Personal loan starting
@ 11.50% p.a
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit Score
Home Extension Loan Affordable Housing Loan PMAY overdraft-loan Quick Cash Plot & Construction Loan Balance Transfer Home Loan Top Up Home Loan EMI Calculator PMAY Calculator Balance Transfer & Top-up Calculator Home Loan Eligibility Calculator Area Conversion Calculator Stamp Duty CalculatorKnow MoreCheck Credit Score Home Loan Rates & Charges Home Loan Documents Required Home Loan Online RERA Approved Housing Projects
Business Loan EMI Calculator Business Loan Pre-payment Calculator GST Calculator Foreclosure Calculator Hybrid Term Loan Machinery Loan MSME Loan Small Business LoanBusiness Loan Rates & Charges Business Loan Documents Required
Used Car Loan Loan On Used Car New Car Loan Two Wheeler Loan Used Car EMI Calculator Two Wheeler EMI Calculator Apply Now Apply Now
Know More Apply Now Loan Against Securities Rates & Charges Loan Against Securities Documents Required Loan against Shares Loan against mutual funds Loan Against Securities Calculator Check Credit ScoreLoan Against Securities Rates & Charges Loan Against Securities Documents Required
Know More Apply Now Loan Against Property Rates & Charges Loan Against Property Documents Required EMI Options Hybrid Term Loan Secured BL (SBL) Loan Against Property EMI Calculator
Know More Apply Now Education Loan Rates & Charges Education Loan Documents Required Education Loan EMI Calculator Request a Callback
Time and again, women have proved that they're no less than men. So, why should they compromise on finances? At Tata Capital, we believe in empowering the modern, independent woman. This is why we offer specially crafted Personal Loan for Women to help them take charge of their short and long-term goals without relying on someone else. Give wings to your dreams with Tata Capital's instant loan for working women.
From funding your higher education to organizing the wedding of your dreams, our personal loans for women cater to all your unique financial needs. What's more? You don't even need to pledge any collateral. Get a personal loan starting at just 11.50% interest rate for up to 6 years. Apply for PL for women online with Tata Capital and say yes to financial independence.
Loan amount offered
₹40,000 - ₹35,00,000
Loan tenure
Upto 6 years
Interest rate starting @
11.50% p.a.
Believe it or not, we offer relatively relaxed personal loan eligibility criteria for extending Personal Loan for female. All you need to do is check if you meet our basic eligibility conditions and apply for online loan for women!
To avail of a personal loan for women online from Tata Capital, you need to meet the criteria listed below:
While these criteria apply to women with income, a homemaker can also apply for a PL for women with a co-applicant. The co-applicant also needs to fall within the above-listed eligibility criteria.
You can avail of a personal loan with Tata Capital for all your urgent financial needs easily without any extensive paperwork. The documents required for a personal loan for women are-
1. ID proof (Aadhaar card/ Driving License/ Voter ID/ Passport)
2. Income proof (Salary slips for the last two months)
3. Address proof (Aadhaar card/ Driving License/ Voter ID/ Passport)
4. Bank statements (for the latest 3 months)
5. Employment certificate
At Tata Capital, you can avail of a personal loan for women at competitive interest rates as follows-
Interest rate
| Customer Profile | Loan Slab | Interest Rate* |
|---|---|---|
| Salaried employees | Any amount | 11.50% onwards |
The final rate of interest levied can vary depending on the applicant’s eligibility criteria and credit checks
Charges
| S. No | Charges | Rate* |
|---|---|---|
| 1. | Processing Fees | Up to 3.5% of the loan amount + GST |
| 2. | Default in payment of amounts due | 3% per month on overdue amount + applicable |
| 3. | Dishonour of any cheque/payment instrument | Rs. 600 for every cheque/payment instrument dishonour |
| 4. | Loan cancellation charges | 2% of the loan amount/facility amount or Rs.5750 (whichever is higher) |
| 5. | Foreclosure charges on term loan facility | 4.5% on the principal outstanding at the time of foreclosure |
*Rates are subject to changes
Tata Capital is one of the leading brands in India, offering superior loan products to cater to your distinct financial needs. Here is why you should choose Tata Capital as a preferred loan provider-
1. Tata Capital’s personal loan for women features competitive interest rates at just 11.50%.
2. We offer a hassle-free loan application process with quick approvals and disbursals to help you get the required funds instantly.
3. We give you the freedom to choose your repayment tenure and flexible repayment options.
4. With us, you can apply for a personal for women with minimal documentation requirements and nominal processing fees.
5. Tata Capital lets you apply for a personal loan with no collateral requirements, allowing you to raise funds quickly.
At Tata Capital, we extend a minimum loan amount of Rs. 40,000 and a maximum loan amount of Rs. 35,00,000 on personal loans for housewives. However, the final loan amount will depend on the income and creditworthiness of your co-applicant.
Your credit or CIBIL score is essentially a measure of your repayment capability. If your CIBIL score is below 725, here is how you can quickly improve it to get a Personal Loan for Ladies:
Tata Capital requires you to show a documented income of at least Rs. 15,000 per month to avail of a Personal loan for Ladies. If you are a housewife, then your co-applicant must meet the minimum income requirement.
The speed of the verification and approval process depends on the medium of application. If you want faster loan approval, you can apply for a PL for women online with Tata Capital. Once you have submitted the application, you can expect loan approval within a matter of minutes, and in some cases, hours.
As for offline applicants, the PL for women approval process takes just a couple of days. You only need to visit one of our branches and submit all the requested documents, including a duly filled application form.
A Personal Loan for Women is designed to offer financial assistance to women based on their financial needs. Women can apply for personal loans to get funds for various personal expenses at competitive interest rates and convenient repayment terms.
At Tata Capital, the tenure for a Personal Loan for housewives can range from 12 to 72 months.
Personal Loans for women can help fulfil various financial needs, from medical emergencies and education to business expansion, weddings, travel, and other personal expenses.
Yes, women can get personal loans if they are self-employed. If they have no source of income, they can apply with a co-applicant/guarantor or apply for women’s loans from the government.
Last updated on: 10 Jul, 2025
Submitted successfully
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the message to download the Moneyfy App.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
SMS sent successfully!
An SMS has been sent to XXXXXXX051
Click on the link in the message to download the Moneyfy App.
Thank you for subscribing
We will send news and updates to your registered email ID
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com
Click allow button to receive notifications
SMS sent successfully! 
