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Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
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An instant way to fund your larger expenses
Business loans for professionals are provided exclusively to self-employed professionals, such as Chartered Accountants (CAs), doctors, company secretary, engineers, and architects. A business loan for self employed professional is meant to help them establish or expand their office, branch, or clinic. For example, a business loan for doctors or a physician business loan can aid medical practitioners to start a new medical clinic, procuring costly healthcare equipment, or hiring trained medical staff.
At Tata Capital, we provide business loans for professionals with benefits like easy eligibility criteria, minimum documentation, and quick disbursals. Our business loan for self - employed professionals is tailor-made to suit the unique financial needs of professionals, including doctors, CAs, engineers, architects, and lawyers, among others. Furthermore, we provide exclusive business loans for doctors at special interest rates and extended tenures.
Loan Amount
₹ 5 Lakhs to ₹ 75 Lakhs
Loan Tenure
12 to 60 months
Interest rate starting @
12% p.a. View Rates & Charges
You can apply for a Tata Capital professional loan and meet all your professional financial requirements with ease. Here are a few reasons for applying for our business loan for professionals:
A qualified Doctor, CA, CS, CWA, Architect, Lawyer, Engineer, or any other professional can apply for a business loan for professionals with us. We provide business loans to self employed professionals as well as partnership firms, limited liability partnership firms, private limited companies, closely held public limited companies, HUFs, Trusts, and Societies.
At Tata Capital, we provide business loans for professionals with basic eligibility criteria and minimum documentation. Below are our eligibility requirements for professional loans:
The applicant should be a self-employed professional with a professional degree
The age of the applicant should be between 21 years and 65 years (at the time of last EMI)
The applicant should have at least one year of professional experience
KYC Documents of the applicant
Degree Certificate
Medical Council Registration Certificate (For Doctors)
Certificate of Practice
Bank statements for the last six months
ITR and the Computation of Income for the last two years
Please note that you may be asked to submit additional documents at the time of loan processing.
Applying for a professional loan with Tata Capital is easy and convenient. You can apply for a business loan for self employed professional with us in any of the following ways:
Applying for a professional loan with Tata Capital is easy and convenient. You can apply for a business loan for self employed professional with us in any of the following ways:
You can apply for a business loan with Tata Capital to meet all the financial requirements of your business. At Tata Capital, we provide an instant business loan so that you don’t have to wait to expand your business. Here’s why our business loan can be the best option for you:
At Tata Capital, we provide business loans with easy eligibility and minimal documentation. Here are the business loan documents that you will need to submit to avail of a business loan from us:
You may also require some additional documents at the time of loan processing. Visit the documents required page for more details.
We offer business loans for self-employed professionals (doctors, CAs, etc.) as well as non-professionals. Here is a list of customers that can apply for a business loan from us:
At Tata Capital, ensuring customer convenience is our top priority. That is why we allow the repayment of business loan EMIs through various payment instruments. You can choose to pay your EMIs through a direct debit facility, post-dated cheques (PDCs), or electronic clearance service (ECS).
With Tata Capital, you can apply for an online business loan by visiting our website and entering a few basic details. Or call our customer helpline number 1860 267 6060 to apply for a business loan through your phone. You can even visit your nearest Tata Capital branch and get in touch with one of our executives.
Yes. At Tata Capital, we don’t ask for collateral or security for providing business finance. This means you don’t have to put your personal or business assets on the line to qualify for business funding. Our business loans are 100% collateral-free.
If you are running an online retail store or an e-commerce website, you can apply for a business loan with Tata Capital for your working capital requirements. To get your online business loan approved, you must fulfill the following eligibility criteria:
Yes. If you have taken a business loan for your sole proprietorship business or partnership business, it will reflect in your personal credit report. If you fail to repay your business loan on time, your credit score might be impacted. However, if your company is an LLC, your business loan would affect only your business credit score and not your personal credit score.
By availing of a business loan in India, you can reduce your taxable income. Any interest levied on a business loan is eligible for tax deductions since the interest paid on a business loan is considered to be a business expense and not revenue. However, the principal component of a business loan is not tax-deductible.
Business loan eligibility criteria can vary from one lending institution to another. To become eligible for a Tata Capital Business Loan, you need to fulfill the following requirements:
For more details on our business loan eligibility criteria, visit our Business Loan Overview page.
A business account is not mandatory to get a business loan if you are running a sole proprietorship business. However, for a partnership business, corporation, or LLC, having a business account is mandatory for getting a business loan.
Your business loan EMI would depend on several factors, such as your business loan amount, loan tenure, and the applicable business loan interest rate. You can use our online Business Loan Calculator to know the exact EMI that you would have to pay for your business loan.
At Tata Capital, we provide business loans of up to Rs 75 lakh. However, the maximum business loan amount you can take will depend on your business loan eligibility and credit score. By having a good credit score and a profitable business, you can avail of the maximum loan amount.
With Tata Capital, you can take up to 60 months to repay your business loan. You have the flexibility to select a business loan tenure as per your repayment capability. You can even choose from different EMI plans to repay your business loan as per your income cycle.
At Tata Capital, the interest rate for a business loan is fixed. It means that your business loan interest rate and the EMI would not change during its repayment tenure. Our interest rate starts from - Self-Employed Non-Professional: 15% - 25%, Self-Employed Doctors: 12.00% - 15.00%, Self-Employed Professional Other than Doctors: 13.00% - 17.50%
At Tata Capital, we offer two types of Flexi EMI plans for business loan repayment:
You can apply for an instant business loan with Tata Capital and get on-the-spot approval for business funding. To apply for a business loan with us, you can take any of the following routes:
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