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Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
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Avail Loan Against Securities up to ₹40 crores
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Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹3 crores
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Loan Restructuring for COVID-19 related stress
Loan restructuring can be availed by borrowers to manage financial stress caused by the COVID-19 pandemic. Customers eligible under RBI circular, having any of the retail loans can apply for restructuring of the loan via the Tata Capital website.
Tata Capital Housing Finance assesses housing projects on legal and technical terms. The projects that pass all the benchmarks are added to our database of approved housing projects. When homeowners want to buy a property from a reputable developer, they must check for the Advanced Processing Facility number or code. This code certifies that the project has received approvals in support of its credibility. As a result, homeowners don’t need to gather the project’s legal documents from the developer.
We follow the Advanced Processing Facility process for the legal and technical valuation of a project. The steps Tata Capital experts initiate include:
Apart from the steps mentioned above, our technical officer performs property identification.
Choosing a Tata Capital approved housing project ensures easy home loan approval. Since the housing project has undergone the different stages of legal and technical appraisals, your housing loan application is processed faster. There is no need to perform verifications and time-consuming assessments. Moreover, selecting an approved housing project keeps you protected from future legal hassles.
We have curated a large database of approved housing projects for you.
Contact your nearest Tata Capital Housing Finance Branch for more information about the approved projects in your city.
A home loan can help you purchase or construct your dream house without worrying about the requisite finances. At Tata Capital, we understand your housing finance requirements and provide you with the best home loan.
Some benefits of a Tata Capital Home Loan include:
Tata Capital Home Loans are tailored to help you meet all your housing finance requirements. You can use our home loans for the following purposes:
Yes, you can cancel your home loan even after it has been sanctioned. However, the lender may not refund the home loan processing fees that are charged during the home loan sanction process.
If you want to cancel your home loan after receiving your loan sanction letter, you can write to us or contact us on our helpline number. But make sure you do this well before the loan is disbursed.
Yes, you can extend your home loan tenure as long as it is within the maximum loan tenure offered by your lender. At Tata Capital, we offer home loans with maximum tenures of up to 30 years.
By extending your home loan tenure, you can reduce your EMI burden. To increase your home loan tenure, you can contact us on our customer helpline number or visit your nearest Tata Capital branch.
Some common reasons for the rejection of a home loan could be:
If your home loan application is rejected by the lender, find out the exact reason behind it. If a low credit score is responsible, take steps to improve your credit score before reapplying. Also, make sure you check your home loan application thoroughly before submitting it.
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