What are the terms of a personal loan for medical emergencies?

You must meet the following eligibility criteria to apply for a medical loan with Tata Capital.Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI dateMonthly Income – It must be at least Rs. 20,000 per monthJob Stability – The applicant must be in the same job for the past six monthsWork Experience – The applicant must have a minimum of one year of work experienceFurther, as part of the application process, you will have to furnish documents such as photo identity proof, address proof, salary slips, income proof and employment certificate.

How much may I borrow for a medical emergency with a personal loan?

You can borrow up to Rs 35,00,000 for a medical emergency. Further, at Tata Capital, we offer flexible tenures ranging from 12 to 72 months. Here are the eligibility criteria.Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI dateMonthly Income – It must be at least Rs. 20,000 per monthJob Stability – The applicant must be in the same job for the past six monthsWork Experience – The applicant must have a minimum of one year of work experienceOnce you know you’re eligible for the medical loan, all you need to do is fill out the online application and submit the necessary documents. Once these are verified, Tata Capital will sanction the loan and disburse the amount directly into your bank account.

What requirements must be met to be eligible for a personal loan for a medical emergency?

Here are the eligibility criteria for a Tata Capital medical loan.Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI dateMonthly Income – It must be at least Rs. 20,000 per monthJob Stability – The applicant must be in the same job for the past six monthsWork Experience – The applicant must have a minimum of one year of work experience

Are there any particular terms or interest rates given for personal loans for urgent medical needs?

No, there are no specific terms and interest rates for personal loans for urgent medical needs. Whether you need a medical loan for an emergency, cosmetic surgery, or dental procedure, the terms and interest rates remain the same.Here are the eligibility criteria for Tata Capital’s medical loans.Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI dateMonthly Income – It must be at least Rs. 20,000 per monthJob Stability – The applicant must be in the same job for the past six monthsWork Experience – The applicant must have a minimum of one year of work experienceFurther, as part of the application process, you will have to furnish documents such as photo identity proof, address proof, salary slips, income proof and employment certificate.

Can I utilise a personal loan to pay for elective surgery or cosmetic procedures in the event of a medical emergency?

Yes, you can utilise a medical loan to pay for elective surgery or cosmetic procedures. To apply for one, make sure you meet the following eligibility criteria.Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI dateMonthly Income – It must be at least Rs. 20,000 per monthJob Stability – The applicant must be in the same job for the past six monthsWork Experience – The applicant must have a minimum of one year of work experience

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Personal Loan
Loan For Medical Emergency

Personal Loan for Medical

What is Medical Loan?

A medical emergency in your family can take a toll on your finances and emotional wellbeing. Arranging for funds in such a situation can be a hassle. This is why we designed a quick and convenient Medical Loan - a personal loan for a medical emergency. Our loan covers all cosmetic, medical, and dental procedures. With Tata Capital's Medical Loan, you can avoid financial duress with affordable interest rates and customized repayment schemes. You can avail of loans for surgery for up to ₹ 35 lakhs and receive the best medical treatment for your loved ones or yourself without worrying about extensive bills. Avail of a hassle-free loan with Tata Capital and focus on the health and wellbeing of your loved ones.

Disclaimer: Personal Loans are originated and serviced by Tata Capital Financial Services Limited (TCFSL) and are at its sole discretion. Terms and conditions apply.

Loan Amount

₹ 40,000 - ₹ 35,00,000

Loan Tenure

Upto 6 years

Interest rate starting @

10.99% p.a

View Rates & Charges

Advantages

Instant Approval

A medical emergency needs instant cash. We provide instant approval on your application, once your documents are with us.

Care Now Repay Later

We provide flexibility to you in deciding the repayment options, loan amount, and tenure.

Minimal Paperwork

When you face any medical exigency, the last thing you want is to file paperwork to raise funds. Our medical loans are hassle and stress-free.

No Collateral

You can count on us during your tough times. No collateral or security is needed for a Medical Loan.

What are the basic requirements for getting your Medical Loan approved?

We’ve made sure that getting a Medical Loan is simple and quick. For a swift approval for your application:

Keep your personal details handy including your PAN number, Aadhaar Number, CIBIL score
Provide copies of your payslips, address proof, and bank statements
Check Eligibility and Documents for more details.

Application process for Medical Loan

Online Application

You can apply for a medical loan by just filling up your basic details.

Document Submission

Post meeting the eligibility, furnish the required documents to take your application ahead.

Verification

We will verify your application and submitted the documents.

Approval

Post approval, the loan is sanctioned.

Disbursal

Receive the required amount in your bank account - it's that simple!

Available payment options

Pay Online

Pay your EMI using our website or mobile anytime, anywhere.

Drop a Cheque

Select a nearby branch to drop a cheque at your convenience.

Benefits of choosing Tata Capital’s Medical Loan

Instant online approval

You can check your eligibility within minutes by filling out an online form. And post verification you will get instant medical loan approval.

Flexibility

Borrow when you need money and prepay when you can with our Flexi EMI plans.

Minimum Paperwork

Submit just a few documents with your application and get your medical loan sanctioned instantly.

No Collateral

You can count on us during your tough times. No collateral or security is needed for a Medical Loan.

Competitive interest rates

Our interest rates are competitive and affordable; we offer rates and plans that benefit you the most.

Popular FAQs

You must meet the following eligibility criteria to apply for a medical loan with Tata Capital.

Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date
Monthly Income – It must be at least Rs. 20,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year of work experience

Further, as part of the application process, you will have to furnish documents such as photo identity proof, address proof, salary slips, income proof and employment certificate.

While you can use a personal loan for a variety of reasons, a medical loan is much better suited for the purpose.

