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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
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Known for its gorgeous beaches, beautiful backwaters, and a solid literacy rate, Kerala offers quality life to all. With the best hill stations, schools, colleges, temples, and exotic destinations, travelling and realising other dreams in God’s Own Country can quickly drain your savings.
But don't worry. With the help of a personal loan, you can fund your dream vacation or other expenses in Kerala without straining your finances. This includes planning a wedding, financing your children's education, renovating your home, paying for medical treatment, etc.
No matter what your requirements are, Tata Capital's multi-purpose personal loan in Kerala is tailored to fit your requirements. From the loan amount to repayment tenure and EMI, you have complete flexibility over the entire process. Moreover, there are zero hidden and pre-payment charges.
Our easy application process allows you to get your loan approved right from the comfort of your home. Avail of a personal loan in Kerala with Tata Capital and get your diverse financial needs taken care of.
Tata Capital offers high loan eligibility, making it is a piece of cake for you to get a personal loan Kerala. Avail loans for up to Rs. 25 lakhs.
Does your day looks jam-packed to visit the branch? Or too busy to apply online? Don’t worry! From document collection to signing, get your personal loan in Kerala approved right from the comfort of your home.
Are you concerned that the personal loan interest rate in Kerala may be too steep? Fear no more with Tata Capital. With loans starting at just 10.99%, we will find you a loan that works for you the best. Apply for a personal loan in Kerala with us, and get lucrative interest rates and quick turnaround time.
Repay your loan in easy EMIs and customise your EMI options. Pay smaller EMI amounts in the initial stages of the tenure. As your income grows, increase your EMIs for quick repayment.
High Personal Loan Eligibility
Tata Capital offers high loan eligibility, making it is a piece of cake for you to get a personal loan Kerala. Avail loans for up to Rs. 25 lakhs.
Easy Application Process
Does your day looks jam-packed to visit the branch? Or too busy to apply online? Don’t worry! From document collection to signing, get your personal loan in Kerala approved right from the comfort of your home.
Attractive Interest Rates
Are you concerned that the personal loan interest rate in Kerala may be too steep? Fear no more with Tata Capital. With loans starting at just 10.99%, we will find you a loan that works for you the best. Apply for a personal loan in Kerala with us, and get lucrative interest rates and quick turnaround time.
Easy Repayment
Repay your loan in easy EMIs and customise your EMI options. Pay smaller EMI amounts in the initial stages of the tenure. As your income grows, increase your EMIs for quick repayment.
Tata Capital offers some of the most competitive and reasonable personal loan interest rates in Kerala. Interest rates starting at just 10.99%, our loans are feasible for salaried and self-employed professionals alike.
Generally, the eligibility criterion depends on your source of income, age, and credit score. It differs for salaried and self-employed individuals. For better clarity on your personal loan eligibility, check out Tata Capital’s personal loan eligibility criteria now.
Though individual requirements vary, all applicants need the following personal loan documents –
Salary Slips: Previous three-month salary slips for self-employed professionals
Identification Proof - Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport
Income Statement from Bank Account: Last six months’ bank account statement for salaried professionals
Address Proof - Ration card, electricity bill, utility bill, passport, voter ID card
Salaried professionals need an employment certification stating a year of uninterrupted employment
There are multiple online calculators online that will help you calculate the right EMI. However, for reliable results, make sure to opt for Tata Capital's easy-to-use personal loan EMI calculator for all your financing needs.
Visit Tata Capital’s online application section for the form.
Check your loan eligibility and keep the required documents ready.
Fill out the loan application form with personal, professional, and income information.
We verify the authenticity of your details as the next step.
Soon, your loan amount reaches your bank account.
Address 1 – Tata Capital Financial Services Limited, Jain Tower-II, Nethaji Nagar, Edappally, Ernakulam, Kerala 682024
Address 2 – Tata Capital Financial Services Limited, City Mall, Door No: 6-1002A, Ground Floor, Kannur Rd, Opposite YMCA, Kozhikode, Kerala 673001
Address 3 – Tata Capital Financial Services Limited, Trade Center, Kuruppam Rd, Thrissur, Kerala 680001
Address 4 – Tata Capital Financial Services Limited, India Tower, 2nd floor junction, Above Reliance Fresh, Edapazhanji, Thiruvananthapuram, Kerala 695014
Address 5 – Tata Capital Financial Services Limited, Cyril Tower, 1st Floor, Near Collectorate, Kottayam, Kerala 686001
Getting a Personal Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details: Your personal details including your PAN number, CIBIL score & KYC documents Copies of your pay slips, address proof and bank statements Find out more about Personal Loan Eligibility and Documents for more details.
We provide Personal Loans from a minimum of ₹ 75,000 to a maximum of ₹ 35,00,000/- depending on your eligibility.
Your Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. You can choose your EMI amount that is comfortable for you by using the Personal Loan EMI calculator.
Enter the following information to calculate your EMI:
Personal loans can be taken for a variety of different purposes, such as follows –
No, you do not need any collateral or security for availing a personal loan with Tata Capital.
Online personal loan applications can be approved within seconds to a few minutes of submission! Offline applications, on the other hand, may take a few business days from the date of submission for approval.
Much like any other form of credit, a personal loan also affects our credit score in the long-term and is a great opportunity to build good credit worthiness. Making consistent timely EMI payments and ultimately repaying off your personal loan within its fixed tenure will improve your future credit score
Yes, you can avail tax benefits on your personal loan depending upon the purpose for which the loan was taken. The Income Tax allows tax deductions for loans taken for education, purchase or renovation of property, and business expansion. For instance, as per Section 24 of the Income Tax Act, if you have taken a personal loan for home construction or renovation, the interest paid is eligible to be claimed as exemption from your taxable income. For self-owned houses, interest up to Rs. 2 lakhs is eligible for exemption whereas for rented houses, the entire interest can be claimed as tax exemption. In case of business expansion, the interest paid will be added to the cost of acquisition which will reduce capital gains, and thereby tax liability. Moreover, Section 80 E of the Income Tax Act speaks about the tax benefits up to Rs. 1,50,000 for those who have taken an education loan for higher studies.
One of the biggest personal loan benefits is that it can help you arrange funds for any purpose. If you need money for a medical emergency or a last-minute trip, a loan can help you. Or, if your savings are locked in investments but you need cash, take a personal loan. Apply online with zero paperwork and enjoy quick disbursal.
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