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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Personal Loan for Government Employees

Are you a government employee? Are you looking for funds to finance your child's overseas education or revamp your house? If yes, then Tata Capital's loan for govt employees is just what you need. Tata Capital is your trusted partner for a quick and easy personal loan.

With affordable interest rates and flexible repayment options, our multipurpose loans for govt employees are super affordable and easy to repay. Our loans  start at just 10.99% interest rate for a flexible tenure anywhere between 12 months and 6 years as per your convenience. We disburse your loan within 7-8 working days directly into your bank amount. And the best part? You don't need to pledge collateral!

 

Features of Personal Loan forGovernment Employees

  • Tata Capital, a name you can trust

    With over decades of industry experience, Tata Capital is a name you can trust with your personal financing needs.

  • Get approval in minutes

    We take only a couple of minutes to approve a loan and even less time to initiate the disbursement process. So, why apply anywhere else?

  • No collateral needed

    Don't have collateral to pledge? No worries! Because we don't ask for one. You can get a quick loan for govt employees without any security.

  • Competitive interest rates

    Avail of a loan from Tata Capital at incredibly competitive personal loan interest rates. Our rates start as low as 10.99% so that you can enjoy a seamless repayment process.

  • No penalty on pre-payment

    Down the line, if you come into surplus money and feel like pre-paying a portion of your loan amount, don't worry about additional costs. We charge zero penalties on the part pre-payment of personal loan for government employees!

Eligibility criteria for Personal Loan for Government Employees

We at Tata Capital rely on relaxed and easy-to-meet eligibility conditions to provide a personal loan for govt employees. All you need to do is satisfy our basic eligibility requirements, and you're all set!

To apply for a personal loan for govt employees with Tata Capital, you must fulfil some basic conditions listed below:

Eligibility for Personal Loan for Government Employees

  • You must be between 22 to 58 years old.

  • Your monthly income should not be less than Rs. 15,000.

  •  

    You need to have at least one year of work experience.

     

Other than the criteria mentioned above, your personal loan eligibility will also depend on various factors such as your age, job stability, monthly income, professional experience, CIBIL score, etc.

What Is The Process of Applying for a Personal Loan for Government Employees

What Is The Process of Applying for a Personal Loan for Government Employees

  • Meet us physically

    Pay a visit to the nearest Tata Capital brand and speak to our executives one-on-one.

What Is The Process of Applying for a Personal Loan for Government Employees

  • Online application

    Fill out our online application form and get loan approval within minutes!

  • Call us

    Got a query concerning the application process? Don't hesitate! Give us a call at 1860 267 6060 and get your questions answered instantly.

  • Virtual assistant

    TIA, our 24x7 virtual chatbot, can answer your questions and concerns in real-time. From the application process to loan eligibility, ask anything.

More Personal Loan products for you

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Personal Loan for government employees

If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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Personal Loan for salaried employees

If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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Personal Loan for doctors

If you are a doctor looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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Personal Loan for women

If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

What our customers say about us

Tata Capital's systematic and professional approach is much better than private banks too.

Premprakash M Mourya

Personal Loan | 25 April, 2023

Excellent experience with Tata Capital's executive in overall guidance, communication and support.

PALLI KEERTHI UJWALAKEERTHI

Personal Loan | 15 April, 2023

My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.

VANITA BHASKAR SHETTY

Personal Loan | 14 April, 2023

Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.

KRISTU STEPHEN STEPHEN PAULRAJ

Personal Loan | 14 April, 2023

Tata Capital's overall performance is too good, apart from other sources.

Alexi Peter Almeida

Personal Loan | 13 April, 2023

Tata Capital is excellent supporter for improving our financial position.

Imam Khan V S

Personal Loan | 10 April, 2023

Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.

MANOJIT DAS

Personal Loan | 08 April, 2023

Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.

SHAIKH MOOSIN AHMED ABDUL MAZID

Personal Loan | 05 April, 2023

It was a nice experience with Tata Capital, I have faced lots of challenges in last 2 years. Thank you for your help and for understanding my situation. If given a chance, I will definitely recommend Tata Capital to everyone. Thank you.

PRADEEP KUMAR

Personal Loan | 04 April, 2023

Find the right Loan for you

Overdraft Loan

Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

Avail multiple withdrawals and part-payment facilities without any extra charges.

Overdraft Loan

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Personal Loan for Wedding

A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

Personal Loan for Wedding

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Personal Loan for Medical

In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

We provide flexible repayment options for all cosmetic, medical and dental procedures.

Personal Loan for Medical

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Personal Loan for Travel

Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

Personal Loan for Travel

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Personal Loan for Education

Tata Capital offers Education Loan to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.

With quick approval rates, minimal documentation and competitive interest rates, we are levelling the playing field with Student Loans so you can fulfil your potential.

Personal Loan for Education

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Personal Loan for Home Renovation

Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

Personal Loan for Home Renovation

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