Vehicle Loan by Tata Capital: 95% Funding With Best Interest Rate

Getting a two-wheeler loan is easy. It becomes all the more convenient when you’re up-to-date with all vehicle loan information and meet the eligibility criteria. So before submitting your application form, make sure you fulfill these conditions-

• Your age must be between 21 and 65 years.
• You must be an Indian resident.
• You must have a minimum monthly income of Rs. 10,000.
• You must have a decent credit score (preferably 700 and above).
• You must have at least 1 year of residential and residential stability.

Applying for a two-wheeler loan with Tata Capital is super easy. Just follow these steps to apply online-

• Fill out the two wheeler loan application form on our website.
• Upload the required two wheeler loan documents.
• Click on submit.
   

That’s it. Our representative will get in touch with you and guide you through the next steps.

If you are not comfortable with the online process, you can also submit your vehicle loan application offline. All you need to do is visit your nearest TATA Capital branch, fill out the application form, and submit the required documents. You can also easily run a vehicle loan status check online.

At Tata Capital, we understand what is affordable for one might not necessarily be affordable for the other. This is why we offer two EMI options. Depending on your income and repayment capacity, you can select one that best fits your budget.

• Fixed EMI - Under this plan, the principal and interest components of the loan remain the same throughout the loan tenure.
  
  
• Flexi EMI - Under this plan, your EMIs are lower in the beginning and gradually increases with an increase in your income.
   

With exciting features, quick application process, and attractive interest rates, buying your desired two-wheeler is just a loan application away.

Follow these steps to apply for a used car loan with Tata Capital-

• Fill out the used car loan application form on our website.
• Upload the required used car loan documents.
• Click on submit.
   

That’s it. Our representative will get in touch with you and guide you through the next steps.

If you are not comfortable with the online process, you can also submit the form offline. All you need to do is visit your nearest TATA Capital branch, fill out the application form, and submit the vehicle loan documents required.

Pay your EMIs conveniently with a repayment plan that works the best for you. Choose from our two options-

• Fixed EMI - With the fixed EMI plan, your monthly installment amount remains the same throughout the loan tenure. This way, you know how much money you must set aside every month for the loan repayment and plan your monthly budget efficiently.
  
  
• Structured EMI- - Expect your salary to increase in the future? Then, you must consider our Structured EMI plan. It allows you to pay lower EMIs in the beginning and gradually increase the repayment amount as your income increases.

Turn your dream into reality and become a proud car owner with Tata Capital's used car loan. Enjoy low interest rates, minimal documentation, flexible repayment plans, and a hassle-free application process.

Whether you’re dreaming of a stylish scooter or a luxury second-hand car, it’s important to determine your potential EMIs to repay your loan with ease. And the quickest way to calculate this is using an online EMI calculator. It is a digital tool that considers your loan principal amount, interest rate, and repayment tenure to calculate your potential EMI.

Here’s how you can use it-

• Open the online used car loan emi calculator.
• Enter the loan amount, interest rate, and tenure.
• Click on calculate.
   

The calculator will automatically calculate your potential EMIs instantly. And if you’re not satisfied with the result, keep adjusting the parameters to arrive at a more comfortable amount.

Car Loan

Planning to buy a new or pre-owned car? A car loan from Tata Capital helps you finance new or pre-owned hatchbacks, sedans, or SUVs with ease. Flexible repayment tenures, competitive interest rates, and affordable EMIs keep costs manageable, while simple eligibility and a smooth approval process ensure a hassle-free borrowing experience at Tata Capital.

Two-Wheeler Loan

Bring home a two-wheeler that fits your travel needs with Tata Capital’s easy two-wheeler loan. With flexible repayment tenures and simple eligibility criteria, this loan offers easy access to funds for your purchase. With fast approvals and affordable EMIs, owning a two-wheeler is hassle-free with Tata Capital, be it for daily city commutes or longer rides.

