Loan Against Property Documents Required
If you're a salaried employee and meet the LAP eligibility, you must produce the following documents-
-
Loans for You
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score![check-credit-score]()
Home Loan with instant approval starting
@ 8.75% p.a- Instant approval
- Easy repayment
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
- Collateral-free loans
- Customized EMI options
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know More![secure business loan]()
Explore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
- Quick access to finance
- Zero foreclosure charges
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score![check-credit-score]()
Avail Loan Against Property up to ₹ 10 Crores
- Loan against property
- Business loan against property
- Mortgage loan against property
All you need to know
Loans for all your needs
Calculators
All you need to know
Calculators
All you need to know
Calculators
Depending on the type of employment, you must fulfil the loan against property eligibility criteria to avail of a loan.With Tata Capital, you need to submit minimal documentation after meeting the LAP eligibility.
Documents Required for Loan Against Property
-
Photograph
-
Photo Identity Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
-
Address Proof
A copy of your Ration Card / Electricity Bill / Passport
-
Signature Verification
-
Income Proof
Submit Form 16 for the last 2 years and a copy of your bank statements for the last twelve months
-
Salary Slips
A Copy of your Salary slips for the last three months
If you are a self-employed professional and meet the loan against property eligibility, you must produce the following documents-
-
Photograph
-
Photo Identity Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
-
Address Proof
A copy of your Ration Card / Electricity Bill / Passport
-
Signature Verification
-
Income Proof
Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 12 months
If you are a self-employed individual and meet the LAP eligibility, you must produce the following documents-
-
Photograph
-
Photo Identity Proof
A copy of your Voter ID / Passport / Driving License / Aadhaar Card
-
Address Proof
A copy of your Ration Card / Electricity Bill / Passport
-
Signature Verification
-
Income Proof
Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 12 months
Non-individuals who meet the loan against property eligibility must produce the following documents-
-
Address Proof
A copy of your Ration Card / Electricity Bill / Passport
-
Authorised Signatory Verification
Firm KYC
-
Income Proof
Income Tax Return, Profit and Loss, Balance Sheet & a copy of your bank statements for the last 12 months
Avail TATA Capital loans directly from WhatsApp
FAQs on Loan Against Property Documents
What paperwork is needed to apply for a Loan Against Property?
Can I send a digital copy of the necessary documents?
Tata Capital offers you two different methods of applying for a loan, offline and online. By choosing the online mode of application, you can submit a digital copy of the documents required for loan against property.
Is it necessary for me to supply original documents or photocopies?
You only need to provide self-attested photocopies of the required documents as part of your loan application. However, in case of property documents, original documents are to be submitted.
Can I use my spouse's income records when applying for a combined Loan Against Property?
Yes, Tata Capital allows you to apply for a lap loan along with a co-applicant. In such cases, both applicants' income stability and credit score are considered during the loan approval process.
Applying for a combined loan is beneficial since it distributes the financial burden evenly between the two applicants. However, both applicants must pass the eligibility criteria and provide the necessary documents during the application.
How long does it take to complete a loan application after the documents are submitted?
Tata Capital ensures that after submitting the documents required for loan against property, the time taken for loan approval and disbursal is as quick as possible.
Post property verification and loan sanction, the loan amount shall be visible in your bank account in a couple of days.
Is it necessary to supply property-related papers when applying for a Loan Against Property?
Yes, property-related documents are necessary when applying for a loan against land with Tata Capital. These documents are required to assess the resale value in case of loan repayment failure, the authenticity of the property, and the status of tax payments for property purchases.
Related Videos
#loanagainstproperty
Know more about Loan Against Property Loans
1:11
Loan Against Property Blogs
Subscribe to our newsletter
Submitted successfully
Follow Us
Uh oh, something went wrong
Please try again later.
Download our Moneyfy App
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
Enter your mobile number to receive link to download the app
Download the app for your device
+91
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the
message
to download the Moneyfy App.
OR
Scan QR to download the App
Download our TATA Capital App
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Enter your mobile number to receive link to download the app
Download the app for your device
+91
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the
message
to download the Moneyfy App.
OR
Scan QR to download the App
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
Beware of Frauds!
-
Trust the links that start from https://www.tatacapital.com
-
Do not make payments in any individual’s bank accounts.
-
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com
Looking for offers...
SMS sent successfully!
