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Instant Personal Loan in Kolkata

Kolkata, the city known for its festive frenzy and the old-worldly British charm, is also one of the top metropolitan cities in India with a strong potential for commercial growth. Being the prime commercial centre of East India, it houses thousands of people looking for personal loans for marriage, education, travel, etc. 

And if you're one of them, then Tata Capital's multi-purpose personal loan in Kolkata is just what you need. Enjoy a quick personal loan application process and flexible repayment options without the need to pledge any collateral. You can avail of a loan amount of up to Rs. 35 lakhs with flexible repayment tenure of up to 6 years.

Our easy eligibility criteria and zero pre-payment charges ensure that everyone can avail of a personal loan easily. Whether you're salaried or a self-employed individual, our personal loans in Kolkata are tailor-made to meet your unique requirements.

Apply for a personal loan in Kolkata with Tata Capital, the perfect solution for all your personal loan requirements and enjoy benefits like minimal documentation, quick application and disbursal, flexible repayment, and much more.

  • Loan amount offered

    ₹40,000 - ₹35,00,000

  • Loan tenure

    Up to 6 years

  • Interest rate starting @

Personal Loan EMI Calculator

Loan amount
₹75,000 ₹35,00,000
Loan duration
1 Years 6 Years
Loan duration
12 Months 72 Months
Rate of interest
%
10% p.a 19% p.a

Monthly EMI

  • Total Amount Payable

    0*

  • Total Interest Payable

    0*

Total Amount Payable

Total Interest Payable

Advantages of Personal Loan in Kolkata

Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.

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Eligibility Criteria for a Personal Loan in Kolkata

Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.

Eligibility for salaried individuals:

  • Age should be between 21 to 58 years

  • The minimum monthly income should be ₹ 15,000

  • Minimum of one year of work experience

Documents Required to get a Personal Loan in Kolkata

The following are the documents required for getting an instant personal loan with Tata Capital:

  • Photo Identity Proof documents

  • Income Proof documents

  • Salary Slips

  • Address Proof documents and

  • Employment Certificate

To know the entire list of accepted documents, visit our documents page.

How to apply for a Personal Loan in Kolkata?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.

Verification

Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account. 

Other Ways to Apply for a Personal Loan in Kolkata?

  • Registered Branch –  Tata Capital Financial Services Limited, PS Srijan Park, 11th Floor, DN 52, Sector V, Salt Lake Kolkata 700091

  • Customer Care – 1860 267 6060

  • Email – contactus@tatacapital.com

Instant Personal Loans in your city

Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital:

Are you facing a cash crunch in the national capital of Delhi? Tata Capital has your back.

Need to manage immediate expenses in the Garden city of India? Take an instant Loan

Get the best loan interest rates in Mumbai. Connect with Tata Capital in your city.

Fund your unforeseen expenditures in the city of pearls, Hyderabad with Tata Capital.  

Enjoy customised Personal Loans in Pune. Find more at Tata Capital.

Facing a cash shortage in Chennai? Head over to Tata Capital for affordable Personal Loans.

Are you facing a cash crunch? Connect with Tata Capital to know more. 

Manage unforeseen expenses with ease. Tata capital has your back.

Facing a cash shortage? Connect with Tata Capital to know more. 

Enjoy a seamless process to avail Personal Loans. Tata Capital has your back.

Conveniently finance all your requirements. Connect with Tata Capital to know more. 

Avail our multi-purpose personal loans to meet your unique requirements. Connect with Tata Capital.

Get access to credit quickly at affordable interest rates. Find more at Tata Capital.

Finance your goals and meet your capital requirements. Connect with Tata Capital.

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