Commercial Vehicle Loan

Fuel your business ambition with Tata Capital’s commercial vehicle loan. Designed to support transport and logistics needs, it helps you finance commercial vehicles with ease. Flexible repayment options, timely approvals, and affordable EMIs make it easier to expand or upgrade your fleet while keeping cash flow in check.

Tractor Loan

Support your farming needs with Tata Capital’s tractor loan. Designed for agricultural use, it helps you purchase tractors essential for daily farm operations. With repayment structures aligned to agricultural income cycles, flexible tenures, and easy eligibility, the loan makes investing in farm equipment more practical and manageable.

Construction Equipment Loan

Power your projects with Tata Capital’s construction equipment loan. Designed to help businesses invest in heavy machinery such as excavators and loaders, the loan offers flexible repayment tenures and manageable EMIs. Easy access to funds and a streamlined approval process help you maintain operational efficiency without large upfront costs.

Applying for a vehicle loan online with Tata Capital is designed to be a simple, fast, and convenient process. The digital-first approach helps reduce paperwork and speeds up the overall loan journey, making it easier to finance a new or used vehicle.

• Fully digital process: From application to approval, the entire process can be completed online, saving time and eliminating the need for branch visits.

• Quick approvals: Online verification and instant checks enable faster approvals, helping you move ahead with your vehicle purchase without delays.

• Flexible EMI options: Choose repayment tenures that suit your budget, ensuring EMIs remain affordable and easy to manage over time.

• Minimal documentation: Basic KYC and income-related documents are usually sufficient, keeping the process straightforward and hassle-free.

• Competitive pricing: Attractive vehicle loan interest rate options help reduce the overall cost of borrowing and make repayments more comfortable.

• Wide loan coverage: Options are available for a second vehicle loan, used vehicle loan, or second-hand vehicle loan, offering flexibility across different purchase needs.

• Transparent costs: Clear visibility on vehicle loan interest and charges allows better financial planning with no hidden surprises.

The following documents are required for vehicle loan:

For Salaried Applicants:

• Identity proof such as Aadhaar, PAN, passport, or driving licence

• Address proof showing current residential details

• Income proof, including recent salary slips or bank statements

• Vehicle quotation from the dealer
   

For Self-Employed Applicants:

• Identity proof such as Aadhaar, PAN, passport, or driving licence

• Address proof showing current residential details

• Income proof such as ITRs and bank statements

• Business ownership or registration documents

• Vehicle quotation
   

These documentation requirements are also applicable for used vehicle loan documents and second-hand vehicle loan documents.

Choosing the right lender matters as much as choosing the right vehicle. A Tata Capital vehicle loan combines trust, speed, and flexibility to make your borrowing experience smooth and stress-free.

• Backed by the Tata legacy: A trusted name known for transparency, reliability, and customer-first financial solutions.

• Fast and efficient processing: Streamlined systems ensure quick approvals and timely disbursals, helping you move ahead without delays.

• Competitive pricing: Attractive vehicle loan interest rate options help keep your borrowing costs under control.

• Flexible repayment options: Customisable tenures and affordable EMIs make it easier to plan repayments around your monthly budget.

• Support for varied needs: Whether you are applying for a used vehicle loan or a second vehicle loan, Tata Capital offers solutions tailored to different purchase requirements.

• Dedicated customer support: A responsive support team is available to guide you at every step, from application to repayment.
   

With flexible terms, transparent pricing, and dependable service, Tata Capital makes vehicle financing simple and accessible.

Thinking of buying a vehicle and want to estimate how it will fit your monthly budget? Use Tata Capital’s vehicle loan EMI calculator to estimate monthly payments in seconds. Enter the loan amount, tenure, and interest rate to get an immediate estimate. By using this free vehicle loan calculator, you can plan EMIs in advance, whether it’s an EMI for bike loan or a used vehicle loan, and choose a repayment option that fits your budget comfortably.