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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Personal loan with Overdraft Benefits

Tata Capital has got your back. Our Personal Overdraft Loan benefits allows you to withdraw additional funds as and when you need them. What's more? You only have to pay interest on the amount you actually use. We understand certain emergencies can come unannounced. This is why our personal overdraft loan is flexible and offers multiple withdrawals and part-payment facilities at zero extra charges.

  • Loan amount

    ₹2,00,000 - ₹35,00,000

  • Loan Tenure

    12-84 months

  • Interest rate starting @

  • Advantages of Overdraft Personal Loan

    Simple Documentation for Overdraft Personal Loan

    The documentation and paperwork for personal overdraft loan is minimal which keeps you hassle free.

    Easy re-payment options

    Pay interest only on utilized amount. Part-payment facility available for personal overdraft loan without any extra charge.

    Multiple withdrawals via online Transactions and Personal Loan OD Benefits

    Withdraw and pay back multiple times within the credit sanctioned/available limit with overdraft personal loan.

    Fixed Limit

    Limit stays fixed for 1 year for 48, 60 & 72 months tenure. Limit stays fixed for 2 years for 84 months tenure. Drop in limit to start post 12 Months. Limit stays fixed for 2 years for 60 Months Tenure product. Drop in limit start post 24 Months.

    Types of Personal Loan OD Benefits

    Tata Capital offers Fixed Hybrid  Personal Loan Overdraft benefits

    • In fixed hybrid, the limit would remain fixed for a certain tenure and then convert to dropline for the rest of the tenure.

    • For 48, 60 & 72 months tenure, PL CCOD product, limit will remain fixed for first year and dropdown starts after completion of one year.

    • For 84 months tenure, PL CCOD product, limit will remain fixed for first two years and dropdown starts after completion of two years.

    More Personal Loan products for you

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    Personal Loan for government employees

    If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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    Personal Loan for salaried employees

    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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    Personal Loan for doctors

    If you are a doctor looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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    Personal Loan for women

    If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    What our customers say about us

    Tata Capital's systematic and professional approach is much better than private banks too.

    Premprakash M Mourya

    Personal Loan | 25 April, 2023

    Excellent experience with Tata Capital's executive in overall guidance, communication and support.

    PALLI KEERTHI UJWALAKEERTHI

    Personal Loan | 15 April, 2023

    My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.

    VANITA BHASKAR SHETTY

    Personal Loan | 14 April, 2023

    Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.

    KRISTU STEPHEN STEPHEN PAULRAJ

    Personal Loan | 14 April, 2023

    Tata Capital's overall performance is too good, apart from other sources.

    Alexi Peter Almeida

    Personal Loan | 13 April, 2023

    Tata Capital is excellent supporter for improving our financial position.

    Imam Khan V S

    Personal Loan | 10 April, 2023

    Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.

    MANOJIT DAS

    Personal Loan | 08 April, 2023

    Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.

    SHAIKH MOOSIN AHMED ABDUL MAZID

    Personal Loan | 05 April, 2023

    It was a nice experience with Tata Capital, I have faced lots of challenges in last 2 years. Thank you for your help and for understanding my situation. If given a chance, I will definitely recommend Tata Capital to everyone. Thank you.

    PRADEEP KUMAR

    Personal Loan | 04 April, 2023

    Find the right Loan for you

    Overdraft Loan

    Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

    Avail multiple withdrawals and part-payment facilities without any extra charges.

    Overdraft Loan

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    Personal Loan for Wedding

    A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

    An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

    Personal Loan for Wedding

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    Personal Loan for Medical

    In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

    We provide flexible repayment options for all cosmetic, medical and dental procedures.

    Personal Loan for Medical

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    Personal Loan for Travel

    Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

    Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

    Personal Loan for Travel

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    Personal Loan for Education

    Tata Capital offers Education Loan to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.

    With quick approval rates, minimal documentation and competitive interest rates, we are levelling the playing field with Student Loans so you can fulfil your potential.

    Personal Loan for Education

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    Personal Loan for Home Renovation

    Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

    From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

    Personal Loan for Home Renovation

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