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Lowest interest rates starting at 8.95%*
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Get benefits worth Rs. 18,000*
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PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
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Known as the Detroit of Asia, Chennai is one of the largest education and economic centres in India. Famous for its beaches, colleges, temples, and theatres, a lifestyle in Chennai can be financially burdensome. Whether you're living alone or with your family, sudden emergencies can strain your finances.
What if your home needs urgent renovation? Or you have to pay for immediate medical treatment? The best way to fund these expenses is by turning to a personal loan. With Tata Capital's multi-purpose personal loan in Chennai, you can get access to credit quickly at affordable interest rates.
You can avail of a loan amount starting from Rs. 75,000 up to Rs. 35 lakhs with flexible repayment tenure of up to 6 years. You can also increase your EMIs as your income increases or pre-pay a portion of your loan amount at no extra charges.
Tata Capital brings you the most affordable personal loan in Chennai with a quick and straightforward application process. Our quick turnaround period ensures your hefty payments are not delayed. Apply today.
Tata Capital offers lucrative personal loan rates in Chennai, with minimal documentation and a fast turnaround period, so your unexpected big payment isn’t delayed.
You can get a loan for a wide range of dreams and requirements at Tata Capital. Be it your kid’s education, home remodelling, the wedding of your dreams, a fancy vacation, or a medical emergency, we’ve got you covered.
Avail personal loans in Chennai with Tata Capital up to amounts as high as Rs 25 lakhs, starting from Rs 75,000. Plus, our Personal Loan interest rates in Chennai start at just 10.99%.
With our ‘Step Up Flexi EMI Plan’, earn flexible EMI options to pay a lower EMI initially, and increase the amount as your salary increases. Choose your EMI amount and EMI period as per your ability to repay.
Competitive Interest Rates and No Delays
Tata Capital offers lucrative personal loan rates in Chennai, with minimal documentation and a fast turnaround period, so your unexpected big payment isn’t delayed.
A World of Options
You can get a loan for a wide range of dreams and requirements at Tata Capital. Be it your kid’s education, home remodelling, the wedding of your dreams, a fancy vacation, or a medical emergency, we’ve got you covered.
Dynamic Loan Amounts
Avail personal loans in Chennai with Tata Capital up to amounts as high as Rs 25 lakhs, starting from Rs 75,000. Plus, our Personal Loan interest rates in Chennai start at just 10.99%.
Flexible Repayments
With our ‘Step Up Flexi EMI Plan’, earn flexible EMI options to pay a lower EMI initially, and increase the amount as your salary increases. Choose your EMI amount and EMI period as per your ability to repay.
Tata Capital offers minimal personal loan interest rates in Chennai. Apply for a loan today, with interest rates starting at 10.99%.
Applicant must be aged between 22 - 58 years
Salaried employees must draw a minimum salary of Rs. 15,000 with at least one year of work experience.
Self-employed professionals must possess at least a year of work experience in their current field
Must hold a good credit score of 750+
Check your personal loan eligibility and verify all the criteria mentioned above in detail before applying for a personal loan in Chennai.
Personal loan documents integral to the loan application process-
Identification Proof: Voter ID, valid passport, birth certificate, PAN card, Aadhaar Card, driving license
Residence Address Proof: Ration card, electricity bill, utility bill, passport, voter ID card
Income/Salary Proof: Last six months’ bank account statement for salaried professionals and previous three-month salary slips for self-employed professionals.
An employment certificate stating the one year of continuous employment for the salaried individual.
Calculate your EMI for loans quickly and easily with Tata Capital’s Personal Loan EMI Calculator. Just select your loan amount, rate of interest, and duration. Our tool will compute and inform you of the EMI and payable interest amounts in no time.
Check your personal loan eligibility on our website.
Find the application form and fill your details in.
Scan and upload the required documents with your application form.
Our experts take a few days to verify your details and conduct a background check.
After the loan is approved, the amount is credited to your bank account.
Getting a Personal Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details: Your personal details including your PAN number, CIBIL score & KYC documents Copies of your pay slips, address proof and bank statements Find out more about Personal Loan Eligibility and Documents for more details.
We provide Personal Loans from a minimum of ₹ 75,000 to a maximum of ₹ 35,00,000/- depending on your eligibility.
Your Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. You can choose your EMI amount that is comfortable for you by using the Personal Loan EMI calculator.
Enter the following information to calculate your EMI:
Personal loans can be taken for a variety of different purposes, such as follows –
No, you do not need any collateral or security for availing a personal loan with Tata Capital.
Online personal loan applications can be approved within seconds to a few minutes of submission! Offline applications, on the other hand, may take a few business days from the date of submission for approval.
Much like any other form of credit, a personal loan also affects our credit score in the long-term and is a great opportunity to build good credit worthiness. Making consistent timely EMI payments and ultimately repaying off your personal loan within its fixed tenure will improve your future credit score
Yes, you can avail tax benefits on your personal loan depending upon the purpose for which the loan was taken. The Income Tax allows tax deductions for loans taken for education, purchase or renovation of property, and business expansion. For instance, as per Section 24 of the Income Tax Act, if you have taken a personal loan for home construction or renovation, the interest paid is eligible to be claimed as exemption from your taxable income. For self-owned houses, interest up to Rs. 2 lakhs is eligible for exemption whereas for rented houses, the entire interest can be claimed as tax exemption. In case of business expansion, the interest paid will be added to the cost of acquisition which will reduce capital gains, and thereby tax liability. Moreover, Section 80 E of the Income Tax Act speaks about the tax benefits up to Rs. 1,50,000 for those who have taken an education loan for higher studies.
One of the biggest personal loan benefits is that it can help you arrange funds for any purpose. If you need money for a medical emergency or a last-minute trip, a loan can help you. Or, if your savings are locked in investments but you need cash, take a personal loan. Apply online with zero paperwork and enjoy quick disbursal.
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