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Personal Loan in Ahmedabad

Personal Loan in Ahmedabad

Famous for its booming textile industry, Ahmedabad is the biggest city in the western Indian state of Gujarat. Whether you are a business owner or a salaried person in Ahmedabad, sudden cash crunches and unforeseen emergencies can make it tough to afford the hefty costs of weddings, education or travel. Such unforeseen emergencies can be tackled with the help of Tata Capital’s low interest, flexible personal loans in Ahmedabad. 

Know more about our offering

Key Features

Loan Amount

₹75,000 - ₹25,00,000

Loan Tenure

12 to 72 months

Interest rate starting at

10.99%

Advantages

Flexi-EMI

Using flexi interest-only EMI option, cash can be withdrawn up to a pre-approved limit. Interest has to be paid only on the amount of money used. 

Avail Tax Exemption

As per Section 24 of the Income Tax Act, you can claim interest paid on personal loan to be eligible for exemption from your taxable income. For instance, the interest paid for renovation of a self-owned house can be exempted up to Rs. 2 lakhs while for rented houses, the entire interest can be exempted.

Personalised EMI Rates

You can select the EMI payment option as per your comfort. Pay a fixed amount throughout the tenure or start with lower payments initially, and increase them as your salary increases.  

Flexi-EMI

Using flexi interest-only EMI option, cash can be withdrawn up to a pre-approved limit. Interest has to be paid only on the amount of money used. 

Avail Tax Exemption

As per Section 24 of the Income Tax Act, you can claim interest paid on personal loan to be eligible for exemption from your taxable income. For instance, the interest paid for renovation of a self-owned house can be exempted up to Rs. 2 lakhs while for rented houses, the entire interest can be exempted.

Personalised EMI Rates

You can select the EMI payment option as per your comfort. Pay a fixed amount throughout the tenure or start with lower payments initially, and increase them as your salary increases.  

What are the types of Personal Loan available in Ahmedabad?

Tata Capital offers multi-purpose, unsecured instant personal loans in Ahmedabad. These can be used to fund a host of planned or unplanned events, some of which are given below.

  • Personal Loan for Wedding

  • Personal Loan for Home Renovation

  • Personal Loan for Education

  • Personal Loan for Medical Expenditure

  • Personal loan for Travel

What are the Interest Rates for Personal Loan in Ahmedabad?

Our interest rates are among the lowest in the industry, starting at just 10.99%. With our affordable personal loan interest rate and EMI options, you can relax and easily manage some of the bigger expenditures in life. 

What are the Eligibility Criteria for Personal Loan in Ahmedabad? 

Tata capital offers personal loans that can be used for multiple purposes like home renovation or business expansion. But to become eligible for such a loan, you need to fulfill some criteria set by the provider. These are the same for both salaried and self-employed professionals and are given below.

  • Applicant must be aged between 22 to 58 years

  • The applicant must have at least one year of work experience

  • The applicant must have a minimum monthly income of Rs. 15,000

What are the Documents Required for Getting a Personal Loan in Ahmedabad? 

 Applicants need to furnish some documents to fulfill the verification and background checks conducted by the provider and to establish their legitimacy.

Documents required for salaried individuals:

  • Aadhar Card/ Voter Id Card

  • Identity Proof and Residence Proof

  • Bank statements for the last 6 months

  • Certificate of Employment

Documents required for self employed people are the same as above, with the addition of Income Documents for the last 3 months.

To check out the list of valid documents, visit our personal loan documents page. 

How to Calculate EMI for Personal Loan Online? 

To calculate EMI before finalizing the loan, you can use our personal loan EMI calculator and calculate for yourself the EMI payable for a particular loan amount and tenure. To do this, simply enter the details of your into the EMI calculator and it will instantly display the EMI payable and interest amounts.

HOW TO APPLY FOR A PERSONAL LOAN IN AHMEDABAD

Other Ways to Apply for a Personal Loan in Ahmedabad

  • Customer Care – 1860 267 6060
  • Email – contactus@tatacapital.com
  • Registered Branch – Tata Capital Financial Services Limited, 701, Iscon Emporio, Next to Star Bazar Jodhpur Cross Road, Satellite, Ahmedabad - 380015

 

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