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    Personal Loan - Personal Loan

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan Features and Benefits
    Eligibility and Documents
    Interest Rates & Charges
    Personal Loan - Personal Loan EMI Calculator

    Personal Loan: TATA Capital offers personal loans in India to help you meet your financial needs at attractive interest rate. Apply for Personal Loans online.

    Personal Loan - Personal Loan Eligibility

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

    Personal Loan - Nearest branch

    Unique Personal Loanfrom Tata Capital where you pay only interest as EMI Interest Starts @ 11.07%p.a.

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    HERE YOU GO

    EMI CALCULATOR
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Rate of Interest16% p.a.
    10% p.a.20% p.a.

    Your EMI

    ₹
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Foreclosure Charges2%
    10% p.a. 20% p.a.
    Months of Foreclosure48 Months
    12 Months 120 Months

    Foreclosure Amount

    ₹

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹

    Outstanding principal at the time of foreclosure

    ₹
    Cost of Production₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Cost of Goods₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Net Price₹200000
    ₹30000₹2000000
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Net Income (Monthly)₹200000
    ₹0₹5000000
    Monthly Obligations₹10000
    ₹0₹5000000
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Tenure24 Months
    12 Months 120 Months

    EMI

    ₹

    Eligibility

    ₹
    Annual Family Income₹200000
    ₹30000₹2000000
    Tenure24 Months
    12 Months 120 Months
    Loan Amount₹200000
    ₹1₹5000000

    Subsidy Amount

    ₹

    Subsidy Category

    MIG-II
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Payment Months4 Months
    1 Months12 Months

    Your EMI

    ₹

    Remaining Principal

    ₹

    Total Payment

    Principal + Interest
    ₹

    Total Interest Payable

    ₹
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    12 Months90 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
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    Turnover Please enter an amount
    Profit After Tax Please enter an amount
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    Vehicle Manufacturer Please enter a valid Manufacturer Name
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    TOOLS & CALCULATORS
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    12 Months90 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
    Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth
    Please select an option
    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
    Existing relationship with SBI
    Annual trip?
    Existing credit card?
    PIN Code Please enter a valid PIN Code
    Company Name Please enter a valid Company Name
    Salary (Monthly income) Please enter an amount
    Property ValuePlease enter an amount
    Portfolio ValuePlease enter an amount
    Please select your Occupation
    Please select an Entity
    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
    Trip Start Date Please enter a valid Date
    Trip End Date Please enter a valid Date
    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
    Please select a Security
    Please select a Time
    Cost of Two Wheeler Please enter an amount
    Time Since Purchase (Months) Please enter a valid duration
    Current Residence Please enter an address
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    VERIFY YOUR MOBILE NO.

    Please enter the 4 Digit OTP sent to your mobile Number.

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    Mobile NumberPlease click on SEND OTP to receive the new OTP
    Enter OTPRESEND OTPSEND OTPINVALID OTP
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Annual Family Income₹200000
    ₹30000₹2000000
    Tenure24 Months
    12 Months 120 Months
    Loan Amount₹200000
    ₹1₹5000000

    Subsidy Amount

    ₹

    Subsidy Category

    MIG-II
    Requested Loan Amount₹50000000
    ₹300000₹50000000
    Net Salary /Net Income (Monthly)₹5000000
    ₹1₹5000000
    Cost of Property₹500000000
    ₹1000000₹500000000
    Existing EMI₹2500000
    ₹1₹2500000
    Requested Tenor (Months)240 Months
    12 Months360 Months
    Monthly Obligation₹50000
    ₹2000₹50000
    Loan Principal Outstanding₹50000000
    ₹200000₹50000000
    Balance Transfer Amount
    ₹15,00,000
    Top Up Amount
    ₹3,75,000
    EMI of Final Eligibility
    ₹15,00,000
    Final Total Eligibility
    ₹18,75,000
    Savings / Month
    ₹16,689
    Total Savings
    ₹18,75,000
    Net Income (Monthly)₹200000
    ₹0₹5000000
    Monthly Obligations₹10000
    ₹0₹5000000
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Tenure24 Months
    12 Months 120 Months

    EMI

    ₹

    Eligibility

    ₹
    Area
    Enter valid area
    0 Unit
    is equal to
    0 Unit
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
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    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
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    Company Name Please enter a valid Company Name
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    Please select your Occupation
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    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
    Trip Start Date Please enter a valid Date
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    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
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    Enter OTPRESEND OTPSEND OTPINVALID OTP
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Foreclosure Charges2%
    10% p.a. 20% p.a.
    Months of Foreclosure48 Months
    12 Months 120 Months

    Foreclosure Amount

    ₹

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹

    Outstanding principal at the time of foreclosure

    ₹
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Part Payment Amount₹1000
    ₹1000₹500000
    Payment Months4 Months
    12 Months90 Months

    Revised EMI (FIXED Tenure)

    ₹

    Revised Tenure (FIXED EMI)

    Months

    Total Payment

    Principal + Interest
    ₹

    Remaining Principal

    ₹
    Select Loan Amount₹200000
    ₹30000₹2000000
    Tenor48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.
    Payment Months4 Months
    1 Months12 Months

    Your EMI

    ₹

    Remaining Principal

    ₹

    Total Payment

    Principal + Interest
    ₹

    Total Interest Payable

    ₹
    Cost of Production₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Cost of Goods₹200000
    ₹30000₹2000000
    Profit Ratio8% p.a.
    10% p.a. 20% p.a.
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    Net Price₹200000
    ₹30000₹2000000
    GST %16% p.a.
    10% p.a. 20% p.a.

