Lease Rental Discounting

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Lease Rental Discounting

Being a property owner, you must be earning rentals from your property at regular intervals. Tata Capital’s Lease Rental Discounting Solutions will help you en-cash on these rentals by availing loan facility at attractive interest rates against the lease rentals. Lease rentals received from the tenant on a monthly basis are used as collaterals while applying for loan. The bank will examine long-term cash flow and provide the loan based on the exact amount. This loan is then payable by the rents promised.

The tenant or the lessee has to make the payment in monthly for the lease period. Tata Capital’s Lease Rental Discounting helps you make the most out of these rental cash flows to generate further assets, which can yield higher returns. Furthermore, these funds can also be deployed for various requirements.

The following documents are required for the transaction:

Registered/Unregistered Lease Agreement between Lessor and Lessee
Property documents/sale deed/agreement to sale of the property to be leased/offered as security
Valuation of the property to be offered as security/Lease property
Title Search Report to establish the rightful ownership of the property belongs to the Lessor

The loan may be financed for any productive purpose such as repairs (renovation/alteration/ addition) of the building, purchase of property, acquisition, expansion, projects and any other business related requirements like additional funds requirement, refinance of existing debt etc.

Lease Rental Discounting Features & Advantages

Below are the features & advantages of choosing Tata Capital’s Lease Rental Discounting to meet your business requirements:

Long tenure loans

Customized product offering

Attractive interest rates for lease rental discounting

Simple documentation

Other Structured Products

Below are a few common structured products we offer:

Loan Against Securities

With Loan Against Securities (LAS) from Tata Capital you can unlock the potential of your investments. All you have to do is pledge your equity shares, mutual funds, bonds or securities and get access to instant liquidity.

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Structured Investments

Tata Capital investments can be structured as mezzanine capital, in the form of convertible bonds or non-convertible debentures, based on your need for capital alongside maintaining a healthy debt equity balance.

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Debt Syndication

Tata Capital can help you raise funds for your business expansions and acquisitions, refinance your existing business or restructure your debt with our hybrid solutions aimed at debt capital markets. We offer debt syndication services in both rupee and foreign currency through our vast network of associate banks / NBFCs.

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Letter of Credit

Tata Capital, with its associate banks, offers Letter of Credit (LC) facilities which arms you with guarantee of payment - especially useful while transacting with companies you have had limited exposure to and also for importing your capital goods from any part of the world.

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Loan Against Property

It’s time you pledge your commercial or residential property, and let it fund for all your other needs with the help of Tata Capital’s Loan against Property solutions. In order to leverage the assets, we offer loan against property up to 70% of the value, with easy repayment options.

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Explore our Other Solutions

Working Capital Loans

Also known as a working capital term loan, Tata Capital can help you secure easy and quick funding to meet your business expenses at competitive interest rates.

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Term Loans

Tata Capital Term Loans are designed to help you meet all your business requirements and fund your business expansion and growth.

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Construction Finance

Tata Capital's team of specialists can help you analyze your precise requirements and select the right loan product for your construction business.

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Equipment Finance & Leasing

Tata Capital brings you comprehensive and innovative, solution-oriented asset financing solutions to help you procure the right equipment for your business.

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Lease Rental Discounting

Lease Rental Discounting

Lease Rental Discounting Features & Advantages