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Instant Personal Loan in Kerala

Known for its gorgeous beaches, beautiful backwaters, and a solid literacy rate, Kerala offers quality life to all. With the best hill stations, schools, colleges, temples, and exotic destinations, travelling and realising other dreams in God’s Own Country can quickly drain your savings. 

But don't worry. With the help of a personal loan, you can fund your dream vacation or other expenses in Kerala without straining your finances. This includes planning a wedding, financing your children's education, renovating your home, paying for medical treatment, etc.

No matter what your requirements are, Tata Capital's multi-purpose personal loan in Kerala is tailored to fit your requirements. From the loan amount to repayment tenure and EMI, you have complete flexibility over the entire process. Moreover, there are zero hidden and pre-payment charges.

Our easy application process allows you to get your loan approved right from the comfort of your home. Avail of a personal loan in Kerala with Tata Capital and get your diverse financial needs taken care of.

  • Loan amount offered

    ₹40,000 - ₹35,00,000

  • Loan tenure

    Up to 6 years

  • Interest rate starting @

Advantages of Personal Loan in Kerala

Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.


Avail TATA Capital loans directly from WhatsApp

Eligibility Criteria for a Personal Loan in Kerala

Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.

Eligibility for salaried individuals:

  • Age should be between 21 to 58 years

  • The minimum monthly income should be ₹ 15,000

  • Minimum of one year of work experience

The following are the documents required for getting an instant personal loan with Tata Capital:

  • Photo Identity Proof documents

  • Income Proof documents

  • Salary Slips

  • Address Proof documents and

  • Employment Certificate

To know the entire list of accepted documents, visit our documents page.

How to Calculate EMI for Personal Loan Online?

Calculating EMI for your loan in Delhi has never been easier. Use Tata Capital's personal loan EMI calculator, and get your loan with suitable EMIs sanctioned today.

How to apply for a Personal Loan in Kerala?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.


Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account. 

Other Ways to Apply for a Personal Loan in Kerala?

  • Registered Branch –

    Address 1 – Tata Capital Financial Services Limited, Jain Tower-II, Nethaji Nagar, Edappally, Ernakulam, Kerala 682024

    Address 2 – Tata Capital Financial Services Limited, City Mall, Door No: 6-1002A,  Ground Floor, Kannur Rd, Opposite YMCA, Kozhikode, Kerala 673001

    Address 3 – Tata Capital Financial Services Limited, Trade Center, Kuruppam Rd, Thrissur, Kerala 680001

    Address 4 – Tata Capital Financial Services Limited, India Tower, 2nd floor junction, Above Reliance Fresh, Edapazhanji, Thiruvananthapuram, Kerala 695014

    Address 5 – Tata Capital Financial Services Limited, Cyril Tower, 1st Floor, Near Collectorate, Kottayam, Kerala 686001

  • Customer Care – 1860 267 6060

  • Email –

Instant Personal Loans in your city

Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital:

Are you facing a cash crunch in the national capital of Delhi? Tata Capital has your back.

Need to manage immediate expenses in the Garden city of India? Take an instant Loan

Get the best loan interest rates in Mumbai. Connect with Tata Capital in your city.

Fund your unforeseen expenditures in the city of pearls, Hyderabad with Tata Capital.  

Enjoy customised Personal Loans in Pune. Find more at Tata Capital.

Facing a cash shortage in Chennai? Head over to Tata Capital for affordable Personal Loans.

Are you facing a cash crunch? Connect with Tata Capital to know more. 

Enjoy customised Personal Loans in Kolkata. Find more at Tata Capital.

Manage unforeseen expenses with ease. Tata capital has your back.

Facing a cash shortage? Connect with Tata Capital to know more. 

Enjoy a seamless process to avail Personal Loans. Tata Capital has your back.

Avail our multi-purpose personal loans to meet your unique requirements. Connect with Tata Capital.

Get access to credit quickly at affordable interest rates. Find more at Tata Capital.

Finance your goals and meet your capital requirements. Connect with Tata Capital.