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What is a Business Loan for Professionals?

Business loans for professionals are provided exclusively to self-employed professionals, such as Chartered Accountants (CAs), doctors, company secretary, engineers, and architects. A business loan for self employed professional is meant to help them establish or expand their office, branch, or clinic. For example, a business loan for doctors or a physician business loan can aid medical practitioners to start a new medical clinic, procuring costly healthcare equipment, or hiring trained medical staff.

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. Our business loan for self - employed professionals is tailor-made to suit the unique financial needs of professionals, including doctors, CAs, engineers, architects, and lawyers, among others. Furthermore, we provide exclusive business loans for doctors at special interest rates and extended tenures.

  • Loan Amount

    ₹ 5 Lakhs to ₹ 75 Lakhs

  •  Loan Tenure

    12 to 60 months

  • Interest rate starting @

    12% p.a.   View Rates & Charges

Advantages of Business Loan for Professionals

High Loan Amount

As a self-employed professional, you may need high-value financing to fund your practice. By applying for Tata Capital’s professional loan, you can get funds of up to Rs. 75 lakhs to meet all your professional requirements without any hassles.

Affordable Interest Rates

At Tata Capital, we provide a business loan for self employed professionals at very competitive interest rates. Our interest rates for medical practice loans start from just 12% per annum, whereas for other professionals, our business loan interest rates start from 12% per annum.

Flexible Loan Tenures

As a professional, you have the flexibility to choose your professional loan tenure as per your repayment capability. At Tata Capital, the maximum tenure for a business loan for self employed professional can go as high as 60 months or 5 years.

No Collateral Required

We don’t ask for collateral or security for providing a business loan for self employed professionals. It means that you can get a loan for self business from us without pledging your precious personal or professional assets.

Doorstep Services

At Tata Capital, we know the importance of the time and efforts of professionals like you. That is why we offer business loans for professionals with doorstep services. Our executives will do all the hard work for you, right from collecting the documents from your home and completing other formalities.

Why Should You Choose Tata Capital’s Business Loan for Professionals?

You can apply for a Tata Capital professional loan and meet all your professional financial requirements with ease. Here are a few reasons for applying for our business loan for professionals:

Expansion of a Medical Clinic

We provide exclusive business loan for doctors and physicians. If you’re a qualified medical practitioner, you can avail of our medical practice financing at the best interest rates and meet all financial requirements for the expansion of your clinic or practice. We also provide loan for doctors to open clinics or start new medical practices.

Starting an Accountancy Firm

We also provide specialized business loans for Chartered Accountants, Company Secretaries, and Cost of Work Accountants.

Grow an Architect or Engineering or Law Firm

Apart from doctors, CAs, and CS, our business loan for self employed professionals can help architects, lawyers, and engineers to establish a new firm or expand their existing firm. They can apply for a professional loan and use the loan amount to procure a new office space, buy costly software, or hire junior professionals to represent them on larger platforms.

Who Can Apply for a Business Loan for Professionals?

A qualified Doctor, CA, CS, CWA, Architect, Lawyer, Engineer, or any other professional can apply for a business loan for professionals with us. We provide business loans to self employed professionals as well as partnership firms, limited liability partnership firms, private limited companies, closely held public limited companies, HUFs, Trusts, and Societies.

What are the Eligibility Criteria for Business Loans for Professionals?

At Tata Capital, we provide business loans for professionals with basic eligibility criteria and minimum documentation. Below are our eligibility requirements for professional loans:

    • The applicant should be a self-employed professional with a professional degree

    • The age of the applicant should be between 21 years and 65 years (at the time of last EMI)

       

    • The applicant should have at least one year of professional experience

The documents required for a professional loan include:

  • KYC Documents of the applicant

  • Degree Certificate

  • Medical Council Registration Certificate (For Doctors)

  • Certificate of Practice 

  • Bank statements for the last six months

  • ITR and the Computation of Income for the last two years

Please note that you may be asked to submit additional documents at the time of loan processing. 

