a loan, but Tata Capital made it extremely easy for me. With my loan, I received wonderful assistance. It is a hassle-free service with a speedy turnaround time and competitive interest rates.

Prakash Mehta

Business Loan | 21 February, 2022

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

Machinery Loans

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MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

MSME Loans

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Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 75 lakhs at an affordable interest rate.

Overdraft Loan

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Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

Small Business Loan

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