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Have you ever thought of earning points, cashbacks and discounts on all your spends? Do you want to shop conveniently without worrying about enough money in your bank account? If so, a credit card is just what you need. 

Tata Capital Credit Cards

At Tata Capital, we offer two types of credit cards, packed with exciting features and benefits-

Card Name TATA Card TATA Card TATA Card Select TATA Card Select

Standard Reward Points

1 Reward point per ₹100 spent
(1 Reward Point = ₹1)

1 Reward point per ₹100 spent
(1 Reward Point = ₹1)

Accelerated Reward Points

3 Reward points per ₹100 spent (Departments and grocery store)

3 Reward points per ₹100 spent (dining, departments, and grocery store)

TATA Accelerated Reward Points

Up to 5 times reward points on spends across various TATA group outlets

Up to 5 times reward points on spends across various TATA group outlets

Spend Base Reversal

Spend ₹1 lakh in a year to get your next year annual fee reversed (that means a free credit card)

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Fuel Surcharge Waiver

On purchase of fuel between ₹500 to ₹3000, each time you get 1% surcharge waiver up to ₹100 monthly

On purchase of fuel between ₹500 to ₹4000, each time you get 1% surcharge waiver up to ₹250 monthly

Annual/Renewal Fee

₹499 + GST/year

₹2999 + GST/year

Welcome Gift

500 Reward points, i.e., ₹500 on a total spend of ₹2000 and above in 60 days

e-Gift voucher worth Rs. 3000 from brands- Westside, Yatra, Hush Puppies, Bata, Aditya Birla Fashion.

Lounge Benefits

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Eight free visits per year (2 every quarter)    

Anniversary GV

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e-Gift voucher of ₹3000 on spends of ₹2 lakh and above in the previous year

Bonus Spend Reward

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e-Gift voucher of ₹3000 on crossing annual spends of ₹4 lakh and ₹5 lakh each.

What is a Credit Card?

A credit card (CC) is your ticket to financial flexibility and convenience. It's like a debit card, but the money you spend does not come from your bank account. It is borrowed from the card issuer and you can use it to make purchases or withdraw cash up to a certain limit. The best part? You can earn cashback, get points for travel, or enjoy other perks for your spending.

Benefits of owning a Tata card

There’s nothing like too many benefits, is there? With Tata Capital’s cards, you can now manage your finances with ease and enjoy perks like- 

  • Lower interest option: Move your debt from other cards to Tata Card and pay less interest on what you owe.
  • Encash more: In need of cash? Use your Tata card to encash up to or above your credit limit.
  • Instant cash: Get instant access to cash with any of our two services - Easy Money and ATM Cash.
  • Protection: Get insurance coverage against lost or stolen cards, accidents, health issues, and more.
  • Easy bill payments: Use features like Auto Pay, Register & Pay, and Fast Pay to pay your bills quickly and effortlessly.
  • Convenient access: With tatacard.com, you can access your Tata Card account anytime, anywhere. It's a convenient way to manage your card, track your spending, and keep up with your finances.
  • With Tata Capital’s value-packed CC, you can enjoy exclusive rewards, unparalleled benefits, and top-notch customer service. So, whether you're a frequent traveller, a foodie, or someone who simply loves to shop, our CC has something for everyone.

How to apply for Tata credit cards?

Selected the right card that ticks all your requirements? Apply instantly with minimal paperwork and a lightning-fast process. Just a few clicks and you'll have your new card in no time!

For a seamless application process, just follow these steps-

  • From the main menu, select ‘Personal > Credit Cards’.
  • Click ‘All Cards’ to view all the cards available on the site.
  • Choose the card you want and click on ‘Apply Now’.
  • You will be redirected to the online application page. Here, fill in the required details.
  • Check the confirmation box and click on ‘Submit’.