Does Tata Capital require any collateral or security for a marriage loan?

No, you do not need any collateral or security for a marriage loan from Tata Capital. Apart from this, applying for a Tata Capital marriage loan also has the following benefits.High loan amounts: we offer loan amounts starting at Rs 75,000 and going up to Rs 35,00,000.Comfortable loan tenures: we offer flexible tenures ranging between 12 to 72 months./li>Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your home.Excellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loan.

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Personal Loan for Marriage

What is Marriage Loan?

Marriages in India are no less than festivals. They come with their fair share of frills, thrills and not to mention - Bills. But does that mean you need to compromise on the wedding of your dreams? Absolutely not. With Tata Capital's wedding loan, you can conveniently take care of all wedding-related expenses. From paying for the venue to meeting miscellaneous overheads, a wedding loan will help you organize your special day exactly as you wish.

Tata Capital's wedding loan fits your budget and makes your dream wedding come true. Avail of a loan of up to Rs. 35 Lakh to make your wedding a memorable occasion.

Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

Loan Amount

₹ 40,000 - ₹ 35,00,000

Loan tenure

Upto 6 years

Interest rate starting @

10.99% p.a

View Rates & Charges

Advantages

Minimal Paperwork

Let us take your big day to the next level. We’ve made our process nearly paperless, digital, and convenient for you to plan your wedding meticulously.

No Collateral

We offer you unsecured Personal Loan so that you don’t have to attach your car or home as collateral.

Flexible Repayment Options

You have the flexibility and control over how you want to repay your loan. Choose the repayment option that best suits your needs.

Zero Charges on Part Repayment

You can pay part of your Personal Loan for Wedding amount early at no extra cost!

4 reasons why you should choose Tata Capital for a Marriage Loan

Higher Loan Amount

Get up to Rs. 35 lakhs as personal loan for marriage to throw the wedding of your dreams, and at attractive interest rates and minimal documentation.

Longer Loan Tenure

We offer some of the longest tenure options in the market. From 12 months to 72 months, choose the one you prefer.

Seamless Application Process

You don't need to run from pillar to post while filing the application. We offer a paperless application process online for your utmost convenience.

Excellent Customer Service

Got a question? Need some help navigating the application process? Our ever-ready representatives are always at your service to clear any doubts you may have about personal loan for wedding.

Why Should You Take a Marriage Loan?

Taking a personal loan for wedding has the following benefits –

Online Application : No need for physical visits. We offer an easy and paperless application process online.
No Collateral: With us, you don't have to pledge collateral to get the loan amount you want.
Nominal Paperwork: Just produce some basic documents and get the approval for personal loan for marriage.
Speedy Processing: We don't take too much of your time. Upon verification, we sanction the loan in a couple of hours, not days.
Flexible Repayment Options: You can pick the tenure best suited to your repayment capacity and adjust EMIs according to convenience.

What is the eligibility criteria for a Marriage Loan?

The basic marriage loan eligibility criteria include –

Age : You must be between 21 to 58 years old.
Monthly income: You must be earning at least Rs. 20,000 every month.
Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

Apply Now

Calculate EMI

What are Marriage Loan interest rates?

Like every other loan, wedding finance also comes at a cost. When you borrow a loan for wedding, you will need to pay a percentage of the borrowed amount as interest. It basically tells you the loan cost. So the lower the interest rate, the better. Tata Capital offers some of the most competitive marriage loan interest rates in the market.

What are the things you should do before taking a Wedding Loan?

Did you know your dream wedding can now come to life without any financial worries? Yes, with a wedding loan.

Settle on a budget early on

Knowing beforehand how much you are ready to spend on your big day will help you plan it more effectively. This will act as a framework when you decide on a theme, the venue, the guest list and even your wedding dress.

Keep track of your finances

You may have dreamt of your wedding day since you were a little girl or boy, but making a dream a reality comes with a cost. In order to stay on top of your budget, even with a marriage loan, it is important to maintain a wedding expense tracker.

Research everything

It is the biggest day of your life – so you want to get everything right. Research potential wedding services and vendors – photographer, florist, invitations, cake, décor, music, hair and makeup. By researching meticulously, you will be able to come up with options that will help you stay within your budget.