    Gross Price

    ₹

    CGST Amount

    ₹

    IGST Amount

    ₹

    Total Tax

    ₹
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
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    Vehicle Manufacturer Please enter a valid Manufacturer Name
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    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
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    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
    Existing relationship with SBI
    Annual trip?
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    Company Name Please enter a valid Company Name
    Salary (Monthly income) Please enter an amount
    Property ValuePlease enter an amount
    Portfolio ValuePlease enter an amount
    Please select your Occupation
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    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
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    Trip End Date Please enter a valid Date
    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
    Please select a Security
    Please select a Time
    Cost of Two Wheeler Please enter an amount
    Time Since Purchase (Months) Please enter a valid duration
    Current Residence Please enter an address
    Smoker?

    VERIFY YOUR MOBILE NO.

    Please enter the 4 Digit OTP sent to your mobile Number.

    The OTP has been sent to your mobile number. Please check.

    Your mobile number is successfully verified.

    Mobile NumberPlease click on SEND OTP to receive the new OTP
    Enter OTPRESEND OTPSEND OTPINVALID OTP
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
    Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth
    Please select an option
    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
    Existing relationship with SBI
    Annual trip?
    Existing credit card?
    PIN Code Please enter a valid PIN Code
    Company Name Please enter a valid Company Name
    Salary (Monthly income) Please enter an amount
    Property ValuePlease enter an amount
    Portfolio ValuePlease enter an amount
    Please select your Occupation
    Please select an Entity
    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
    Trip Start Date Please enter a valid Date
    Trip End Date Please enter a valid Date
    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
    Please select a Security
    Please select a Time
    Cost of Two Wheeler Please enter an amount
    Time Since Purchase (Months) Please enter a valid duration
    Current Residence Please enter an address
    Smoker?

    VERIFY YOUR MOBILE NO.

    Please enter the 4 Digit OTP sent to your mobile Number.

    The OTP has been sent to your mobile number. Please check.

    Your mobile number is successfully verified.

    Mobile NumberPlease click on SEND OTP to receive the new OTP
    Enter OTPRESEND OTPSEND OTPINVALID OTP
    Select Loan Amount₹200000
    ₹30000₹2000000
    Select Loan Duration48 Months
    12 Months 120 Months
    Rate of Interest16% p.a.
    10% p.a. 20% p.a.

    EMI Amount

    ₹*

    Total Payment

    Principal + Interest
    ₹*

    Total Interest Payable

    ₹*
    *Final amount may vary and it will depend on the final credit approval
    Name (as per PAN Card) Please enter a valid Name
    Email ID Please enter a valid Email
    Mobile Number OTP will be sent after you click 'Quick Apply' Please enter a valid mobile number
    City of Residence Please select a city
    Date of Birth (dd/mm/yyyy) Please enter a valid Date of Birth
    Please select an option
    Monthly Liabilities Enter 0 if no liabilities. Please enter an amount
    Existing relationship with SBI
    Annual trip?
    Existing credit card?
    PIN Code Please enter a valid PIN Code
    Company Name Please enter a valid Company Name
    Salary (Monthly income) Please enter an amount
    Property ValuePlease enter an amount
    Portfolio ValuePlease enter an amount
    Please select your Occupation
    Please select an Entity
    Years In Business Please enter the Number of Years
    Turnover Please enter an amount
    Profit After Tax Please enter an amount
    Required Loan Amount Please enter an amount
    Please select a Product
    Annual Income Please enter an amount
    Please select a Plan
    Please select a Medical Condition
    Vehicle Manufacturer Please enter a valid Manufacturer Name
    Vehicle Model Please enter a valid Model Name
    Vehicle Variant Please enter a valid Variant Name
    Reg. No. (MH01AB1234) Please enter a valid Vehicle Number
    Vehicle Registration Date Please enter a valid Date
    Please select a Purpose of Visit
    Please select an option
    Travel To Please enter a valid Country Name
    Trip Start Date Please enter a valid Date
    Trip End Date Please enter a valid Date
    Sum Insured Please enter an amount
    Tenure (years) Please enter a Tenure
    Premium to be paid Please enter an amount
    Please select a Security
    Please select a Time
    Cost of Two Wheeler Please enter an amount
    Time Since Purchase (Months) Please enter a valid duration
    Current Residence Please enter an address
    Smoker?

    VERIFY YOUR MOBILE NO.

    Please enter the 4 Digit OTP sent to your mobile Number.

    The OTP has been sent to your mobile number. Please check.

    Your mobile number is successfully verified.

    Mobile NumberPlease click on SEND OTP to receive the new OTP
    Enter OTPRESEND OTPSEND OTPINVALID OTP