Get the Tata Capital App to apply for Loans & manage your account. Download Now


Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Personal Loan for Home Renovation

Do you want to elevate your house and add a touch of your personality and style? Revamp your house conveniently with our House Renovation Loan. Whether you want to renovate your living room or give a modern look to your bathroom, Tata Capital's multipurpose loan will fit all your requirements. From restyling interiors to basic repair and maintenance, our loan for renovation is just what you need. Create a home you deserve to live in. We’re here to help you.

  • Loan Amount

    ₹ 75,000 - ₹ 35,00,000

  • Loan tenure

    12 - 72 months

  • Interest rate starting @

  • Advantages

    Maximum Loan Eligibility

    Don’t confine yourself to less. We offer greater eligibility for you to turn your house into your home.

    One stop Shop for all things Home Renovation

    You can use your loan for multiple reasons, right from repairs and renovations to the structure of the home. Our House Renovation Loan acts as a catalyst for helping you make your home a more comfortable living space.

    Flexible Repayment Options

    We make renovating your home very easy. With our House Renovation Loan, you have the power to decide how you want to repay your monthly EMI based on your convenience and comfort.

    No Collateral

    You don’t need to provide any collateral or security to apply for the Home Renovation Loan.

    3 ideas for your next Home Renovation Project

    Revamp your living space

    Your living room should be a den that brings the entire family together. Working with the right interior designer, you can create a space that is inviting and exciting. From the right couches and sofas that can seat your whole family to creating a pleasing layout, your home can be a work of art that is also functional.

    Bathroom remodel

    Always wished for a shower at the end of a stressful day? With just a few tweaks, you can turn your old bathroom into a zen retreat that can rival even the best spas. Choose colours that can soothe and de-stresses you and add flourishing personal touches that cater to your needs.

    An outdoor patio

    Think a home renovation is only for indoor spaces? Think again. Turn the extra space outside your house into an outdoor patio. Add outdoor seating to host guests during the festive season.

    5 Reasons why we are the right fit for you and your home

    • Tata Capital a name you can trust

      With the customers’ individual desires and needs in mind, our team at Tata Capital guides you at every step of the House Renovation Loan and offers specific financial solutions.

    • We’re flexible

      We let  you choose the loan amount, tenure and EMI options for which you need the loan.

    • We are not going to make you run around

      We only ask for minimal documentation when you apply for a loan for renovation. We just need some mandatory information like the source of your income and the purpose of the loan to process your application.

    • We provide tailor-made loans

      Our personalised approach gives us the edge and has left countless of our customers satisfied. We understand that one size doesn’t fit all.

    • We’ve been in the industry for a long time

      This means we understand your needs and we will tailor our services to your home repair loan needs. If you look good, we look good.

    How to Get Home Renovation Loan from Tata Capital?

    Do you have plans to revamp your home? You can easily apply for a personal loan for house renovation online or offline.

    To apply for a personal loan for house renovation, you need to fill out an application form and submit it along with the required documents. Our experts will verify the documents and information you provide. Upon successful verification, your request will be approved and the loan amount will be disbursed to your bank account.

    How to apply for a home improvement loan online?

    You can easily apply for home improvement loan with Tata Capital through our website. Just fill out the form and upload the required documents. Now wait for the verification and approval of your personal loan for renovation. Once approved, you will receive the loan amount directly in your bank account.

    How to apply for a home improvement loan offline?

    To apply for home improvement loan offline, visit your nearest Tata Capital branch.

    Payment Options

    • Pay Online: Pay your EMI using our website or mobile anytime, anywhere.
    • Drop A Cheque: Select a nearby branch to drop a cheque at your convenience.

    More Personal Loan products for you

    Goverment man image

    Personal Loan for government employees

    If you are a government employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Salaried man image

    Personal Loan for salaried employees

    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    doctor mobile image

    Personal Loan for doctors

    If you are a doctor looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    Woman image

    Personal Loan for women

    If you are a women looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

    What our customers say about us

    Tata Capital's systematic and professional approach is much better than private banks too.

    Premprakash M Mourya

    Personal Loan | 25 April, 2023

    Excellent experience with Tata Capital's executive in overall guidance, communication and support.


    Personal Loan | 15 April, 2023

    My experience with Tata Capital was excellent. Quick service was given. All staff is polite and humble. I thank you Tata Capital, and wish you all the same in future.


    Personal Loan | 14 April, 2023

    Responding quickly, comfortable communication for explaining about the process. Excellent service Tata Capital. Thank you for best service.


    Personal Loan | 14 April, 2023

    Tata Capital's overall performance is too good, apart from other sources.

    Alexi Peter Almeida

    Personal Loan | 13 April, 2023

    Tata Capital is excellent supporter for improving our financial position.

    Imam Khan V S

    Personal Loan | 10 April, 2023

    Amazing services. I'm really fully satisfied by your online services and immediate response. No need to visit offices to take loan/closure or any other queries. Everything gets clear with immediate and excellent response through online. Really I didn't find any glitch for improvement. Thank you very much team Tata Capital.


    Personal Loan | 08 April, 2023

    Tata Capital's service is good. Keep up the good work. Best customer service. 10 out of 10.


    Personal Loan | 05 April, 2023

    It was a nice experience with Tata Capital, I have faced lots of challenges in last 2 years. Thank you for your help and for understanding my situation. If given a chance, I will definitely recommend Tata Capital to everyone. Thank you.


    Personal Loan | 04 April, 2023

    Find the right Loan for you

    Overdraft Loan

    Need instant cash for those unexpected needs? Tata Capital offers Personal Loan Overdraft facility with the flexibility to withdraw funds as per your need and pay interest only on the utilized amount.

    Avail multiple withdrawals and part-payment facilities without any extra charges.

    Overdraft Loan

    find-right-01 mob-find-right-01

    Personal Loan for Wedding

    A marriage today comes with its fair share of frills, thrills and not to mention - Bills.

    An equal lifetime as partners, with highs and lows, joys and woes for better or worse, must begin with taking equal financial responsibility for your wedding too

    Personal Loan for Wedding

    find-right-01 mob-find-right-01

    Personal Loan for Medical

    In times of emergency, getting funds should be a hassle free experience. That’s how we have designed our Medical Loan - a loan that is easy, fast and convenient.

    We provide flexible repayment options for all cosmetic, medical and dental procedures.

    Personal Loan for Medical

    find-right-01 mob-find-right-01

    Personal Loan for Travel

    Want to fund your vacation but falling short on funds? An EMI based loan can be an ideal way to pay for a holiday that you can’t quite cover in one go.

    Tata Capital Personal Loan for Travel is how you can make it happen. Head off on your next adventure.

    Personal Loan for Travel

    find-right-01 mob-find-right-01

    Personal Loan for Education

    Tata Capital offers Education Loan to help students pay their tuition fees and living cost when they are looking to take the next steps in their education, both in India and abroad.

    With quick approval rates, minimal documentation and competitive interest rates, we are levelling the playing field with Student Loans so you can fulfil your potential.

    Personal Loan for Education

    find-right-01 mob-find-right-01

    Personal Loan for Home Renovation

    Thinking of revamping your home? A home that reflects your personality, your style and your taste. We help you do just that with our Personal Loan for Home Renovation.

    From making extensive upgrades to your interiors to finally addressing your basic repair and maintenance needs, we are the answer to your home needs. You deserve a better home. We’re here to help you.

    Personal Loan for Home Renovation

    find-right-01 mob-find-right-01