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Personal Loan
Personal Loans at Tata Capital are unique and flexible. We offer quick and easy finance at competitive interest rates. Our Personal Loan is built around your needs. Who says you can’t have it easy? With us, all it takes is a click.
Apply NowPERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.
Apply NowPERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
A marriage today comes with its fair share of frills, thrills and not to mention - Bills. A Personal Loan for Wedding enables you to pay for anything related to your special day. We help you find a loan that fits your budget in a timely manner and make your fairy-tale wedding come to life.
Apply NowMARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
In times of emergency, getting funds should be a hassle free experience. Tata Capital,s Medical Loan provides flexible repayment options for all cosmetic, medical and dental procedures. With us, you can rest easy knowing your medical expenses are covered.
Apply NowLOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
Tata Capital offers Education Loans to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.
Apply NowAVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Want to fund your vacation but falling short on funds? An EMI based Travel loan can be an ideal way to pay for a holiday that you can’t quite cover in one go. Head off on your next adventure. Our Travel Loan is simple, easy and fast!
Apply NowHome Renovation Loan
Thinking of revamping your home? We help you do just that with our Personal Loan for Home Renovation. Whether you want to remodel your kitchen or turn your children’s bedroom into a magical fairy land, our Home Renovation Loan facility will help in giving your home a new look.
Apply NowHOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
If you’re a first-time home buyer, looking to expand your existing home, or just thinking to live rent-free for all your life, Tata Capital's Home Loan is the ideal solution to all your home loan requirements. Our Home Loans are quick and easy and are available at an attractive interest rate.
Apply NowHOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
As the years go by and your family continues to grow, does your house feel smaller? Tata Capital’s Home Extension Loan is a perfect solution to help you give your family that additional space they deserve.
Apply NowCUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
Every person deserves a home to call their own. With this vision and under the Pradhan Mantri Awas Yojana Scheme, Tata Capital Housing Finance offers affordable home loans at competitive interest rates.
Apply NowUNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PMAY
The PMAY is a Government backed Credit Linked Subsidy Scheme (CLSS) wherein the mission is to provide affordable housing for all by the year 2022. The PMAY scheme offers its beneficiaries with subsidy, where the Pradhan Mantri Awas Yojana interest rate is charged at a subsidised or reduced rate than regular housing loans. This is done to make it possible for everyone to afford a home.
Business Loan
Whether you want to revamp your business, launch a new store, buy new machinery, increase working capital or outperform your competitors. Tata Capital Unsecured Business Loans offer you customised loans to suit your business plan.
Apply NowONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Used Car Loan
Opting for a Used Car Loan is a smart, value-for-money purchase. Tata Capital offers Used Car Loans upto Rs. 50 lakhs for a wide collection of cars ranging from hatchbacks & SUVs to premium sedans. Your favourite car is just a click away.
Apply NowTwo Wheeler Loan
Nothing matches the thrill of owning your brand new bike. Tata Capital offers Two Wheeler Loans for you to own the bike of your choice. We offer up to 100% funding on your new motorcycle or scooter.
Apply NowLoan Against Securities
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Loan Against Securities
With Loan Against Securities (LAS) from Tata Capital, you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity. We offer LAS with zero foreclosure and prepayment charges.
Apply NowUNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
VEHICLE LOAN
Used Car Loan
APPLY NOWMutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know MoreConsumer Durable Loan
A better and more comfortable lifestyle is now within your reach. Tata Capital’s Consumer Durable loan covers 100 + lifestyle products from that giant TV to the home theatre system. We offer 0% interest on most of the consumer durable products and are the one-stop solution for your every needs.
Insurance
At Tata Capital, we understand your insurance needs and offer Insurance policies that provide protection against any unforeseen risks. Tata Capital has solutions to cater to your various needs - you can avail any of the Online Insurance policies with just a few clicks!
Know MoreMicrofinance
Tata Capital provides easy Microfinance Loans available at attractive interest rates. Avail a loan up to Rs. 2 lakhs through a simple process with minimal documentation. Get flexible tenures up to 36 months and repay your Microfinance loan EMI as per your convenience.