Apply for a Marriage Loan

Whether you are having a small ceremony or a big fat wedding, there is always going to be a range of items you may need finance for. Apply for a Marriage Loan and start ticking off items from your wedding checklist.

What are the basic requirements to get your Wedding Loan approved?

Getting a Wedding Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details:

Your personal details including your PAN number, CIBIL score & KYC documents
Copies of your pay slips, address proof, and bank statements

Application Process for Marriage Loan

Online Application

You can apply for a wedding loan online by just filling up your basic details.

Document Submission

Post receiving your loan eligibility, furnish the required documents to take your application ahead.

Verification

We will verify your application; and submitted documents.

Approval

Post approval, the loan is sanctioned.

Disbursal

Receive the required amount in your bank account - it's that simple!

Available payment options

Pay Online

Pay your EMI using our website or mobile anytime, anywhere.

Drop a Cheque

Select a nearby branch to drop a cheque at your convenience.

Popular FAQs

No, you do not need any collateral or security for a marriage loan from Tata Capital. Apart from this, applying for a Tata Capital marriage loan also has the following benefits.

High loan amounts: we offer loan amounts starting at Rs 75,000 and going up to Rs 35,00,000.
Comfortable loan tenures: we offer flexible tenures ranging between 12 to 72 months./li>
Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your home.
Excellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loan.

While you can utilise a personal loan for a variety of uses, including weddings, a marriage loan is better suited for the purpose. This is because these loans are specially designed to meet your wedding expenses.

You can utilise a Tata Capital wedding loan for all your wedding-related expenses, including wedding ceremony expenses and associated fees such as jewellery or honeymoon. All you need to ensure is that you meet the following eligibility criteria.

Age: You must be between 21 to 58 years old.

Monthly income: You must be earning a minimum of Rs. 20,000 every month.

Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

Yes, Tata Capital offers the option to track the status of your marriage loan application online. All you need to do is visit the website and log in by providing your mobile number or PAN number. After this, you can gain an update on the status of your marriage loan.

At Tata Capital, we offer instant approval for marriage loans. To apply for a marriage loan, ensure you meet the following eligibility criteria.

Age: You must be between 21 to 58 years old.
Monthly income: You must be earning a minimum of Rs. 20,000 every month.
Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

After this, all you need to do is fill out the online application and submit the necessary documents. Once these are verified, Tata Capital will sanction the loan, and it will be disbursed directly into your account.

Yes, you can prepay or foreclose on the marriage-related personal loan before the term is up. However, if you are considering these options, be sure to keep the following in mind.

Part-prepayment is allowed only once a year, with a minimum gap of six months between two consecutive pre-payments
No part-prepayment is allowed during the lock-in period (first 12 months)
A part prepayment charge of 2.5% shall be applicable on the amount over and above 25% of the principal outstanding and up to a maximum of 50% of the principal outstanding
A maximum of 50% of the principal outstanding is allowed as pre-payment during a single year
The minimum amount as part prepayment must be greater than or equal to 2 months EMI
4.5% of the principal outstanding will be levied as foreclosure charges
2% extra of the principal outstanding will be levied if you foreclose your marriage loan during the lock-in period

Yes, there is a maximum age for requesting a personal loan for marriage. At Tata Capital, the eligibility criteria require the applicant to be between the age of 21 and 58 years. Apart from this, the applicant must fulfil the following conditions as well.

Monthly income: You must be earning a minimum of Rs. 20,000 every month
Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage

Yes, you can use a Tata Capital marriage loan for a destination wedding. We offer marriage loans with amounts starting at Rs 75,000 and going up to Rs 35,00,000 with flexible tenures ranging between 12 and 72 months.

Further, with Tata Capital, you enjoy the following benefits when applying for a marriage loan.

Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your home.
Excellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loan.
No collateral: you don’t need any security to apply for a marriage loan.
Flexible repayment strategy: you can choose the loan tenure that suits you best.

No, personal loans for marriage do not come with any tax benefits. However, with our flexible tenures ranging between 12 and 72 months, you can choose the repayment timeline that suits your financial plans best. Other than this, Tata Capital marriage loans also come with the following benefits.

