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Construction Finance

Real estate developers require constant financing for undertaking the construction of their projects. The inability to get timely access to funds may impact their ability to complete projects on time, tarnishing their reputation.

We at Tata Capital understand these problems and, therefore, provide construction finance or construction loan to help real estate developers in select Indian cities. Our team of specialists can help you analyze your precise requirements and select the right loan product for your construction business. You can also customize your loan amount, tenure, moratorium, repayment frequency, and others as per the nature and status of your proposed project.

What is a Construction Loan or Construction Finance?

A construction loan or construction finance is a special kind of loan sanctioned to help real estate builders to develop or construct a new real estate project. At Tata Capital, we offer construction finance to any individual or firm engaged in the business of developing real estate projects. Also known as a building loan, our construction loans come with long repayment tenures and competitive interest rates.

If used wisely, construction finance can help real estate developers in the following ways:

Funding the construction of projects
Acquiring plot and raw materials
Paying contractors and labors
Complete payment cycles
Obtain permits and licenses

Features of Construction Finance

As a real estate builder, you can apply for a Tata Capital Construction Loan and fund all your financial requirements for developing a new real estate project. We provide construction finance for both residential and commercial projects. Below are a few prominent features of our construction loan:

Customizable Loan Offerings

Our construction loans are highly customizable. You can select your loan amount, loan tenure, and repayment frequency as per your precise requirements.

High Loan Amount

With Tata Capital’s Construction Finance, you can get a high loan amount that can help you in various stages of your project construction.

Affordable Interest Rates

Our construction loan interest rates are highly competitive. With affordable interest rates, we ensure that you don’t feel the burden of paying higher EMIs.

Efficient Processing

We provide on-spot approval and instant processing on construction finance applications. It means that you won’t have to wait too much to start the construction of your project.

Tata Capital Advantages

Below are the reasons to choose Tata Capital as your construction finance partner:

Customizable solutions

End-to-end financing

Multiple repayment options

Appropriate moratorium period

Personalized approach

Construction Finance Eligibility

At Tata Capital, we provide construction finance to real estate builders who can fulfill very simple eligibility criteria. The loan size, repayment schedule, loan tenure, asset cover, interest rate, and loan fees for our construction loans are generally determined based on our evaluation of the real estate project and developer, as well as the existing market conditions.

Explore our Other Solutions

Term Loans

Tata Capital Term Loans are designed to help you meet all your business requirements and fund your business expansion and growth.

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Working Capital Loans

Also known as a working capital term loan, Tata Capital can help you secure easy and quick funding to meet your business expenses at competitive interest rates.

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Structured Products

At Tata Capital, we provide your business a wide range of customized financing solutions driven by a combination of assets, contracts and underlying cash flows.

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Equipment Finance & Leasing

Tata Capital brings you comprehensive and innovative, solution-oriented asset financing solutions to help you procure the right equipment for your business.

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Construction Finance

Construction Finance

What is a Construction Loan or Construction Finance?