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Personal Loan
Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Apply NowPERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
Apply NowPERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
Apply NowMARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Apply NowLOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Apply NowAVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Apply NowHome Renovation Loan
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
Apply NowHOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
Apply NowHOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Apply NowCUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
Apply NowUNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PMAY
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Business Loan
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Apply NowONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowTwo Wheeler Loan
Nothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
Apply NowLoan Against Securities
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Loan Against Securities
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
VEHICLE LOAN
Used Car Loan
APPLY NOWMutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreConsumer Durable Loan
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
Insurance
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Know MoreMicrofinance
Tata Capital provides easy Microfinance Loans available at attractive interest rates. Avail a loan up to Rs. 2 lakhs through a simple process with minimal documentation. Get flexible tenures up to 36 months and repay your Microfinance loan EMI as per your convenience.
Know MoreWe have pre approved offers for you
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Apply NowPersonal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Loan Against Property
Loan Against Securities
Personal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Business Loan
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
Loan Against Property
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Used Car Loan
Two Wheeler Loan
Mutual Fund
Mutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know More
Consumer Durable Loan
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
Insurance
Insurance
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At Tata Capital, we believe in today’s time and age, women deserve financial independence as much as men. To help women manage their short-term and long-term financial goals, we offer specially crafted Personal Loan for Women. Now, you can finance your higher education abroad, purchase big-ticket items put on hold, and organize the wedding of a lifetime without relying on anyone else!
Whether you are a working woman or a homemaker, we offer women loans that can cater to your diverse financial needs. Our personal loans, starting at an interest rate of just 10.99% for a maximum tenure of 6 years, don't require you to pledge any collateral.
While loans for housewives seem like a far-off possibility as lenders often look for income stability, you can easily avail of one from Tata Capital. All you need is a co-applicant with a documented income, and you can get the required funds within a couple of days!
Tata Capital is one of the most trusted brands in India. Along with our unmatched services, we also offer competitive personal loan interest rates and repayment terms.
Whether you take a personal loan for housewives or working women, you get the desired terms on interest rates. We offer some of the lowest ROIs within the industry to all our customers.
It's a great thing to be able to repay your loan early! We at Tata Capital appreciate this, which is why we don't charge any penalty on loan pre-payment once the initial 6 months of the borrowing period have lapsed. Now you can opt for a ladies personal loan and repay it within or before time without any extra charges.
Our processing fee is nominal and can go up to a maximum of 2.75% plus GST of the total borrowed amount. Rest assured, you will be informed of the final loan processing fee before you sign the loan agreement.
When taking a loan for ladies, you don't need to pledge any guarantees. We don't require any collateral from you. What we will check is your CIBIL score while verifying your loan application.
With us, you can enjoy a personal loan repayment tenure going up to 6 years. This way, you can pay smaller monthly instalments. It’s a great way to maintain your lifestyle quality and keep your savings intact.
The initial years of repaying the loan can prove a little heavy on the pocket. But, not with us! Whether you take a loan for a housewife or a working woman, we extend an overdraft feature in both cases. Here, you pay only the interest component of the loan for 2 years. After which, you can switch to repaying the total sum (principal + interest) for the next 5 years.
We are exceptionally quick with our fund disbursal routine. Once our experts approve your loan, you will have the funds in your bank account within a few working hours.
Believe it or not, we offer relatively relaxed personal loan eligibility criteria for extending Personal Loans to Women. All you need to do is check if you meet our basic eligibility conditions and apply!
To avail of a women loan from Tata Capital, you need to meet the criteria listed below:
You must be between 22 and 58 years of age.
You must have a documented monthly income of at least Rs. 15,000.
You must have at least a year-long work experience.
While these criteria apply to women with income, a homemaker can also apply for a personal loan with a co-applicant. The co-applicant also needs to fall within the above-listed eligibility criteria.
At Tata Capital, we only ask you to produce minimal document proofs for verification, including your income, photo identity, and address proofs.
Documents required for salaried women
Recent bank statements
Salary slips
Employment certificate
Photo identity proof
Address proof
Documents required for self-employed women
Address proof
Photo identity proof
Income proof
Apply online through our website. Fill out our digital form, upload copies of documents required, and click on submit.
Allow our experts to guide you through the loan application process over a phone call. Just dial 1860 267 6060 from Monday to Saturday, between 9 AM and 8 PM.
If you want to personally talk to our loan experts to understand the application process, visit any of our branches closest to you.
Take advantage of our 24x7 virtual assistant 'TIA' and get your loan-related queries answered in real-time.
While a stable income is a critical requirement for applying for a personal loan, it does not mean a homemaker cannot apply for one. If you're a housewife looking for a personal loan for housewife with Tata Capital, all you need is a co-borrower or co-applicant. This co-borrower must either be a salaried or a self-employed individual and should meet all the necessary eligibility criteria.
At Tata Capital, we extend a minimum loan amount of Rs. 75,000 and a maximum loan amount of Rs. 35,00,000 on loans for housewife. However, the final loan amount will depend on the income and creditworthiness of your co-applicant.
Your credit or CIBIL score is essentially a measure of your repayment capability. If your CIBIL score is below 750, here is how you can quickly improve it to get a Personal Loan for Ladies:
Don’t default on your credit card payments. Make them on time and in full.
Don’t go above your credit card limit often. This shows a high credit usage, which can dent your CIBIL score.
Pay your ongoing Personal Loan EMIs, if any, on time.
Avoid taking too many loans before applying for a personal loan.
Don’t inquire about your CIBIL score too many times in a month.
Try to retain your old credit cards as that lengthens your credit history.
Tata Capital requires you to show a documented income of at least Rs. 15,000 per month to avail of a Personal loan for Ladies. If you are a housewife, then your co-applicant must meet the minimum income requirement.
The speed of the verification and approval process depends on the medium of application. If you want faster loan approval, you can apply for a ladies personal loan with Tata Capital online. Once you have submitted the application, you can expect loan approval within a matter of minutes, and in some cases, hours.
As for offline applicants, the approval process takes just a couple of days. You only need to visit one of our branches and submit all the requested documents, including a duly filled application form.
You should never have to compromise when it comes to your education. Whether it is for your higher studies or your loved ones, you can use the Personal Loan to finance your goals and ambitions. Apply for an Education Loan in India or Abroad with quick approval, relaxed eligibility criteria and documentation.
Know MoreYour wedding should be among the best days of your life. Don’t think twice before planning the wedding of your dreams, and we will help you make it a reality. Get a Tata Capital Wedding Loan and fund your dream wedding without draining your savings.
Know MoreWe know that a medical emergency can be daunting. With our Personal Loan, you will never have to worry about the medical needs of yourself or your loved ones. Apply for a Medical Loan with Tata Capital for funding your medical emergency expenses or clearning medical dues.
Know MoreFantasizing about jetting off to an exotic locale? You can now make it happen. Our process is simple, and we let you customise the repayment option according to your convenience. Fulfill all your travelling needs with Tata Capital Travel Loan.
Know MoreThinking to repair or renovate your home? Upgrade your house with a new look & redesign your dream home with Tata Capital Home Renovation loan.
Know More