
Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital:
Known as the Detroit of Asia, Chennai is one of the largest education and economic centres in India. Famous for its beaches, colleges, temples, and theatres, a lifestyle in Chennai can be financially burdensome. Whether you're living alone or with your family, sudden emergencies can strain your finances.
What if your home needs urgent renovation? Or you have to pay for immediate medical treatment? The best way to fund these expenses is by turning to a personal loan. With Tata Capital's multi-purpose personal loan in Chennai, you can get access to credit quickly at affordable interest rates.
You can avail of a loan amount starting from Rs. 40,000 up to Rs. 35 lakhs with flexible repayment tenure of up to 6 years. You can also increase your EMIs as your income increases or pre-pay a portion of your loan amount at no extra charges.
Tata Capital brings you the most affordable personal loan in Chennai with a quick and straightforward personal loan application process. Our quick turnaround period ensures your hefty payments are not delayed. Apply today.
Loan amount offered
₹40,000 - ₹35,00,000
Loan tenure
Up to 6 years
Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.
Eligibility for salaried individuals:
Age should be between 21 to 58 years
The minimum monthly income should be ₹ 15,000
Minimum of one year of work experience
The following are the documents required for getting an instant personal loan with Tata Capital:
Photo Identity Proof documents
Income Proof documents
Salary Slips
Address Proof documents and
Employment Certificate
To know the entire list of accepted documents, visit our documents page.
Registered Branch – Tata Capital Financial Services Ltd, 2nd Floor, 5/19, Vellalar Street, Opp to Best Hospital, Kodamabakkam, Chennai 6000024
Customer Care – 1860 267 6060
Email – contactus@tatacapital.com
To get a personal loan from Tata Capital, applicants must earn a minimum monthly income of Rs 15,000, be aged between 21 and 58 years, and have at least a year’s work experience.
You can get a personal loan in Chennai instantly from Tata Capital. We offer personal loans with easy eligibility criteria, minimal documentation, attractive interest rates, and flexible repayment options.
Applicants must earn a minimum monthly income of Rs 15,000 to get a personal loan in Chennai from Tata Capital.
No, you cannot get a personal loan in Chennai without documents. Tata Capital offers personal loans with minimal documentation, flexible repayment options, and competitive interest rates.
You can calculate EMI for a personal loan online with Tata Capital’s personal loan EMI calculator. Simply feed in your loan amount, tenure, and interest rate to calculate your monthly EMI in seconds.
Last updated on: 10 Jul, 2025