Know MoreWe have pre approved offers for you
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Lowest interest rates starting at 8.95%*
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Apply NowPersonal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Loan Against Property
Loan Against Securities
Personal Loan
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
Overdraft Loan
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
Marriage Loan
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
Medical Loan
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
Education Loan
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
Travel Loan
Home Renovation Loan
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
Home Loan
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
Home Extension Loan
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
Affordable Housing Loan
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
Business Loan
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
Loan Against Property
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Loan Against Securities
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Used Car Loan
Two Wheeler Loan
Mutual Fund
Mutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know More
Consumer Durable Loan
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
Insurance
Insurance
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When you transfer a personal loan from one lender to another, you can avail of better repayment terms and features on your outstanding loan amount, even extend your loan tenure. A Personal Loan Balance Transfer, also called refinancing, is a great way to make the most of the competitive personal loan interest rates and reduce your EMI burden considerably.
If you are unhappy with your current personal loan, we have the perfect solution for you! Transfer personal loan to Tata Capital and enjoy flexible repayment option under the salaried CC limit. Our best in industry product boasts a maximum tenure of up to 7 years, with personal loan interest rates starting at just 10.99%!
Reasons why you should transfer personal loan to Tata Capital
Tata Capital is a brand that is loved across the country. Want to spruce up your home or fund a grand wedding? Whatever your financial needs are, our team of experts can customize a personal loan offering most suitable for you.
Personal loan interest rates don't get better than ours! Starting at only 10.99%, our competitive rates, some of the lowest in the industry, make sure your personal loan journey goes smoothly.
Tired of meeting the EMI deadlines? Opt for a longer tenure when you go for a balance transfer and repay the personal loan EMI comfortably. At Tata Capital, we offer tenures going up to 7 years!
Before transfer of personal loan, it's best to check all the costs involved, so your pockets don't suffer a strain. With Tata Capital, you are assured of the lowest processing fees.
Need quick cash to meet last-minute needs? Switch to Tata Capital's personal loan overdraft facility and enjoy flexible repayment options under the salaried CC limit. Our best in industry product offers a tenure of up to 60 months with interest rates starting at just 13.50%!.
Why pay interest when you don’t need funds. Use the limit when you need funds and pay back whenever you have excess funds. Pay only interest on utilised limit for first two years, no principal repayment. Pay principal and interest on utilised limit after two years for next 5 years..
You can apply for a Personal Loan Balance Transfer by fulfilling the conditions below:
You must be between 22 to 58 years old.
You must have at least one year of work experience.
You must have a monthly income of at least Rs. 15,000.
When you apply for a Personal Loan Balance Transfer with Tata Capital, you need to furnish a copy of the following documents:
Required documents for salaried individuals
Income Proof documents
Salary Slips
Photo Identity Proof documents
Address Proof documents
Employment Certificate
Required documents for self-employed individuals
Photo Identity Proof documents
Address Proof documents
Income Proof documents
No heavy paperwork, no hassle! We only ask for minimal documentation to process your application to get you the funds in a matter of minutes. Check your personal loan eligibility and documents.
Why take physical pains when you can transfer Personal Loan online? You only need to fill out a form with your basic details and upload a scanned copy of the required documents.
If you feel more comfortable talking to our executives directly, simply visit the nearest Tata Capital branch. Our lending experts will guide you through the Personal Loan Balance Transfer process step by step. Use our branch locator here.
Does the Application Process sound confusing? Let us help. Give us a call at 1860 267 6060 any time between 9 AM to 8 PM. You can connect with us from Monday to Saturday or request a callback.
Got a query? Our 24/7 intelligent virtual assistant can answer your doubts in real-time. From what documents you need to furnish to what eligibility conditions you need to meet – get all the answers you need from 'TIA'.
You should never have to compromise when it comes to your education. Whether it is for your higher studies or your loved ones, you can use the Personal Loan to finance your goals and ambitions. Apply for an Education Loan in India or Abroad with quick approval, relaxed eligibility criteria and documentation.
Know MoreYour wedding should be among the best days of your life. Don’t think twice before planning the wedding of your dreams, and we will help you make it a reality. Get a Tata Capital Wedding Loan and fund your dream wedding without draining your savings.
Know MoreWe know that a medical emergency can be daunting. With our Personal Loan, you will never have to worry about the medical needs of yourself or your loved ones. Apply for a Medical Loan with Tata Capital for funding your medical emergency expenses or clearning medical dues.
Know MoreFantasizing about jetting off to an exotic locale? You can now make it happen. Our process is simple, and we let you customise the repayment option according to your convenience. Fulfill all your travelling needs with Tata Capital Travel Loan.
Know MoreThinking to repair or renovate your home? Upgrade your house with a new look & redesign your dream home with Tata Capital Home Renovation loan.
Know More