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Kolkata, the city known for its festive frenzy and the old-worldly British charm, is also one of the top metropolitan cities in India with a strong potential for commercial growth. Being the prime commercial centre of East India, it houses thousands of people looking for personal loans for marriage, education, travel, etc.
And if you're one of them, then Tata Capital's multi-purpose personal loan in Kolkata is just what you need. Enjoy a quick personal loan application process and flexible repayment options without the need to pledge any collateral. You can avail of a loan amount of up to Rs. 35 lakhs with flexible repayment tenure of up to 6 years.
Our easy eligibility criteria and zero pre-payment charges ensure that everyone can avail of a personal loan easily. Whether you're salaried or a self-employed individual, our personal loans in Kolkata are tailor-made to meet your unique requirements.
Apply for a personal loan in Kolkata with Tata Capital, the perfect solution for all your personal loan requirements and enjoy benefits like minimal documentation, quick application and disbursal, flexible repayment, and much more.
Loan amount offered
₹40,000 - ₹35,00,000
Loan tenure
Up to 6 years
Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.
Eligibility for salaried individuals:
Age should be between 21 to 58 years
The minimum monthly income should be ₹ 15,000
Minimum of one year of work experience
The following are the documents required for getting an instant personal loan with Tata Capital:
Photo Identity Proof documents
Income Proof documents
Salary Slips
Address Proof documents and
Employment Certificate
To know the entire list of accepted documents, visit our documents page.
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Registered Branch – Tata Capital Financial Services Limited, PS Srijan Park, 11th Floor, DN 52, Sector V, Salt Lake Kolkata 700091
Customer Care – 1860 267 6060
Email – contactus@tatacapital.com
Tata Capital personal loan Kolkata stands out as the best personal loan Kolkata option with quick online approval and disbursal up to ₹35 lakhs. Its competitive interest rates start at 10.99% p.a. without collateral, perfect for urgent Kolkata loan needs like medical expenses or travel.
With factors like a good CIBIL score, financial history, repayment capacity, and income stability, you can enjoy an affordable instant loan in Kolkata at one of the lowest interest rates in the industry. You can also use Tata Capital’s personal loan EMI calculator to get an idea of your principal EMIs and the interest payable to plan your repayment.
Tata Capital delivers top personal loan features Kolkata, like quick online approval and disbursal up to ₹35 lakhs. This instant loan in Kolkata starts at a competitive rate of 10.99% p.a. with no collateral, making it perfect for your urgent needs. Some key instant personal loan features include:
High loan amount: You can get up to ₹35 lakhs for a personal, instant loan in Kolkata for emergencies.
Quick process: Our instant personal loan features minimal document requirements like photo identity proof, income proof, address proof, and employment certificate for quick processing.
Long tenure: 12-72 months to ease EMIs on any Kolkata loan.
Personal loan interest rates Kolkata starts competitively at 10.99% p.a. with Tata Capital. This makes Tata Capital a top choice for low-interest personal loan Kolkata. With our personal loan, you enjoy affordable EMIs with flexible tenures up to 6 years. The exact rate for any Kolkata loan is affected by factors like your current CIBIL score, employment, and income.
To plan your repayment on an instant personal loan Kolkata, you can compare multiple loan options using our EMI calculator. This will help you find the best loan tenure for you.
When you compare personal loan Kolkata options, Tata Capital stands out with its simple and affordable loan plans. We provide competitive personal loan interest rates with instant approval for amounts up to ₹35 lakhs through a collateral-free and simple process. These competitive interest rates for your instant loan in Kolkata start at 10.99% p.a. and have flexible tenure options from 12-72 months.
Among all the personal loan lenders Kolkata, Tata Capital excels in digital processes for quick approvals for instant loan in Kolkata. You can also use Tata Capital’s EMI calculator to verify and plan your loan repayment strategy.
To get a personal loan from Tata Capital, applicants must earn a minimum monthly income of Rs 15,000, be aged between 21 and 58 years, and have at least a year’s work experience.
You can get a personal loan in Kolkata instantly from Tata Capital. We offer personal loans with easy eligibility criteria, minimal documentation, attractive interest rates, and flexible repayment options.
Applicants must earn a minimum monthly income of Rs 15,000 to get a personal loan in Kolkata from Tata Capital.
You can calculate EMI for a personal loan online with Tata Capital’s personal loan EMI calculator. Simply feed in your loan amount, tenure, and interest rate to calculate your monthly EMI in seconds.
To be eligible for a personal loan in Kolkata, your age must be between 21 to 58 years, your minimum monthly income must be ₹ 15,000, and you should have at least one year of work experience. Your CIBIL score should ideally be 750 or above for higher approval chances of your instant personal loan in Kolkata.
Yes. It is possible to get an instant loan in Kolkata, even with low CIBIL scores. That said, approval may require extra income proof or a co-applicant. Furthermore, higher interest rates might apply. In case of a low CIBIL score, it's best to improve it before you apply for an instant personal loan in Kolkata.
Tata Capital requires a minimum monthly income of ₹15,000 for personal loans in Kolkata. This is applicable for salaried applicants who are seeking instant personal loan Kolkata disbursal.
No, you cannot get an instant personal loan in Kolkata without documents. At Tata Capital, we require minimal documents like KYC, income proof, and photos for personal loans in Kolkata.
You can use Tata Capital's online EMI calculator to calculate the EMI for your instant personal loan in Kolkata. Simply enter the loan amount, tenure, and interest rate for your Kolkata loan. The calculator will then display your projected monthly payments instantly.
Last updated on: 30 Dec, 2025
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