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Personal Loan in Kerala

Personal Loan in Kerala

Known for its gorgeous beaches, beautiful backwaters, and a solid literacy rate, Kerala offers quality life to all. With the best hill stations, schools, colleges, temples, and exotic destinations, travelling and realising other dreams in God’s Own Country can drain your savings. Avail a personal loan in Kerala with Tata Capital and get your diverse financial needs taken care of.

Know more about our offering

Key Features

Loan Amount

₹75,000 - ₹25,00,000

Loan Tenure

12 to 72 months

Interest rate starting at

10.99%

Advantages

High Personal Loan Eligibility

Tata Capital offers high loan eligibility, making it is a piece of cake for you to get a personal loan Kerala. Avail loans for up to Rs. 25 lakhs.

Easy Application Process

Does your day looks jam-packed to visit the branch? Or too busy to apply online? Don’t worry! From document collection to signing, get your personal loan in Kerala approved right from the comfort of your home.

Attractive Interest Rates

Are you concerned that the personal loan interest rate in Kerala may be too steep? Fear no more with Tata Capital. With loans starting at just 10.99%, we will find you a loan that works for you the best. Apply for a personal loan in Kerala with us, and get lucrative interest rates and quick turnaround time.

Easy Repayment

Repay your loan in easy EMIs and customise your EMI options. Pay smaller EMI amounts in the initial stages of the tenure. As your income grows, increase your EMIs for quick repayment.

High Personal Loan Eligibility

Tata Capital offers high loan eligibility, making it is a piece of cake for you to get a personal loan Kerala. Avail loans for up to Rs. 25 lakhs.

Easy Application Process

Does your day looks jam-packed to visit the branch? Or too busy to apply online? Don’t worry! From document collection to signing, get your personal loan in Kerala approved right from the comfort of your home.

Attractive Interest Rates

Are you concerned that the personal loan interest rate in Kerala may be too steep? Fear no more with Tata Capital. With loans starting at just 10.99%, we will find you a loan that works for you the best. Apply for a personal loan in Kerala with us, and get lucrative interest rates and quick turnaround time.

Easy Repayment

Repay your loan in easy EMIs and customise your EMI options. Pay smaller EMI amounts in the initial stages of the tenure. As your income grows, increase your EMIs for quick repayment.

What are the Interest Rates for Personal loan in Kerala?

Tata Capital offers some of the most competitive and reasonable personal loan interest rates in Kerala. Interest rates starting at just 10.99%, our loans are feasible for salaried and self-employed professionals alike. 

What is the Eligibility Criteria for a Personal loan in Kerala?

Generally, the eligibility criterion depends on your source of income, age, and credit score. It differs for salaried and self-employed individuals. For better clarity on your personal loan eligibility, check out Tata Capital’s personal loan eligibility criteria now. 

What are the Documents Required for Getting a Personal loan in Kerala?

Though individual requirements vary, all applicants need the following personal loan documents

  • Salary Slips: Previous three-month salary slips for self-employed professionals

  • Identification Proof - Aadhar Card/ PAN Card/ Voter ID/ Driving License/ Passport

  • Income Statement from Bank Account: Last six months’ bank account statement for salaried professionals

  • Address Proof - Ration card, electricity bill, utility bill, passport, voter ID card

  • Salaried professionals need an employment certification stating a year of uninterrupted employment

How to Calculate EMI for Personal Loan Online

There are multiple online calculators online that will help you calculate the right EMI. However, for reliable results, make sure to opt for Tata Capital's easy-to-use personal loan EMI calculator for all your financing needs. 

HOW TO APPLY FOR A PERSONAL LOAN IN KERALA

Other Ways to Apply for a Personal Loan in Kerala

            Address 1 – Tata Capital Financial Services Limited, Jain Tower-II, Nethaji Nagar, Edappally, Ernakulam, Kerala 682024

            Address 2 – Tata Capital Financial Services Limited, City Mall, Door No: 6-1002A,  Ground Floor, Kannur Rd, Opposite YMCA, Kozhikode, Kerala 673001

            Address 3 – Tata Capital Financial Services Limited, Trade Center, Kuruppam Rd, Thrissur, Kerala 680001

            Address 4 – Tata Capital Financial Services Limited, India Tower, 2nd floor junction, Above Reliance Fresh, Edapazhanji, Thiruvananthapuram, Kerala 695014

            Address 5 – Tata Capital Financial Services Limited, Cyril Tower, 1st Floor, Near Collectorate, Kottayam, Kerala 686001

 

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE