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Personal Loan Balance Transfer

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Personal Loan Balance Transfer

Unhappy with your current personal loan? We have the perfect solution for you! Find a loan with better terms and more affordable interest rates by opting for balance transfer of existing loans. Wondering what does balance transfer personal loan mean? With this facility, you can transfer your personal loan outstanding from one lender to another to secure better loan terms – from better interest rates and repayment terms to a longer loan tenure.

A personal loan balance transfer is an excellent way to significantly reduce your EMI burden by availing lower interest rates. Transfer your personal to Tata Capital with our personal loan balance transfer facility to enjoy flexible loan tenure of up to 7 years and structured EMI plans for easy loan repayment.

The best part? We offer personal loan balance transfer at a nominal processing fee and interest rates starting at just 10.99%!

Reasons you should opt for Personal Loan Balance transfer to Tata Capital

A name you can trust

Tata Capital is a brand that is loved across the country. Want to spruce up your home or fund a grand wedding? Looking for a Personal Loan Balance Transfer Lowest Interest Rate? Whatever your financial needs are, our team of experts will guide you through the Personal Loan Balance Transfer process and customize a personal loan offering most suitable for you.

Competitive interest rates

Personal loan interest rates don't get better than ours! Starting at only 10.99%, our offer of Balance Transfer Interest Rate is lowest in the industry to make sure your personal loan journey goes smoothly.

Longer tenures

Tired of meeting the EMI deadlines? Opt for a longer tenure when you go for a Personal Loan Balance Transfer and repay the personal loan EMI comfortably. At Tata Capital, we offer tenures going up to 7 years!

Nominal processing fee

Before opting for a Personal Loan Balance Transfer, it's best to check all the costs involved, so your pockets don't suffer a strain. With Tata Capital, you are assured of the lowest processing fees.

Overdraft facility

Need quick cash to meet last-minute needs? Switch to Tata Capital's Personal Loan Overdraft facility and enjoy flexible repayment options. Our quick Personal Loan Balance Transfer process offers tenure of up to 60 months with interest rates starting at just 13.50%! Apply for a balance transfer of loans outstanding with Tata Capital today.

Tenure up to 72 months

Why pay interest when you don’t need funds? Use the limit when you need funds and pay back whenever you have excess funds. Apply for a Personal Loan Balance Transfer with Tata Capital Personal Loan Overdraft facility and pay only interest on the utilised limit for the first two years, with no principal repayment. Pay principal and interest on utilised limit after two years for the next 5 years. Moreover, with Tata Capital, you get the Personal Loan Balance Transfer Lowest Interest Rate in the industry. Terms & Conditions apply.

How to check eligibility for Personal Loan Balance Transfer?

You can apply for a Personal Loan Balance Transfer by fulfilling the conditions below:

You can apply for a Personal Loan Balance Transfer by fulfilling the conditions below:

You must be between

22 to 58 years old.

You must have at least one year of work experience

You must have a monthly income of at least Rs. 20,000.

How to apply for a Personal Loan?

How to apply for a Personal Loan?

Branch

You can visit your nearest Tata Capital branch with the required documents, and our executives there will guide you through the process.

Locate a Branch

How to apply for a Personal Loan?

Online

You can visit the Tata Capital website and apply for an online business loan by filling out a business loan application form.

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Over the Phone

You can contact our customer care number and request a call-back to apply for a business loan over the phone.

Request a call back

Virtual Assistant

You can get in touch with TIA - our 24x7 virtual assistant, to apply for an instant business loan from your home or office.

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What our customers say about us

Tata Capital's systematic and professional approach is much better than private banks too.

Premprakash M Mourya

Personal Loan | 25 April, 2023

Excellent experience with Tata Capital's executive in overall guidance, communication and support.

PALLI KEERTHI UJWALAKEERTHI

Personal Loan | 15 April, 2023

My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.

VANITA BHASKAR SHETTY

Personal Loan | 14 April, 2023

Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.

KRISTU STEPHEN STEPHEN PAULRAJ

Personal Loan | 14 April, 2023

Tata Capital's overall performance is too good, apart from other sources.

Alexi Peter Almeida

Personal Loan | 13 April, 2023

Tata Capital is excellent supporter for improving our financial position.

Imam Khan V S

Personal Loan | 10 April, 2023

Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.

MANOJIT DAS

Personal Loan | 08 April, 2023

Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.

SHAIKH MOOSIN AHMED ABDUL MAZID

Personal Loan | 05 April, 2023

It was a nice experience with Tata Capital, I have faced lots of challenges in last 2 years. Thank you for your help and for understanding my situation. If given a chance, I will definitely recommend Tata Capital to everyone. Thank you.

PRADEEP KUMAR

Personal Loan | 04 April, 2023

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