Get the Tata Capital App to apply for Loans & manage your account. Download Now


Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Find Tata Capital Approved Projects in your city

What are Approved Housing Projects?

Tata Capital Housing Finance assesses housing projects on legal and technical terms. The projects that pass all the benchmarks are added to our database of approved housing projects. When homeowners want to buy a property from a reputable developer, they must check for the Advanced Processing Facility number or code. This code certifies that the project has received approvals in support of its credibility. As a result, homeowners don’t need to gather the project’s legal documents from the developer. 

How does Tata Capital Approve Housing Projects?

We follow the Advanced Processing Facility process for the legal and technical valuation of a project. The steps Tata Capital experts initiate include:

  • Assessing the site of construction to ensure compliance with the sanction plan. It must adhere to the permitted property’s height, building’s distance from the boundary, number of units, built-up area, etc.
  • Inspecting the loading factor
  • Checking factors that can cause marketability issues - poor infrastructure, nearby slums or graveyards, narrow access, etc.
  • Evaluating the quality of construction
  • Analyzing the project’s progress
  • Comparing the project’s price with the existing market rates

Apart from the steps mentioned above, our technical officer performs property identification. 


Avail TATA Capital loans directly from WhatsApp

What are the Advantages of Choosing a Housing Project Approved by Us?

Choosing a Tata Capital approved housing project ensures easy home loan approval. Since the housing project has undergone the different stages of legal and technical appraisals, your housing loan application is processed faster. There is no need to perform verifications and time-consuming assessments. Moreover, selecting an approved housing project keeps you protected from future legal hassles.

Advantages of Choosing a Housing Project Approved by Us

Below are some of the reasons to choose a housing project approved by Tata Capital:

Invest in Technically Verified Projects

All housing projects approved by us have gone through a stringent process for legal and technical valuation. We make sure that the project is fully compliant with the builder’s sanction plan and government norms. Moreover, we conduct a thorough verification process to check the legality of construction and whether the builder has obtained the necessary approvals or not. It means that if you choose a Tata Capital-approved project, you stay protected from any kind of legal hassles in the future.

Get the Best Construction Quality

We make frequent visits to the construction site to ensure that the materials used by the builder are top-notch. Additionally, we inspect factors such as a building’s height, open spaces, built-up area, apartment layout, distance from the boundary, etc., before approving a housing project. Hence, if you want to buy a property with the best construction quality in your town, you can go for any of the Tata Capital-approved projects without any second thoughts.

Pay at the Existing Market Rate

It’s a common practice among builders to sell their properties at exorbitant prices. This creates an unnecessary burden on homebuyers, and they resort to taking home loans of unreasonably high amounts. However, at Tata Capital, we compare a project’s price with the existing market rate and the prices of other properties in that area. We approve a housing project only if it is priced fairly by the seller or builder.

Easy Home Loan Approval

Choosing a Tata Capital-approved housing project makes you eligible for an easy home loan approval from us. Since all our existing housing projects have undergone several stages of legal and technical verification, home loans are processed quickly for them. The need to perform time-consuming assessments and verifications is eliminated. On top of everything, you will be required to submit the bare minimum documents to get a home loan for a pre-approved property.

Attractive Rate of Interest

The rate of interest levied on your home loan plays a crucial role in determining the EMIs that you need to pay for it. The higher the interest rate is, the higher will be your home loan EMIs. By choosing a housing project approved by Tata Capital, you can get a home loan from us at a highly competitive interest rate, starting from just 8.75%* per annum. Moreover, you can make your EMIs much more affordable by choosing a home loan tenure of up to 30 years.

A Wide Array of Projects

Our list of approved projects comprises a vast range of properties spanning all major towns in more than 20 Indian states. Moreover, we have selected properties from almost all top builders in the country. You can simply select your preferred state, city, and builder’s name from the drop-down menu present at the top of this page to see the projects of your choice.

How to Find Approved Projects in your City?

We have curated a large database of approved housing projects for you.

  • You can enter the details in the three boxes on top of this page to find approved projects in your city.
  • The first box requires the state in which you are searching for an approved project.
  • The second box requires the city’s name.
  • The third box asks for the preferred builder’s name.
  • After you enter the required information, the finder will display a list of approved projects. You will see the vital information and addresses for each of these projects.

