LEASE RENTAL DISCOUNTING

Being a property owner, you must be earning rentals from your property at regular intervals. Tata Capital’s Lease Rental Discounting Solutions will help you en-cash on these rentals by availing loan facility at attractive interest rates against the lease rentals. Lease rentals received from the tenant on a monthly basis are used as collaterals while applying for loan. The bank will examine long-term cash flow and provide the loan based on the exact amount. This loan is then payable by the rents promised.

The tenant or the lessee has to make the payment in monthly for the lease period. Tata Capital’s Lease Rental Discounting helps you make the most out of these rental cash flows to generate further assets, which can yield higher returns. Furthermore, these funds can also be deployed for various requirements.

Tata Capital Advantage:

  • Long tenure loans
  • Customized product offering
  • Attractive interest rates for lease rental discounting
  • Simple documentation

         

Main underlying Document to the transaction

  • Registered/Unregistered Lease Agreement between Lessor and Lessee
  • Property documents/sale deed/agreement to sale of the property to be leased/offered as security
  • Valuation of the property to be offered as security/Lease property
  • Title Search Report to establish the rightful ownership of the property belongs to the  Lessor.
     

Purpose for Lending The loan may be financed for any productive purpose such as repairs (renovation/alteration/ addition) of the building, purchase of property, acquisition, expansion, projects and any other business related requirements like additional funds requirement, refinance of existing debt etc.

OTHER TYPES OF STRUCTURED PRODUCTS

We provide a number of Structured Products that are tailored to the unique needs of businesses.

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