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Developer Finance

Real estate developers require constant financing for undertaking the construction and development of their projects. Timely and adequate access to capital is an important milestone in the project lifecycle, assisting the Real Estate developers to deliver their projects on time.

We at Tata Capital understand these needs and, therefore, provide construction finance or construction loan to real estate developers in select Indian cities. Our team of specialists understand and analyze your precise requirements and select the right loan product for your  real estate development business. You can also customize your loan amount, tenure, moratorium, repayment frequency, and others as per the nature and status of your proposed project.

What is a Developer Finance and Construction Finance?

A construction loan or construction finance is a special kind of loan sanctioned to real estate developers to develop or construct a new real estate project. At Tata Capital, we offer construction finance to individuals or firms engaged in the business of developing real estate projects. Also known as a building loan, our construction loans come with long repayment tenures and competitive interest rates.

Developer finance can assist real estate developers in the following ways:

  • Funding the construction of projects
  • Acquiring plot and raw materials
  • Paying contractors and labor
  • Complete payment cycles
  • Obtain permits and licenses
  • Acquire development rights under Joint Venture / Joint Development arrangements
  • Acquire projects from other developers/master developers

Features of Developer Finance

As a real estate developer , you can apply for Tata Capital’s Developer Finance / Construction Finance and fund all your financial requirements for developing a new real estate project. We offer construction finance for both residential and commercial projects. Below are a few prominent features of our construction loan:

Customizable Loan Offerings

Our construction loans are highly customizable. You can select your loan amount, loan tenure, and repayment frequency as per the projects requirement.

Loan Amount

With Tata Capital’s Construction Finance, you can get an adequate loan amount that can meet the funding requirements of various stages of your project construction/development.

Affordable Interest Rates

Our construction loan interest rates are highly competitive. With affordable interest rates, we ensure that you don’t feel the burden of paying higher EMIs.

Efficient Processing

We understand your business requirements and work along with you to structure a balanced funding proposition for your development/project need. It means that you won’t have to wait too much to start the construction of your project

Tata Capital Advantages

Below are the reasons to choose Tata Capital as your developer finance/construction finance partner:

  • Customizable solutions

  • End-to-end financing

  • Multiple repayment options

  • Appropriate moratorium period

  • Personalized approach

Developer Finance Eligibility

At Tata Capital, we offer developer finance to real estate builders who can fulfill very simple eligibility criteria. The loan size, repayment schedule, loan tenure, asset cover, interest rate, and loan fees for our developer/construction loans are generally determined based on our evaluation of the real estate project and developer, as well as the existing market conditions. The facilities offer are priced on a Risk Based pricing model offering competitive terms.

Explore our Other Solutions

Term Loans
Term Loans

Term Loans

Tata Capital Term Loans are designed to help you meet all your business requirements and fund your business expansion and growth. 

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Working Capital Loans
Working Capital Loans

Working Capital Loans

Also known as a working capital term loan, Tata Capital can help you secure easy and quick funding to meet your business expenses at competitive interest rates.

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Structured Products
Structured Products

Structured Products

At Tata Capital, we provide your business a wide range of customized financing solutions driven by a combination of assets, contracts and underlying cash flows. 

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Equipment Finance & Leasing
Equipment Finance & Leasing

Equipment Finance & Leasing

Tata Capital brings you comprehensive and innovative, solution-oriented asset financing solutions to help you procure the right equipment for your business.

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Construction Finance
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Our Private Equity Funds

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