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Medical Loan by Tata capital

A medical emergency in your family can take a toll on your finances and emotional wellbeing. Arranging for funds in such a situation can be a hassle. This is why we designed a quick and convenient Medical Loan - a personal loan for a medical emergency. Our loan covers all cosmetic, medical, and dental procedures. With Tata Capital's Medical Loan, you can avoid financial duress with affordable interest rates and customized repayment schemes. You can avail of loans for surgery for up to ₹ 35 lakhs and receive the best medical treatment for your loved ones or yourself without worrying about extensive bills. Avail of a hassle-free loan with Tata Capital and focus on the health and wellbeing of your loved ones.

Disclaimer: Personal Loans are at the sole discretion of Tata Capital Limited (TCL). Terms and conditions apply.

  • Loan Amount

    ₹ 40,000 - ₹ 35,00,000

  • Loan Tenure

    Upto 6 years

  • Interest rate starting @

  • Advantages of Medical Loan

    Instant Approval

    A medical emergency needs instant cash. We provide instant approval on your application, once your documents are with us.

    Care Now Repay Later

    We provide flexibility to you in deciding the repayment options, loan amount, and tenure.

    Minimal Paperwork

    When you face any medical exigency, the last thing you want is to file paperwork to raise funds. Our medical loans are hassle and stress-free.

    No Collateral

    You can count on us during your tough times. No collateral or security is needed for a Medical Loan. 

    Eligibility Criteria for Medical Loan

    Tata Capital offers simple eligibility criteria to help you avail of a medical loan quickly. The basic medical loan eligibility criteria include-

    1. Age: The applicant must be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date

    2. Monthly income: The applicant must have a monthly income of at least Rs. 20,000

    3. Work stability: Salaried employees with one year of work experience and working for at least six months in the current company can apply

    Documents Required for Emergency Medical Loan

    Following are the documents required to apply for a medical loan with Tata Capital-

    1. ID proof- Aadhaar Card/ Passport/ Driving License/ Voter ID

    2. Income proof- A copy of the last six months of salary credits or primary bank account statements

    3. Address proof- Aadhaar Card/ Passport/ Driving License/ Voter ID

    4. Salary Slips- A copy of your salary slips for the last two months

    5. Employment certificate- A certificate stating continuous employment of one year

    What are the basic requirements for getting your Medical Loan approved?

    We’ve made sure that getting a Medical Loan is simple and quick. For a swift approval for your application:

    • Keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score

    • Provide copies of your payslips, address proof, and bank statements

    • Check Eligibility and Documents for more details.

    Application process for Medical Loan

    1

    Online Application

    You can apply for a medical loan by just filling up your basic details.

    2

    Document Submission

    Post meeting the eligibility, furnish the required documents to take your application ahead.

    3

    Verification

    We will verify your application and submitted the documents.

    4

    Approval

    Post approval, the loan is sanctioned.

    5

    Disbursal

    Receive the required amount in your bank account - it's that simple!

    Available payment options for Medical Loan

    Available payment options

      Pay Online

      Pay your EMI using our website or mobile anytime, anywhere.

      Drop a Cheque

      Select a nearby branch to drop a cheque at your convenience.

    Benefits of choosing Tata Capital’s Medical Loan

    Instant online approval

    You can check your eligibility within minutes by filling out an online form. And post verification you will get instant medical loan approval.

    Flexibility

    Borrow when you need money and prepay when you can with our Flexi EMI plans

    Minimum Paperwork

    Submit just a few documents with your application and get your medical loan sanctioned instantly. 

    No Collateral

    You can count on us during your tough times. No collateral or security is needed for a Medical Loan.

    Competitive interest rates

    Our interest rates are competitive and affordable; we offer rates and plans that benefit you the most.

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    If you are a salaried employees looking for a way out of a cash crunch, let Tata Capital ease your financial pains! Get an instant personal loan within a few minutes.

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    What our customers say about us

    Wonderful experience indeed connecting with TATA Capital.

    AMAR SINGH

    Personal Loan | 25 December, 2023

    Tata capital's services is really good.

    VIJAY DAS

    Personal Loan | 22 December, 2023

    Wonderful service.Whenever there is a need of money TATA capital is there !!!

    HIMANSHU BORDOLOI

    Personal Loan | 22 December, 2023

    All support services very good. Thanks team Tata Capital.

    MANISH KUMAR SHUKLA

    Personal Loan | 19 December, 2023

    Your service is best and easy to other bank comparison. Thank you Tata capital for fullfilling urgent need of loan.

    RANJEETA KUMARI KUMARI

    Personal Loan | 08 December, 2023

    A good experience with Tata Capital. Less time taken for documentation also quick disbursement after approval. So thanks to Tata Capital.

    Madhuri Pradip Khot

    Personal Loan | 06 December, 2023

    Customer service is too good. They are very helpful and courteous. Is was a good experience with Tata Capital.

    ALEXANDER KUJUR

    Personal Loan | 02 December, 2023

    The procedure was neat and speedy. The loan was disbursed within two days. Happy to choose Tata capital services.

    SAVIOROZAR A

    Personal Loan | 16 November, 2023

    Excellent service. Communication skills was good and trustworthy service for customer.

    YUVARAJ RAI

    Personal Loan | 15 November, 2023

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