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Structured Products

Overview

Overview Loan Against Securities Structured Investments Debt Syndication Letter of Credit Lease Rental Discounting Loan Against Property

Corporate Structured Products

A business can have different kinds of financial requirements. And to tackle different financial needs, they require customized funding solutions. At Tata Capital, we provide a wide range of financing solutions driven by a combination of assets, contracts, and underlying cash flows. Our structured products can act as a one-stop solution for all your business’s financial needs.

What are Structured Products?

Structured Products, also known as structured finance, are pre-packaged financial solutions for business owners to help them tackle their short-term and long-term funding requirements. Tata Capital’s Structured Products are tailor-made to help you meet all your business requirements while mitigating credit and price risk.

Some of the customized products offered under our structured finance solutions include:

General Corporate Purpose Loan - Secured Term Loan
Loan Against Property
Loan Against shares
Lease Rental Discounting
Project Finance
Construction Finance
Inventory Funding - Real estate
Promoter Funding
Funding for the Acquisition of a Company
Working Capital Funding -Cash Credit/Overdraft
Non-fund-based Limits - LCs, Bank Guarantees
Developer Funding
Unsecured Loans - Short Term/Long Term (of large conglomerates in the country)
External Commercial Borrowing/FCNR(B)
Down-sell of existing portfolio/loans from TCL`s book
Structured Deals - deals backed by the corporate guarantee of a large conglomerate, letters of comfort backed by board resolution, etc.

Features of Structured Products

Below are some noteworthy features of Tata Capital Structured Products for business financing solutions:

Attractive Interest Rates

Our structured products’ interest rates are among the best in the market. You can enjoy financing for your business without the burden of paying too much interest.

Customized Products

Our structured products are a combination of various types of loans. You can customize them as per your precise business needs.

Multiple Repayment Options

You can choose to repay your loan amount at your convenience. We offer multiple repayment options, including bullet repayment, EMIs, balloon repayment, etc.

Minimal Documentation

You are required to submit the bare minimum documents to apply for structured finance with Tata Capital. Additionally, our structured products’ eligibility criteria are very simple.

Tata Capital Advantages

Below are the advantages of choosing Tata Capital’s Structured Finance to meet your business requirements:

Highly customizable solutions

Flexible repayment options

Instant approval process

Quick disbursement

Up to 100% financing

Types of Structured Products

Below are a few common structured products we offer:

Loan Against Securities

With Loan Against Securities (LAS) from Tata Capital you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity.

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Structured Investments

Tata Capital investments can be structured as mezzanine capital, in the form of convertible bonds or non-convertible debentures, based on your need for capital alongside maintaining a healthy debt equity balance.

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Debt Syndication

Tata Capital can help you raise funds for your business expansions and acquisitions, refinance your existing business or restructure your debt with our hybrid solutions aimed at debt capital markets. We offer debt syndication services in both rupee and foreign currency through our vast network of associate banks / NBFCs.

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Letter of Credit

Tata Capital, with its associate banks, offers Letter of Credit (LC) facilities which arms you with guarantee of payment - especially useful while transacting with companies you have had limited exposure to and also for importing your capital goods from any part of the world.

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Lease Rental Discounting

Being a property owner, you must be earning rentals from your property at regular intervals. Tata Capital’s Lease Rental Discounting Solutions will help you en-cash on these rentals by availing loan facility at attractive interest rates against the lease rentals.

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Loan Against Property

It’s time you pledge your commercial or residential property, and let it fund for all your other needs with the help of Tata Capital’s Loan against Property solutions. In order to leverage the assets, we offer loan against property up to 70% of the value, with easy repayment options.

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Explore our Other Solutions

Working Capital Loans

Also known as a working capital term loan, Tata Capital can help you secure easy and quick funding to meet your business expenses at competitive interest rates.

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Term Loans

Tata Capital Term Loans are designed to help you meet all your business requirements and fund your business expansion and growth.

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Construction Finance

Tata Capital's team of specialists can help you analyze your precise requirements and select the right loan product for your construction business.

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Equipment Finance & Leasing

Tata Capital brings you comprehensive and innovative, solution-oriented asset financing solutions to help you procure the right equipment for your business.

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Structured Products

Corporate Structured Products

What are Structured Products?