High loan amounts: we offer loan amounts starting at Rs 75,000 and going up to Rs 35,00,000
Seamless application process: our paperless application process allows you to apply for a marriage loan right from the comfort of your home
Excellent customer service: Our representatives are always here to clear any doubts you may have about a marriage loan
No collateral: you don’t need any security to apply for a marriage loan

Yes, you can avail of a joint marriage loan with your spouse. To apply for a loan, make sure you and your spouse meet the following eligibility criteria.

Age: You must be between 21 to 58 years old
Monthly income: You must be earning a minimum of Rs. 20,000 every month
Work stability: Only a salaried individual with two years of work experience can apply. You should also be working at your present company for at least six months to apply for a personal loan for marriage.

If you forget to pay back an instalment on a personal loan for a wedding, you will have to pay penal interest. This refers to the rate of interest that is charged on delayed EMI payments.

In case you default on repayments, you will have to pay the outstanding instalments inclusive of this interest. At Tata Capital, a 3.5% penal interest is charged monthly. To avoid this, make sure you pay your EMIs on schedule.

At Tata Capital, the maximum loan amount for a marriage loan is Rs 35,00,000. You can avail of this loan for any wedding-related expense ranging from venue and catering bills to miscellaneous overheads.

Yes, if you already have loans or other financial obligations, you can still apply for a personal loan for a wedding. However, make sure to pay your EMIs on schedule to avoid any penal charges.

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What our customers say about us

The whole process for application to disbursement was good.

YUSUF RASUL

Personal Loan | 15 June, 2023

Good services from Tata capital and I am also a big fan of Tata Group because they always concentrate on delivering the best quality services to people. Heartfelt thank you.

Adarsha Geekalli Mahadevanayaka

Personal Loan | 13 June, 2023

Tata Capital has helped me in my severe crisis. Service was excellent and very smooth. Thanks for your tremendous support. Tata Capital's executive are their best resource.

GRACE ESTHER RANI SINGHA

Personal Loan | 13 June, 2023

I am also new customer and as of now the app providing us all the details what we required very easily. Very useful app. Thank you

P RAMESH BABU

Personal Loan | 13 June, 2023

It was my first experience with Tata Capital & it was my best ever experience as compared to another financer. Thank you Tata Capital team providing the best possible service. I loved it.

SANDEEP KUMAR

Personal Loan | 12 June, 2023

Service is good I will give 5 star rating to Tata Capital. I have taken 5 loans from Tata Capital out of which 2 loans are closed and 3 are running. Very happy to take loan from Tata Capital.

ASKULA SRIDHAR

Personal Loan | 08 June, 2023

Very fast loan process. They understood my current situation and helped me at the time.

KALYANASUNDARAM C

Personal Loan | 05 June, 2023

Tata Capital has provided best services across product. This company will be going so far.

CHHATLAL PRAJAPATI

Personal Loan | 04 June, 2023

Tata Capital's staff maintained good relationship with me. Very good in giving information and suggestions. Documentation through online channel is good. My entire loan process was done simply through phone itself, no need of going outside even single step.

PARA NAIDU MAMIDI

Personal Loan | 03 June, 2023

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Personal Loan for Marriage

What is Marriage Loan?

Advantages

Minimal Paperwork

No Collateral

Flexible Repayment Options

Zero Charges on Part Repayment

4 reasons why you should choose Tata Capital for a Marriage Loan

Higher Loan Amount

Longer Loan Tenure

Seamless Application Process

Excellent Customer Service

Why Should You Take a Marriage Loan?

What is the eligibility criteria for a Marriage Loan?

What are Marriage Loan interest rates?

What are the things you should do before taking a Wedding Loan?

Settle on a budget early on

Keep track of your finances

Research everything

Apply for a Marriage Loan

What are the basic requirements to get your Wedding Loan approved?

Application Process for Marriage Loan

Online Application

Document Submission

Verification

Approval

Disbursal

Available payment options

Pay Online

Drop a Cheque

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What our customers say about us

YUSUF RASUL

Adarsha Geekalli Mahadevanayaka

GRACE ESTHER RANI SINGHA

P RAMESH BABU

SANDEEP KUMAR

ASKULA SRIDHAR

KALYANASUNDARAM C

CHHATLAL PRAJAPATI

PARA NAIDU MAMIDI

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