How to Apply for a Tata Capital Business Loan for Professionals?

How to Apply for a Tata Capital Business Loan for Professionals?

Applying for a professional loan with Tata Capital is easy and convenient. You can apply for a business loan for self employed professional with us in any of the following ways:

  • Branch

    Go to your nearest Tata Capital branch and get in touch with one of our executives

How to Apply for a Tata Capital Business Loan for Professionals?

Applying for a professional loan with Tata Capital is easy and convenient. You can apply for a business loan for self employed professional with us in any of the following ways:

  • Online

    Visit our website to apply online and get quick approval

  • Virtual Assistant

    Take the help of our 24x7 virtual assistant TIA to apply anytime and from anywhere

  • Over the Phone

    Call our customer care number at 1860 267 6060 between 9 am and 8 pm on Monday to Saturday to apply through your mobile phone

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More Business Loan products for you

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Business Loan for professionals

At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. 

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Business Loan for women

At Tata Capital, we provide business loans for women entrepreneurs to achieve new heights in the world of business and startups.

What our customers say about us about us

We are fully satisfied about Tata Capital's services. Just want to say great experiences with customer services and timely response.

CREATION THE FERTILITY CENTRE

Business Loan | 10 April, 2023

It was extraordinary work by Tata Capital upto now. There are no more suggestions.

ADAPA SUNITHA

Business Loan | 17 February, 2023

Overall experience with Tata Capital was up to the mark.

DIGVIJAY SINGH

Business Loan | 16 February, 2023

I was impressed with the way your staff handles their customers and if i come accross any family or friend who may be looking for any financial assistance, I shall surely recommend Tata capital

SHEELA AVINASH PATEL

Business Loan | 24 December, 2022

Great service for people like me who really have to grow their bussiness thank you TATA CAPITAL

IMRAN ALI KHAN

Business Loan | 07 December, 2022

It's a good experience with the Tata Capital team I am very impressed with your services

BHANA RAM RULANIYA

Business Loan | 01 November, 2022

My name is Sukanya, and I own a gym. To fund my gym, I took out a business loan from Tata Capital, and I was wowed by how quickly and smoothly the process went. Every time I need a loan for my business, I'm going to select Tata Capital.

Sukanya Giri

Business Loan | 13 March, 2022

I operate an online business and required a loan to fund it. I tried many banks at first, but there was a lot of paperwork involved, and I was unable to obtain a loan. After that, I filed for a Tata Capital Business Loan, which they granted me at a very reasonable interest rate. They offered highly flexible repayment alternatives, as well as excellent customer service that guided me through the entire process. Because of the simple process, I was able to get a loan for my online business without any complications.

Karan Sanghavi

Business Loan | 10 March, 2022

I had just started my business and was unfamiliar with the concept of taking out a loan, but Tata Capital made it extremely easy for me. With my loan, I received wonderful assistance. It is a hassle-free service with a speedy turnaround time and competitive interest rates.

Prakash Mehta

Business Loan | 21 February, 2022

Find the right Loan for you

Machinery Loans

If you’re into a manufacturing business, you may need to install the latest machinery or equipment in your factory.

You can apply for a machinery loan with us to fund the purchase of your business-related tools or equipment.

Machinery Loans

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MSME Loans

MSMEs are the second-largest employer in India after the agriculture sector.

To help these MSMEs grow and flourish without being affected by financial hurdles, Tata Capital offers MSME loans or SME loans at competitive interest rates.

MSME Loans

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Overdraft Loan

If you’re unsure of the total loan amount that you may need for your business, you can avail of a business loan overdraft facility or an overdraft business loan.

With Tata Capital, you can get an OD loan for business of up to Rs. 75 lakhs at an affordable interest rate.

Overdraft Loan

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Small Business Loan

Tata Capital’s small business loans are tailor-made loans to help micro and small businesses in India meet their urgent monetary requirements.

You can apply for a new small business loan online and get the funding from the comforts of your home or office.

Small Business Loan

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