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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Personal Loan for Salaried Employees

Don't keep waiting for a paycheck to realize your dreams. Whether it's an overseas education or a luxury vacation, Tata Capital's Personal Loan for Salaried Employees is just what you need.


Our customized loans extend up to Rs. 35,00,000 at highly competitive interest rates starting at just 10.99%!


And that's not all. You can apply for a personal loan for salaried online with Tata Capital at your own comfort and convenience. Enjoy flexible repayment options, easy-to-meet eligibility conditions, and a customized tenure that fits your requirements and budget with Tata Capital.


Say yes to your goals with Tata Capital's Personal Loan for Salaried Employees. Apply today and enjoy instant loan approval and quick disbursal.

Features and benefits of Loan for Salaried Employees

  • High loan amount

    Big or small, Tata Capital has all your funding needs covered. Borrow a Personal Loan for Salaried Employees from anywhere between Rs. 75,000 to Rs. 35,00,000. And don’t be a day late or a rupee short of funding your child's education overseas or meeting urgent medical expenses.

  • Flexible loan tenure

    Tata Capital offers a loan tenure of up to 6 years so you can repay the loan conveniently. Adjust your personal loan EMIs and minimise chances of default by choosing a tenure that best suits your financial needs. Apply for an instant personal loan online for salaried employees today.

  • Competitive interest rates

    High interest rates giving you the blues? Fear no more! Avail of the most market-beating personal loan interest rates, starting at just 10.99%.

  • No collateral needed

    Don’t want to pledge any security? We won’t ask you to! Our instant Personal Loans online for Salaried Employees are collateral-free to ensure that you need not expose your valuable assets to risk.

  • Minimal paperwork

    Leave behind your fears of tedious paperwork and multiple back-and-forth calls with lending experts. The entire process is easy-to-understand and will be completed in a jiffy.

  • Relaxed eligibility criteria

    Get hassle-free instant loan for salaried person. We don't ask for much, only the basic eligibility criteria. From start to end, rest assured your borrowing experience will be convenient and hassle-free.

  • Overdraft facility

    In case you need extra funds over and above what you’ve borrowed, you can withdraw additional funds up to an agreed limit. The best part? Pay interest only on the amount that you use.

  • No penalty charges on part pre-payment

    Have extra funds that can help pay off your loan for a salaried person earlier than the pre-decided tenure? You can prepay your loan any time after six months from the disbursement date without having to pay any penalty or additional fee.

Eligibility criteria for Salaried individuals?

You don’t need to meet extensive eligibility criteria to avail a loan from Tata Capital. Simply meet a few basic requirements, as discussed below, and avail of an instant loan for a salaried person. These eligibility requirements help us understand your repayment capacity and determine a maximum loan amount you can repay comfortably. So, we can customise a product most suited to your unique needs. With Tata Capital, get a quick salaried loan. Apply online for a loan for salaried person today!

Eligibility criteria

  • Your age must fall between 22 and 58 years

  • You must have an income that is not less than Rs. 15,000 per month


    You must have at least one year of work experience


  • If you want to improve your personal loan eligibility, you should add a co-applicant with a good income and credit score, make sure your personal credit score is at least 750 or above, repay your previous debts on time, and choose a longer repayment tenure. 

What Is The Process of Applying for a Personal Loan for Salaried Employees

What Is The Process of Applying for a Personal Loan for Salaried Employees

  • Meet us physically

    Visit one of your nearest Tata Capital branches and talk to our lending experts directly for application guidance.

What Is The Process of Applying for a Personal Loan for Salaried Employees

  • Online application

    To get an instant salaried loan, apply now from the comfort of your home. Complete the loan application and upload scanned copies of the necessary documents online.

  • Call us

    Call our customer care executives at 1860 267 6060 anytime between 9 AM and 8 PM and let them guide you step by step.

  • Virtual assistant

    Our 24x7 virtual assistant, TIA, can give you real-time answers for loan application guidance.

More Personal Loan products for you

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Personal Loan for salaried employees

If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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If you are a doctor looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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What our customers say about us

Tata Capital's systematic and professional approach is much better than private banks too.

Premprakash M Mourya

Personal Loan | 25 April, 2023

Excellent experience with Tata Capital's executive in overall guidance, communication and support.


Personal Loan | 15 April, 2023

My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.


Personal Loan | 14 April, 2023

Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.


Personal Loan | 14 April, 2023

Tata Capital's overall performance is too good, apart from other sources.

Alexi Peter Almeida

Personal Loan | 13 April, 2023

Tata Capital is excellent supporter for improving our financial position.

Imam Khan V S

Personal Loan | 10 April, 2023

Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.


Personal Loan | 08 April, 2023

Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.


Personal Loan | 05 April, 2023

It was a nice experience with Tata Capital, I have faced lots of challenges in last 2 years. Thank you for your help and for understanding my situation. If given a chance, I will definitely recommend Tata Capital to everyone. Thank you.


Personal Loan | 04 April, 2023

Find the right Loan for you

Overdraft Loan

Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

Avail multiple withdrawals and part-payment facilities without any extra charges.

Overdraft Loan

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Personal Loan for Wedding

A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

Personal Loan for Wedding

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Personal Loan for Medical

In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

We provide flexible repayment options for all cosmetic, medical and dental procedures.

Personal Loan for Medical

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Personal Loan for Travel

Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

Personal Loan for Travel

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Personal Loan for Education

Tata Capital offers Education Loan to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.

With quick approval rates, minimal documentation and competitive interest rates, we are levelling the playing field with Student Loans so you can fulfil your potential.

Personal Loan for Education

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Personal Loan for Home Renovation

Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

Personal Loan for Home Renovation

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