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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Personal Loan for Housewives

Time and again, women have proved that they're no less than men. So, why should they compromise on finances? At Tata Capital, we believe in empowering the modern, independent woman. This is why we offer specially crafted Personal Loan for Women to help them take charge of their short and long-term goals without relying on someone else. Give wings to your dreams with Tata Capital's instant loan for housewives and working women.

From funding your higher education to organizing the wedding of your dreams, our personal loans for women cater to all your unique financial needs. What's more? You don't even need to pledge any collateral. Get a personal loan starting at just 10.99% interest rate for up to 6 years. Apply for PL for women online with Tata Capital and say yes to financial independence.

Never heard of a loan for a housewife? With Tata Capital, it is now a possibility. All you need is a co-applicant with a documented income to avail of an instant personal loan for a housewife from Tata Capital.

  • Loan amount offered

    ₹ 2 lakhs onward

  • Loan tenure

    Upto 30 years

  • Interest rate starting @

    10.10% p.a.

Features and benefits of Loan for Women

  • Borrow from one of the most trusted names in the industry

    Tata Capital is one of the most trusted brands in India. Along with our unmatched services, we also offer instant personal loan for housewife at competitive personal loan interest rates and repayment terms.

  • Get attractive interest rates

    Whether you take a loan for housewife or working woman, you get the desired terms on interest rates. We offer instant loan for women at some of the lowest ROIs within the industry to all our customers.

  • No pre-payment fee after 6 months

    It's a great thing to be able to repay your loan early! We at Tata Capital appreciate this, which is why we don't charge any penalty on loan pre-payment once the initial 6 months of the borrowing period have lapsed. Now you can opt for an instant loan for women and repay it within or before time without any extra charges.

  • Pay a minimal processing fee

    Our processing fee is nominal and can go up to a maximum of 2.75% plus GST of the total instant personal loan for housewife amount. Rest assured, you will be informed of the final loan processing fee before you sign the loan agreement.

  • Borrow without pledging a collateral

    When taking a personal loan for housewives, you don't need to pledge any guarantees. We don't require any collateral from you. What we will check is your CIBIL score while verifying your application.

  • Flexible repayment tenures

    With us, you can enjoy a personal loan for female repayment tenure going up to 6 years. This way, you can pay smaller monthly instalments. A personal loan for working women is a great way to maintain your lifestyle quality and keep your savings intact.

  • Enjoy an overdraft facility

    The initial years of repaying the loan can prove a little heavy on the pocket. But, not with us! Whether you take a personal loan for working women or for a housewife, we extend an overdraft feature in both cases. Here, you pay only the interest component of the loan for 2 years. After which, you can switch to repaying the total sum (principal + interest) for the next 5 years.

  • Quick disbursal of funds

    We are exceptionally quick with our fund disbursal routine. Once our experts approve your online loan for women, you will have the funds in your bank account within a few working hours.

Eligibility criteria for Personal Loan for Women?

Believe it or not, we offer relatively relaxed personal loan eligibility criteria for extending Personal Loan for female. All you need to do is check if you meet our basic eligibility conditions and apply for online loan for women!

To avail of a personal loan for women online from Tata Capital, you need to meet the criteria listed below:

Eligibility for Personal Loan for Women

  • You must be between 22 and 58 years of age.

  • You must have a documented monthly income of at least Rs. 15,000.

  • You must have at least a year-long work experience.

While these criteria apply to women with income, a homemaker can also apply for a PL for women with a co-applicant. The co-applicant also needs to fall within the above-listed eligibility criteria.

What Is The Process of Applying for a Women’s loan?

What Is The Process of Applying for a Women’s loan?

  • Meet us physically

    If you want to personally talk to our loan experts to understand the application process, visit any of our branches closest to you.

What Is The Process of Applying for a Women’s loan?

  • Online application

    Apply for personal loan for women online through our website. Fill out our digital form, upload copies of documents required, and click on submit.

  • Call us

    Allow our experts to guide you through the loan application process over a phone call. Just dial 1860 267 6060 from Monday to Saturday, between 9 AM and 8 PM.

  • Virtual assistant

    Take advantage of our 24x7 virtual assistant 'TIA' and get your queries about personal loan for housewife answered in real-time.

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What our customers say about us

Tata Capital's systematic and professional approach is much better than private banks too.

Premprakash M Mourya

Personal Loan | 25 April, 2023

Excellent experience with Tata Capital's executive in overall guidance, communication and support.


Personal Loan | 15 April, 2023

My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.


Personal Loan | 14 April, 2023

Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.


Personal Loan | 14 April, 2023

Tata Capital's overall performance is too good, apart from other sources.

Alexi Peter Almeida

Personal Loan | 13 April, 2023

Tata Capital is excellent supporter for improving our financial position.

Imam Khan V S

Personal Loan | 10 April, 2023

Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.


Personal Loan | 08 April, 2023

Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.


Personal Loan | 05 April, 2023

It was a nice experience with Tata Capital, I have faced lots of challenges in last 2 years. Thank you for your help and for understanding my situation. If given a chance, I will definitely recommend Tata Capital to everyone. Thank you.


Personal Loan | 04 April, 2023

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Personal Loan for Home Renovation

Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

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