To know your beneficiary category and the maximum home loan subsidy you can avail of under the PMAY scheme, you can simply input your annual household income in the PMAY subsidy calculator.
|Category||Annual Household Income||Maximum Home Loan Eligible for Subsidy||Maximum home loan subsidy|
|Economically Weaker Section (EWS)||Rs. 3 lakhs or below||Up to Rs. 6 lakhs||Rs. 2.67 lakhs|
|Low-Income Group (LIG)||Rs. 3 lakhs to Rs. 6 lakhs||Up to Rs. 6 lakhs||Rs. 2.67 lakhs|
|Mid-Income Group I (MIG I)||Rs. 6 lakhs to Rs. 12 lakhs||Up to Rs. 9 lakhs||Rs. 2.35 lakhs|
|Mid-Income Group II (MIG II)||Rs. 12 lakhs to Rs. 18 lakhs||Up to Rs. 12 lakhs||Rs. 2.30 lakhs|