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Personal Loan in Chennai

Personal Loan in Chennai

Known as Detroit of Asia, Chennai is one of the largest education and economic centres in India. Famous for its beaches, colleges, temples, and theatres, a lifestyle in Chennai can be financially burdensome. Tata Capital brings you the most affordable personal loan in Chennai with a quick and straightforward application process. Apply today. 

Know more about our offering

Key Features

Loan Amount

₹75,000 - ₹25,00,000

Loan Tenure

1 to 6 years

Interest rate starting at

10.99%

Advantages

Competitive Interest Rates and No Delays

Tata Capital offers lucrative personal loan rates in Chennai, with minimal documentation and a fast turnaround period, so your unexpected big payment isn’t delayed. 

A World of Options

You can get a loan for a wide range of dreams and requirements at Tata Capital. Be it your kid’s education, home remodelling, the wedding of your dreams, a fancy vacation, or a medical emergency, we’ve got you covered.

Dynamic Loan Amounts

Avail personal loans in Chennai with Tata Capital up to amounts as high as Rs 25 lakhs, starting from Rs 75,000. Plus, our Personal Loan interest rates in Chennai start at just 10.99%.

Flexible Repayments

With our ‘Step Up Flexi EMI Plan’, earn flexible EMI options to pay a lower EMI initially, and increase the amount as your salary increases. Choose your EMI amount and EMI period as per your ability to repay.

Competitive Interest Rates and No Delays

Tata Capital offers lucrative personal loan rates in Chennai, with minimal documentation and a fast turnaround period, so your unexpected big payment isn’t delayed. 

A World of Options

You can get a loan for a wide range of dreams and requirements at Tata Capital. Be it your kid’s education, home remodelling, the wedding of your dreams, a fancy vacation, or a medical emergency, we’ve got you covered.

Dynamic Loan Amounts

Avail personal loans in Chennai with Tata Capital up to amounts as high as Rs 25 lakhs, starting from Rs 75,000. Plus, our Personal Loan interest rates in Chennai start at just 10.99%.

Flexible Repayments

With our ‘Step Up Flexi EMI Plan’, earn flexible EMI options to pay a lower EMI initially, and increase the amount as your salary increases. Choose your EMI amount and EMI period as per your ability to repay.

What are the Interest Rates for Personal Loan in Chennai?

Tata Capital offers minimal personal loan interest rates in Chennai. Apply for a loan today, with interest rates starting at 10.99%.

What is the Eligibility Criteria for Personal Loan in Chennai?

  • Applicant must be aged between 22 - 58 years

  • Salaried employees must draw a minimum salary of Rs. 15,000 with at least one year of work experience.

  • Self-employed professionals must possess at least a year of work experience in their current field

  • Must hold a good credit score of 750+


Check your personal loan eligibility and verify all the criteria mentioned above in detail before applying for a personal loan in Chennai.

What are the Documents Required for Getting a Personal Loan in Chennai?

Personal loan documents integral to the loan application process-

  • Identification Proof: Voter ID, valid passport, birth certificate, PAN card, Aadhaar Card, driving license

  • Residence Address Proof: Ration card, electricity bill, utility bill, passport, voter ID card

  • Income/Salary Proof: Last six months’ bank account statement for salaried professionals and previous three-month salary slips for self-employed professionals.

  • An employment certificate stating the one year of continuous employment for the salaried individual.

How to Calculate EMI for Personal Loan Online

Calculate your EMI for loans quickly and easily with Tata Capital’s Personal Loan EMI Calculator. Just select your loan amount, rate of interest, and duration. Our tool will compute and inform you of the EMI and payable interest amounts in no time. 

HOW TO APPLY FOR A PERSONAL LOAN IN CHENNAI

Other Ways to Apply for a Personal Loan in Chennai

  • Customer Care – 1860 267 6060
  • Email – contactus@tatacapital.com
  • Registered Branch – Tata Capital Financial Services Ltd, 2nd Floor, 5/19, Vellalar Street, Opp to Best Hospital, Kodamabakkam, Chennai 6000024

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE