Get the Tata Capital App to apply for Loans & manage your account. Download Now


Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Secured Micro LAP

Secured Micro LAP is meticulously crafted to meet the credit needs of diverse trade, commercial activities, and various general business professions. It is a tailored financial solution designed to meet the unique needs of small and medium-sized enterprises which will help them to grow.

  • Amount

    3 Lakhs -15 Lakhs

  • Tenure

    12 months – 84 months

  • ROI

    Starting from 19%*


Avail TATA Capital loans directly from WhatsApp

Features of Secured Micro LAP

  • Long Tenure Loans – You can select tenure up to 84 months as per your comfort.
  • Simple documentation – Your loan will be approved with minimum documentation.
  • Attractive interest rates – We offer competitive interest rates to help you with get the best rate in market.
  • Fast approval - You can apply for a Secured Micro LAP and get the finances in your bank account with minimum delay. We ensure a swift disbursal process.

Purpose of taking Micro LAP:

  • To meet the credit needs of trade, commercial activities, other general business profession as also for their bona fide requirements.
  • To undertake repairs, renovation, extension of the existing business unit
  • To meet the working capital requirements of the existing business
  • For purchase of machineries and equipment
  • Consolidation of existing debts

Required Documents

  • KYC’s of Applicant and Co applicant
  • Business Stability Proof
  • Ownership Proof
  • Office Address Proof
  • All legal papers of Collateral Property as required for legal report & valuation

Eligibility Criteria

Assessment method can be basis any of the below:-

  • Basis Pucca Bills/ Kachha Bills/Register/Notebooks
  • Basis ITR/GST/Bank Statement