You can use Tata Capital’s medical loan for a variety of needs, including hospital bills, surgery and medical treatments. We offer loan amounts starting at Rs 75,000 and going up to Rs 35,00,000 with flexible tenures ranging from 12 to 72 months. Further, here are some advantages of applying for a Tata Capital medical loan.

Instant approval
Flexible repayment options
Minimal paperwork
No collateral

You can borrow up to Rs 35,00,000 for a medical emergency. Further, at Tata Capital, we offer flexible tenures ranging from 12 to 72 months. Here are the eligibility criteria.

Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date
Monthly Income – It must be at least Rs. 20,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year of work experience

Once you know you’re eligible for the medical loan, all you need to do is fill out the online application and submit the necessary documents. Once these are verified, Tata Capital will sanction the loan and disburse the amount directly into your bank account.

Here are the eligibility criteria for a Tata Capital medical loan.

Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date
Monthly Income – It must be at least Rs. 20,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year of work experience

At Tata Capital, we understand the urgency of medical loans. And so, we offer instant approval. All you need to do is fill out the online application and submit the necessary documents. Once these are verified, Tata Capital will sanction the loan and disburse the amount directly into your bank account.

This depends on your loan amount, tenure, interest rate and financial plans. At Tata Capital, we offer flexible tenures ranging from 12 to 72 months and loan amounts starting at Rs 75,000 and going up to 35,00,000 so that you can choose the one that suits you best.

No, there are no specific terms and interest rates for personal loans for urgent medical needs. Whether you need a medical loan for an emergency, cosmetic surgery, or dental procedure, the terms and interest rates remain the same.

Here are the eligibility criteria for Tata Capital’s medical loans.

Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date
Monthly Income – It must be at least Rs. 20,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year of work experience

Further, as part of the application process, you will have to furnish documents such as photo identity proof, address proof, salary slips, income proof and employment certificate.

Yes, you can utilise a medical loan to pay for a family member's or dependents' medical emergency expenses. Tata Capital offers loan amounts starting from Rs 75,000, going up to Rs 35,00,000, with flexible tenures ranging from 12 to 72 months.

Here are the eligibility criteria for a medical loan.

Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date
Monthly Income – It must be at least Rs. 20,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year of work experience

Yes, you can get a personal loan for a medical emergency even if you have health insurance. Tata Capital offers loan amounts starting from Rs 75,000, going up to Rs 35,00,000, with flexible tenures ranging from 12 to 72 months.

Further, here are some advantages of applying for a medical loan with Tata Capital.

Instant approval
Flexible repayment options
Minimal paperwork
No collateral

Penal interest is levied in case you default on repayments for your medical loan. You must then pay your outstanding installments inclusive of this additional interest. Tata Capital levies penal interest of 3% per month on the overdue amount.

Yes, you can utilise a medical loan to pay for elective surgery or cosmetic procedures. To apply for one, make sure you meet the following eligibility criteria.

Age: the applicant should be between the age of 22 to 58 years or retirement age, whichever is later at the last EMI date
Monthly Income – It must be at least Rs. 20,000 per month
Job Stability – The applicant must be in the same job for the past six months
Work Experience – The applicant must have a minimum of one year of work experience

While there are no extra costs levied on a medical loan, Tata Capital does charge a nominal processing fee of 5.5% + GST. This is a one-time, non-refundable fee levied for processing your application.

Tata Capital offers flexible loan amounts and tenures to help you find a repayment plan that works best for you. Additionally, you can take advantage of Tata Capital’s personal loan calculator to plan your EMIs as well.

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What our customers say about us

Excellent service. Communication skills was good and trustworthy service for customer.

YUVARAJ RAI

Personal Loan | 15 November, 2023

Fast and quick process. Much helpful during emergency.

MARIA ANITHA

Personal Loan | 08 November, 2023

Excellent service ,no hidden information kept, usefully provided facility of loan and other things. Thanks for cooperative staff

SUNIL Pandurang NAGOTKAR

Personal Loan | 07 November, 2023

Good service, understanding the requirements of the customer.

AJAY CHINE

Personal Loan | 06 November, 2023

Everything is fine. There is no lack of service department. I am 100% satisfied.

RAJ RISHI DUBEY

Personal Loan | 05 November, 2023

Great experience. Unbelivable for me that in such a short time my loan was approval and disbursment.

HEMANG BHARATBHAI GOR

Personal Loan | 04 November, 2023

Good Services from Tata Capital to understand need of perople.

Kishor ARVIND Bhandare

Personal Loan | 03 November, 2023

Friendly team members easy understandable of the product. Good Service!

SANTHOSH kumar

Personal Loan | 02 November, 2023

Achieving a target is easy, maintaining your focus is difficult. Don’t lose sight of your aim & vision. You have been doing an outstanding job so far. Keep up the good work! Best wishes .

MAHIDHAR DHARANI

Personal Loan | 01 November, 2023

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Personal Loan for Medical

What is Medical Loan?

Advantages

Instant Approval

Care Now Repay Later

Minimal Paperwork

No Collateral

What are the basic requirements for getting your Medical Loan approved?

Application process for Medical Loan

Online Application

Document Submission

Verification

Approval

Disbursal

Available payment options

Pay Online

Drop a Cheque

Benefits of choosing Tata Capital’s Medical Loan

Instant online approval

Flexibility

Minimum Paperwork

No Collateral

Competitive interest rates

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What our customers say about us

YUVARAJ RAI

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SUNIL Pandurang NAGOTKAR

AJAY CHINE

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HEMANG BHARATBHAI GOR

Kishor ARVIND Bhandare

SANTHOSH kumar

MAHIDHAR DHARANI

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