Get the Tata Capital App to apply for Loans & manage your account. Download Now


Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

Motor Insurance

You love your vehicle as more than just a mode of transport - so why not give it the care it deserves? While getting insurance is compulsory, There are various choices available and we are here to help you make the right one.

At Tata Capital, we understand your motor needs and offer Motor Insurance policies that provide the added protection for the vehicle you love. Motor Insurance Policies includes Private Car Insurance and Two-Wheeler Insurance, to give you the all-round protection. At Tata Capital, we don’t just insure, we protect!

Disclaimer: Tata Capital Limited (“TCL”) bearing License no. CA0896 valid till 21-Jan-2027, acts as a Composite Corporate Agent for TATA AIA Life Insurance Company Limited, HDFC Life Insurance Company Limited, BAJAJ Allianz Life Insurance Company Limited, Kotak Mahindra Life Insurance Company limited, TATA AIG General Insurance Company Limited,  IFFCO Tokio General Insurance Company Limited & Star Health and Allied Insurance Co Ltd. Please note that, TCL does not underwrite the risk or act as an insurer. For more details on the risk factors, terms & conditions please read sales brochure carefully of the Insurance Company before concluding the sale. Participation to buy insurance is purely voluntary.

The Registered office of TCL is Tata Capital Limited, 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam, Marg, Lower Parel, Mumbai-400013

What is Motor Insurance?

Motor Insurance is a type of insurance cover which protects your vehicles from any kind of potential risk arising. The cars or two wheelers policyholder gets financial security against damages arising out of accidents and other threats. In exchange for the premium, the insurance company promises to offer financial assistance in case of a list of events mentioned in the terms and conditions of the policy.

Why should one buy motor insurance?

You should buy car insurance in India to ensure you do not face a financial loss in case of an unfortunate circumstance such as a car accident, natural calamity, etc. Also, buying car insurance in India is compulsory. Failing to do so will amount to penalties. Going by the number of vehicles on the road and the rate of accidents, it is imperative to make the right choice when it comes to purchasing car insurance coverage.

Types of Motor Insurance

Types of Motor Insurance

  • Do you remember the feeling of happiness when you bought your first car? Let’s keep that smile intact for all your four- wheeler endeavours. A car insurance helps protect against loss arising due to accident, theft or natural calamity. It also helps protect against third party property damage, personal injuries or death.

Types of Motor Insurance

  • Your need for speed maybe big or small; but your bike protection policy must always be extensive. Two-wheeler insurance, also referred as bike insurance or motorcycle insurance, helps protect against loss due to accident, theft or natural calamity. Now speed away responsibly and stress free.

Types of Motor Insurance coverages

Types of Motor Insurance coverages

  • Third Party Coverage

    Insurance partners cover the policyholder. It is compulsory to avail a third-party coverage for car or two wheelers under the Motor Vehicles Act, 2019.

Types of Motor Insurance coverages

  • Own Damage Coverage

    It is an essential type of coverage. This type of coverage is optional

Types of Motor Insurance coverages

  • Comprehensive Coverage

    It is an all-inclusive coverage that provides you with both the above-mentioned coverages. Apart from this, there are additional add on coverage which include roadside assistance, zero depreciation cover and others.

How to get claims in car insurance

Here’s how the claim process works in car insurance.

Third-party Claims

Here, the third-party will have to file a claim against the policyholder by registering a First Information Report. A case will be lodged and heard in the Motor Claims Tribunal and settled accordingly.

Own Damage Claims

For damages to the insured car, the policyholder will have to contact the insurance company and apply for a claim. Usually, this can be done via call, mobile application or website. Once the claim request is accepted, the insurance company will assign a surveyor and the claim will be settled as per the surveyor’s report.

Why choose TATA Capital

  • To be based on trusted brand of TATA.

  • Have tie ups with renowned partners in the insurance industry

How to apply

It is a very simple process 


Enter Details

One just needs to fill the short form providing basic details



Enter the OTP for verification


Get in touch

Our team would get in touch with them and would take it further

Explore Other Insurance Products

Life Insurance

We understand how important your family’s happiness is to you and how hard you work for them.It is equally important to secure your family’s future by taking a life protection cover.

We present to you a broad range of Protection Plans uniquely designed to secure your family at every stage of life.

Life Insurance Life Insurance

Health Insurance

Maintaining a healthy lifestyle is very important to cope with new emerging diseases.

Having said that, even if you are currently fit and do not need any medical help, it’s important to have health insurance coverage that secures your future medical needs.

Health Insurance Health Insurance

Wellness Plans

Wellness is to illness what prevention is to cure. Wellness Solutions assure you affordable and smart ways to manage health. Provide for yourself and your family’s well being in time by availing value- added health solutions.

Wellness Plans Wellness Plans

Protection Plans

From lost wallets and ATM cards to kitchen appliances and handheld devices; we’ve got you covered at all times. Explore a myriad of relevant protection plans that seamlessly integrate with your daily lives.

Protection Plans Protection Plans

Retirement Solutions and Child Plans

Build a financial cushion today to enjoy a better tomorrow. May it be your post retirement dreams or wishes for your growing child; consider Retirement Solutions and Child Plans as an integral part of your future plan.

Retirement Solutions and Child Plans Retirement Solutions and Child Plans

Travel & Home Insurance

You worked harder, longer and saved every rupee to give yourself and your loved ones the security of a home and the luxury to travel. It's understandable that you would want to secure your home against any possible natural or man-made catastrophe. Travel with some peace of mind and insure your trip against unforeseen emergencies like loss of baggage, flight delays, personal accident and unexpected hotel accommodation.

Travel & Home Insurance Travel & Home Insurance