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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

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What are Approved Housing Projects?

Tata Capital Housing Finance assesses housing projects on legal and technical terms. The projects that pass all the benchmarks are added to our database of approved housing projects. When homeowners want to buy a property from a reputable developer, they must check for the Advanced Processing Facility number or code. This code certifies that the project has received approvals in support of its credibility. As a result, homeowners don’t need to gather the project’s legal documents from the developer. 

How does Tata Capital Approve Housing Projects?

We follow the Advanced Processing Facility process for the legal and technical valuation of a project. The steps Tata Capital experts initiate include:

  • Assessing the site of construction to ensure compliance with the sanction plan. It must adhere to the permitted property’s height, building’s distance from the boundary, number of units, built-up area, etc.
  • Inspecting the loading factor
  • Checking factors that can cause marketability issues - poor infrastructure, nearby slums or graveyards, narrow access, etc.
  • Evaluating the quality of construction
  • Analyzing the project’s progress
  • Comparing the project’s price with the existing market rates

Apart from the steps mentioned above, our technical officer performs property identification. 

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What are the Advantages of Choosing a Housing Project Approved by Us?

Choosing a Tata Capital approved housing project ensures easy home loan approval. Since the housing project has undergone the different stages of legal and technical appraisals, your housing loan application is processed faster. There is no need to perform verifications and time-consuming assessments. Moreover, selecting an approved housing project keeps you protected from future legal hassles.

How to Find Approved Projects in your City?

We have curated a large database of approved housing projects for you.

  • You can enter the details in the three boxes on top of this page to find approved projects in your city.
  • The first box requires the state in which you are searching for an approved project.
  • The second box requires the city’s name.
  • The third box asks for the preferred builder’s name.
  • After you enter the required information, the finder will display a list of approved projects. You will see the vital information and addresses for each of these projects.

Contact your nearest Tata Capital Housing Finance Branch for more information about the approved projects in your city. 

More Home Loan products for you

Home Loan for government employees

With Tata Capital, you can apply for a home loan for government employees in a few easy steps and get housing finance at competitive interest rates.

Home Loan for self-employed

With Tata Capital, you can apply for a home loan for self employed in a few easy steps and get housing finance at competitive interest rates.

Home Loan for women

With Tata Capital, you can apply for a home loan for women in a few easy steps and get housing finance at competitive interest rates. 

What our customers say about us

Overall the experience was good and hope to continue the same. Also Tata Capital executive were nice and polite from the beginning.

Prasenjit Sen

Loan Against Property | 13 January, 2023

Thank you TATA Group for making India proud with all your hassle free and excellent services, Thanks Team

PRAMOD LINGSHETTY PATIL

Personal Loan | 31 December, 2022

I want to thank Tata Capital for giving Loan, During the process I was kept updated. Wanted to thank Tata Capital executive for answering my queries and keeping me updated on Status. Thank you

G BHASKAR

Personal Loan | 30 December, 2022

This is surprisingly easiest way to avail personal loan. I am completely happy with the service provided. Thank you team TATA CAPITAL!

Venugopal Raju

Personal Loan | 28 December, 2022

I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital

SHEELA AVINASH PATEL

Business Loan | 24 December, 2022

One of the best Mobile App, Tata capital only took 3-4 working day for loan approval.

ARJUN KUMAR

Personal Loan | 23 December, 2022

The services of Tata Capital is very good.. Approval process, loan charges are not hidden, every aspect was explained to me by Tata Capital executive before taking loan, very good transparency. Keep it up..

Prasanna Shriram Agashe

Personal Loan | 10 December, 2022

Excellent customer service with clarity and politeness. Thanks to TATA Capital having wonderful field staff.

S hari Haran

Two Wheeler Loan | 08 December, 2022

I am very happy that I got timely loan in my worst time.

THAKOR BHIMABHAI SHANKARJI

Personal Loan | 07 December, 2022

Find the right Loan for you

Affordable Housing Loan

  1. At Tata Capital, we believe that every single person, regardless of their financial background, deserves a home to call their own.

With this vision, Tata Capital Housing Finance offers affordable home loans at competitive interest rates. 

Affordable Housing Loan

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Home Extension Loan

  1. As the years go by and your family continues to grow, does your house feel smaller?

Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.

Home Extension Loan

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Home Loan for Self-Construction

Instead of buying a ready-to-move-in house, you can choose to purchase a piece of land and construct your house on it brick by brick. 

A home loan for self-construction or simply a home construction loan is a special type of home loan given to help borrowers construct their own house on a piece of land or plot.

Home Loan for Self-Construction

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Home Loan Top-up

A home loan top-up is a facility offered by lenders under which a borrower can take an additional loan over and above their existing home loan.

The home loan top-up facility is available only for existing home loan borrowers without the need for any additional security or guarantee.

Home Loan Top-up

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Home Loan Overdraft

At times, you may need additional funds to tackle your personal or business expenses. 

With Tata Capital’s home loan overdraft facility, you can avail of a home overdraft loan limit of up to Rs. 2 crores. You can withdraw funds from this overdraft housing loan limit as per your needs and then pay it back at your convenience.

Home Loan Overdraft

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Quick Cash

Quick Cash loan is a unique Pre-Approved personal finance top-up linked to your existing Tata Capital Housing Finance Limited (TCHFL) loans. This loan is only for existing TCHFL Home Loan and Home Equity customers.

Apart from its unique features, it also offers other advantages such as faster processing, and a paperless journey, notwithstanding that all this could be availed in just a few clicks at your convenience any day 24*7.

Quick Cash

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Balance Transfer

  1. A home loan balance transfer, or simply a home loan transfer, takes place when you transfer your outstanding home loan amount to a new lender from your existing lender.

With Tata Capital Home Loan Balance Transfer, you can transfer your outstanding home loan balance to affordable interest rates. Our home loan interest rates start from just 8.95% per annum*.

Balance Transfer

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