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Instant Personal Loan in Kerala

Known for its gorgeous beaches, beautiful backwaters, and a solid literacy rate, Kerala offers quality life to all. With the best hill stations, schools, colleges, temples, and exotic destinations, travelling and realising other dreams in God’s Own Country can quickly drain your savings.

But don't worry. With the help of a personal loan, you can fund your dream vacation or other expenses in Kerala without straining your finances. This includes planning a wedding, financing your children's education, renovating your home, paying for medical treatment, etc.

No matter what your requirements are, Tata Capital's multi-purpose personal loan in Kerala is tailored to fit your requirements. From the loan amount to repayment tenure and EMI, you have complete flexibility over the entire process. Moreover, there are zero hidden and pre-payment charges.

Our easy personal loan application process allows you to get your loan approved right from the comfort of your home. Avail of a personal loan in Kerala with Tata Capital and get your diverse financial needs taken care of.

Loan amount offered

₹40,000 - ₹35,00,000

Loan tenure

Up to 6 years

Interest rate starting @

11.99% p.a

View Rates & Charges

Personal Loan EMI Calculator

Loan amount

₹

₹75,000 ₹35,00,000

Loan duration

1 Years 6 Years

Rate of interest

10% p.a 19% p.a

Monthly EMI

Total Amount Payable

0*
Total Interest Payable

0*

Total Amount Payable

Total Interest Payable

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Advantages of Personal Loan in Kerala

Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.

Calculate Personal Loan EMI

Avail TATA Capital loans directly from WhatsApp

Apply via WhatsApp

Eligibility Criteria for a Personal Loan in Kerala

An applicant’s personal loan eligibility criteria depend on various factors, including fixed monthly income, age, nature of employment, credit bureau score, professional experience, etc. For a quick Personal Loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria.

Personal Loan Eligibility for Salaried Individuals

Age should be between 21 to 58 years
Minimum monthly income should be ₹ 15,000
Minimum of one year of work experience

Documents Required to get a Personal Loan in Kerala

To apply for a personal loan online, you need to submit just a few documents. These include:

Photo identity proof- A copy of your Voter ID, Passport, Driving License, or Aadhaar Card.
Address proof- A copy of your Voter ID, Passport, Driving License, or Aadhaar Card.
Salary slips- Copies of your salary slips for the last two months.
Bank statement- A primary bank statement (salary account) for the last three months.
Employment certificate- A certificate confirming at least one year of continuous employment.

How to apply for a Personal Loan in Kerala?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.

Verification

Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account.

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Other Ways to Apply for a Personal Loan in Kerala?

Registered Branch –

Address 1 – Tata Capital Financial Services Limited, Jain Tower-II, Nethaji Nagar, Edappally, Ernakulam, Kerala 682024

Address 2 – Tata Capital Financial Services Limited, City Mall, Door No: 6-1002A, Ground Floor, Kannur Rd, Opposite YMCA, Kozhikode, Kerala 673001

Address 3 – Tata Capital Financial Services Limited, Trade Center, Kuruppam Rd, Thrissur, Kerala 680001

Address 4 – Tata Capital Financial Services Limited, India Tower, 2nd floor junction, Above Reliance Fresh, Edapazhanji, Thiruvananthapuram, Kerala 695014

Address 5 – Tata Capital Financial Services Limited, Cyril Tower, 1st Floor, Near Collectorate, Kottayam, Kerala 686001
Customer Care – 1860 267 6060
Email – contactus@tatacapital.com

Instant Personal Loans in your city

Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital:

Personal Loan in Delhi

Are you facing a cash crunch in the national capital of Delhi? Tata Capital has your back.

Personal Loan in Bangalore

Need to manage immediate expenses in the Garden city of India? Take an instant Loan

Personal Loan in Mumbai

Get the best loan interest rates in Mumbai. Connect with Tata Capital in your city.

Personal Loan in Hyderabad

Fund your unforeseen expenditures in the city of pearls, Hyderabad with Tata Capital.

Personal Loan in Pune

Enjoy customised Personal Loans in Pune. Find more at Tata Capital.

Personal Loan in Chennai

Facing a cash shortage in Chennai? Head over to Tata Capital for affordable Personal Loans.

Personal Loan in Gurgaon

Are you facing a cash crunch? Connect with Tata Capital to know more.

Personal Loan in Kolkata

Enjoy customised Personal Loans in Kolkata. Find more at Tata Capital.

Personal Loan in Jaipur

Manage unforeseen expenses with ease. Tata capital has your back.

Personal Loan in Chandigarh

Facing a cash shortage? Connect with Tata Capital to know more.

Personal Loan in Surat

Enjoy a seamless process to avail Personal Loans. Tata Capital has your back.

Personal Loan in Visakhapatnam

Avail our multi-purpose personal loans to meet your unique requirements. Connect with Tata Capital.

Personal Loan in Ahmedabad

Get access to credit quickly at affordable interest rates. Find more at Tata Capital.

Personal Loan in Lucknow

Finance your goals and meet your capital requirements. Connect with Tata Capital.

FAQ's on Instant Personal Loan in Kerala

While a low CIBIL score may affect loan approval, lenders also evaluate factors like monthly income, employment type, age, and professional experience when processing personal loan applications in Kerala.

To get a personal loan from Tata Capital, applicants must earn a minimum monthly income of Rs 15,000, be aged between 21 and 58 years, and have at least a year’s work experience.

You can get a personal loan in Kerala instantly from Tata Capital. We offer personal loans with easy eligibility criteria, minimal documentation, attractive interest rates, and flexible repayment options.

Applicants must earn a minimum monthly income of Rs 15,000 to get a personal loan in Kerala from Tata Capital.

No, you cannot get a personal loan in Kerala without documents. Tata Capital offers personal loans with minimal documentation, flexible repayment options, and competitive interest rates.

You can calculate EMI for a personal loan online with Tata Capital’s personal loan EMI calculator. Simply feed in your loan amount, tenure, and interest rate to calculate your monthly EMI in seconds.