You can apply for an overdraft facility against property online from the comfort of your home. Just follow these steps:
Type of charge | Applicable rate |
---|---|
Loan processing charges | 1% or Rs. 10,000 whichever is higher |
Admin charges | Rs. 5,000 |
Part-payment charges | Nil |
Foreclosure charges | 2% of the opening overdraft limit for the specific year |
Renewal charges | 0.5% of the drawing power set or Rs. 5,000 (whichever is lower) + GST |
No due certificate | Nil |
Duplicate no dues certificate/NOC | Rs. 50 per instance |
Financial default | 8% per annum |
Non-financial default | 1% per annum |
Stamp duty | As per actuals |