Loans for you by Tata Capital

Explore our range of loan products

Personal Loan starting @10.99% p.a

Instant approval
Zero processing fees

Big plans or unexpected expenses? Tata Capital Personal Loans help you stay prepared. Whether it’s a celebration, an emergency, or a personal milestone, get quick access to funds at attractive interest rates and flexible EMIs when you apply for personal loan at Tata Capital.

Home Loan with instant approval starting @7.50% p.a

Instant approval
Easy repayment

Your dream home shouldn’t have to wait. Tata Capital Home Loans help you buy, build, or renovate with quick approvals, affordable EMIs, flexible tenures, and a smooth process that brings you closer to the home you’ve always wanted.

Business Loan to suit your growth plan

Collateral-free loans
Customized EMI options

Fuel your business with fast and flexible financing. Tata Capital Business Loans support startups and SMEs with quick disbursal, easy EMIs, and collateral-free options. Our loans are ideal for expansion plans and managing working capital needs.

Get up to 95% of your car value with our Used Car Loan and book your dream car.

Instant approval
Zero processing fees

Drive home your next car with confidence. Tata Capital Used Car Loans offer quick approvals, affordable EMIs, and flexible tenures, making it easier to own a quality pre-owned vehicle without stretching your budget.

Get our Two Wheeler Loan and own the bike of your choice

Zero down payment bike loan
Quick & easy processing fee

Get moving faster with Tata Capital Two-Wheeler Loans. From daily commutes to weekend rides, Tata Capital helps you finance your next two-wheeler with a smooth loan experience. Enjoy quick approvals, easy EMIs, and flexible repayment options designed to suit your budget.

Avail Loan Against Securities up to ₹40 crores

Quick access to finance
Zero foreclosure charges

Unlock liquidity without selling your investments. Tata Capital Loan Against Securities gives you instant access to funds while your investments stay intact, helping you meet short-term needs without compromising long-term goals.

Avail Loan Against Property up to ₹ 7.5 Crores

Loan against property
Business loan against property
Mortgage loan against property

Big goals need solid backing. Tata Capital Loan Against Property lets you unlock your property’s potential to fund major personal or professional needs without selling your asset. Enjoy flexible tenures, structured repayments, and a smooth borrowing experience at Tata Capital.

Empowering rural India with Microfinance Loans

Quick processing
Collateral-free loans

Small loans designed to create a big impact. Tata Capital Microfinance Loans provide quick, collateral-free credit to support income-generating activities, helping individuals build livelihoods, grow confidence, and move towards financial independence.

Pre admission sanction
Attractive interest rates

From choosing a course to planning a future, education involves many choices. Tata Capital Education Loans support studies in India and abroad with structured funding and flexible repayments, keeping financial stress out of the way.

Key Features of Loans from Tata Capital

Attractive Interest Rates: Competitive interest rates that help keep EMIs affordable and borrowing costs manageable.

High Loan Amounts: Access loan amounts designed to meet significant personal and professional needs.

Digital Process: Apply for online loans with a simple, seamless process that can be completed from anywhere.

Quick Disbursal: Faster processing ensures timely access to funds when you need them the most.

Flexible Repayment Schedules: Choose repayment options and tenures that align with your financial situation.

Prepayment Facility: Prepay your loan before tenure completion to reduce overall interest burden.

No Hidden Charges: Complete transparency on applicable charges, so there are no surprises later.

Photo Identity Proof: Voter ID, Passport, Driving License, or Aadhaar Card.
Address Proof: Voter ID, Passport, Driving License, or Aadhaar Card.
Income Proof: Salary slips for the last 2–3 months or Form 16.
Bank Statements: Bank account statements for the last 3–12 months (varies by loan type).
Employment Certificate: Certificate confirming employment continuity.
Business Proof: GST registration, business registration certificate, or equivalent.
Financial Statements: Profit & Loss statements, balance sheets, and bank statements.