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Adorned with delicious Biryani joints, pearls of Charminar, and the majestic Golconda fort, Hyderabad is a fast-growing city. But affording unforeseen medical emergencies or upgrading your lifestyle in a bustling metropolis like Hyderabad can pinch your pocket.
With a personal loan, you can conveniently finance any big-ticket expenses- children's education, medical emergency, home renovation, family holiday, weddings and much more. Tata Capital brings to you multi-purpose personal loans in Hyderabad with minimal documentation and an easy eligibility criterion.
This means that from application to disbursal, the entire loan process is quick and hassle-free. Our support staff are available 24x7 to help you during the process and clear any doubts you may have. Moreover, our repayment process is as convenient as the personal loan application process. From the loan amount to the repayment tenure, you get to enjoy full flexibility for the repayment terms.
You can avail of a loan amount in Hyderabad ranging from Rs. 40,000 up to Rs. 35 lakhs and a repayment tenure ranging from 12 months up to 6 years. Don't let sudden financial emergencies throw you off your financial goals. Get Tata Capital's personal loan in Hyderabad and avoid exhausting your savings.
Loan amount offered
₹40,000 - ₹35,00,000
Loan tenure
Up to 6 years
Loan amount
Loan duration
Loan duration
Rate of interest
Monthly EMI
Total Amount Payable
0*
Total Interest Payable
0*
Total Amount Payable
Total Interest Payable
Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.
Eligibility for salaried individuals:
Age should be between 21 to 58 years
The minimum monthly income should be ₹ 15,000
Minimum of one year of work experience
The following are the documents required for getting an instant personal loan with Tata Capital:
Photo Identity Proof documents
Income Proof documents
Salary Slips
Address Proof documents and
Employment Certificate
To know the entire list of accepted documents, visit our documents page.
Registered Branch – Tata Capital Financial Services Limited, Plot # 3, 4, 5, 6, Road # 3, Auto Plaza, Banjara Hills, Hyderabad 500034
Customer Care – 1860 267 6060
Email – contactus@tatacapital.com
| Types of fee | Applicable charges |
|---|---|
| Interest rate | Starting at 11.99% |
| Processing fee | 0.50% to 3.5% |
| Late payment fee | 2% or as per the lender's policy |
| Stamp duty | As per actuals |
| Pre-payment charges | Up to 5% |
*The interest rates and charges are subject to change and vary from lender to lender. For a more accurate value, please visit the official website of your preferred lender.
Tata Capital assesses certain key factors when processing your immediate personal loan in Hyderabad. These quick personal loan factors don’t just influence the approval of your loans in Hyderabad, but also their interest rate. Here’s a look at these:
Credit Score: A good credit score indicates creditworthiness, which can allow the lender to offer you a lower interest rate. Alternatively, a low score can mean a higher interest rate because the lender perceives a greater risk.
Income Level: Your income level also influences the interest rate and terms of your immediate personal loan in Hyderabad. A higher income indicates that you can comfortably pay EMIs, so the lender may offer a lower interest rate.
Existing Debt Obligations: The lender can charge a higher interest rate if a substantial portion of your income is already committed to the repayment of other loans.
Job Type and Stability: If you change your job frequently or your employment is unstable, it may raise your interest rate.
The table below provides clear personal loan EMI calculations, showing how much you would pay each month at a 10.99% interest rate for various repayment periods. This personal loan EMI breakdown will help you compare different loan options easily and choose a plan that fits your budget.
| Loan Amount | Interest Rate (p.a.) | Tenure (Years) | EMI |
|---|---|---|---|
| Rs. 6,00,000 | 10.99% | 1 | Rs. 53,026 |
| Rs. 6,00,000 | 10.99% | 2 | Rs. 27,962 |
| Rs. 6,00,000 | 10.99% | 3 | Rs. 19,640 |
| Rs. 6,00,000 | 10.99% | 4 | Rs. 15,504 |
| Rs. 6,00,000 | 10.99% | 5 | Rs. 13,042 |
| Rs. 6,00,000 | 10.99% | 6 | Rs. 11,417 |
As visible from the chart above, a loan EMI for 3 years Hyderabad is higher, as repayment is quicker, but total interest paid is lower. On the other hand, a loan EMI for 5 years Hyderabad reduces the monthly burden, making EMIs more manageable, though the total interest cost increases over time.
Tata Capital is the best personal loan provider Hyderabad. Here’s why you should choose Tata Capital personal loan Hyderabad:
You can avail a quick personal loan of up to Rs 35 lakh at interest rates starting at 10.99%.
You need minimal documentation, including bank statements, salary slips, identity and address proof, and an employment certificate.
No collateral is required for the personal loan.
Tata Capital has zero charges on part pre-payments.
The personal loan can be used freely for education, travel, weddings, medical expenses, or other purposes.
Hybrid term loan option offers interest charged only on the amount utilised.
To get a personal loan from Tata Capital, applicants must earn a minimum monthly income of Rs 15,000, be aged between 21 and 58 years, and have at least a year’s work experience.
You can get a personal loan in Hyderabad instantly from Tata Capital. We offer personal loans with easy eligibility criteria, minimal documentation, attractive interest rates, and flexible repayment options.
Applicants must earn a minimum monthly income of Rs 15,000 to get a personal loan in Hyderabad from Tata Capital.
No, you cannot get a personal loan in Hyderabad without documents. Tata Capital offers personal loans with minimal documentation, flexible repayment options, and competitive interest rates.
You can calculate EMI for a personal loan online with Tata Capital’s personal loan EMI calculator. Simply feed in your loan amount, tenure, and interest rate to calculate your monthly EMI in seconds.
To obtain a personal loan in Hyderabad, you must meet the following eligibility criteria:
The processing fee is a percentage of the loan amount and varies from lender to lender. To determine the processing fee you will be charged, please visit your preferred lender's official website.
The maximum personal loan you can avail of in Hyderabad depends on your credit profile and the lender's policy. With Tata Capital, you can avail of a personal loan of up to Rs. 35 lakhs.
The interest rate for personal loans in Hyderabad varies from lender to lender and depends on factors like your income, credit profile, repayment capability, etc. At Tata Capital, the interest rates for personal loans in Hyderabad start at just 10.99%.
The most convenient and secure way of borrowing money in Hyderabad is by obtaining a personal loan. With Tata Capital, you can secure affordable personal loans in Hyderabad at competitive interest rates and flexible repayment tenures.
If you apply for a ₹6 lakh personal loan over 5 years in Hyderabad, the monthly EMI will depend on the applicable interest rate and the loan tenure. At Tata Capital, you can use tools like the personal loan EMI calculator for estimating monthly EMI.
Tata Capital offers instant personal loan in Hyderabad starting at 10.99% p.a. The rate is applicable to loan amounts up to ₹35 lakhs. Final rates may vary based on income, credit score, and eligibility. Visit Tata Capital’s website for more information on immediate personal loans in Hyderabad.
You can get an immediate personal loan in Hyderabad with Tata Capital. Tata Capital’s personal loans are provided at attractive interest rates, with a quick and intuitive application process. Minimal documents such as identity proof, address proof, salary slips, bank statements, and employment certificate are required.
A shorter tenure of 3 years results in higher monthly EMI compared to 5 years, though the total interest you will pay is lower. So the total amount paid at the end of tenure for loans in Hyderabad will be different.
Last updated on: 30 Dec, 2025
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