Contact your nearest Tata Capital Housing Finance Branch for more information about the approved projects in your city. 

More Home Loan products for you

Home Loan for government employees

With Tata Capital, you can apply for a home loan for government employees in a few easy steps and get housing finance at competitive interest rates.

Home Loan for self-employed

With Tata Capital, you can apply for a home loan for self employed in a few easy steps and get housing finance at competitive interest rates.

Home Loan for women

With Tata Capital, you can apply for a home loan for women in a few easy steps and get housing finance at competitive interest rates. 

What our customers say about us

I had applied for a home loan at Tata Capital & got the it approved quickly. The process was smooth and sanctioned with sufficient amount with tenure period of 20 yrs.

Sumeet Verma

Home Loan | 14 March, 2022

The submission of my home loan application was very simple and easy. Even the documentation process was very simple and ended in very less time.

Yukta Jaiswal

Home Loan | 11 March, 2022

The customer support service is good as they responded to my queries without any wait time. With their help, my home loan was approved in very less time.

Rashmi Singhania

Home Loan | 28 February, 2022

I got my home loan approved from Tata Capital. The reason behind going with Tata Capital home loan is they were offering home loan at best price and zero processing fee.

Aman Malik

Home Loan | 18 February, 2022

The rate of interest is moderate. Pre closure is applicable but there is locking period. Their customer service is very good.

Amiya Ranjan Swain

Home Loan | 20 October, 2021

The home loan was sanctioned on time and I easily uploaded the documents through online.

Rajesh Jain

Home Loan | 20 October, 2021

Interest rate is a bit high when I compared to Government banks, but processing time and charges for my home loan were less. Loan was sanctioned soon as well.

Manoj Kumar Mishra

Home Loan | 20 October, 2021

The process for my housing loan was immediate. Interest rates were normal at X%. The documentation process was hassle free. What else can I expect!?

Kundan Meher

Home Loan | 20 October, 2021

The processing fee was nominal for my home loan. It was processed hassle free. I am satisfied with the service.

Sridhar Pillai

Home Loan | 20 October, 2021

Find the right Loan for you

Affordable Housing Loan

  1. At Tata Capital, we believe that every single person, regardless of their financial background, deserves a home to call their own.

With this vision, Tata Capital Housing Finance offers affordable home loans at competitive interest rates. 

Affordable Housing Loan Affordable Housing Loan

Home Extension Loan

  1. As the years go by and your family continues to grow, does your house feel smaller?

Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.

Home Extension Loan Home Extension Loan

Home Loan for Self-Construction

Instead of buying a ready-to-move-in house, you can choose to purchase a piece of land and construct your house on it brick by brick. 

A home loan for self-construction or simply a home construction loan is a special type of home loan given to help borrowers construct their own house on a piece of land or plot.

Home Loan for Self-Construction Home Loan for Self-Construction

Home Loan Top-up

A home loan top-up is a facility offered by lenders under which a borrower can take an additional loan over and above their existing home loan.

The home loan top-up facility is available only for existing home loan borrowers without the need for any additional security or guarantee.

Home Loan Top-up Home Loan Top-up

Home Loan Overdraft

At times, you may need additional funds to tackle your personal or business expenses. 

With Tata Capital’s home loan overdraft facility, you can avail of a home overdraft loan limit of up to Rs. 2 crores. You can withdraw funds from this overdraft housing loan limit as per your needs and then pay it back at your convenience.

Home Loan Overdraft Home Loan Overdraft

Quick Cash

Quick Cash loan is a unique Pre-Approved personal finance top-up linked to your existing Tata Capital Housing Finance Limited (TCHFL) loans. This loan is only for existing TCHFL Home Loan and Home Equity customers.

Apart from its unique features, it also offers other advantages such as faster processing, and a paperless journey, notwithstanding that all this could be availed in just a few clicks at your convenience any day 24*7.

Quick Cash Quick Cash

Balance Transfer

  1. A home loan balance transfer, or simply a home loan transfer, takes place when you transfer your outstanding home loan amount to a new lender from your existing lender.

With Tata Capital Home Loan Balance Transfer, you can transfer your outstanding home loan balance to affordable interest rates. Our home loan interest rates start from just 8.75% per annum*.

Balance Transfer Balance Transfer