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Personal Loan in Lucknow

Personal Loan in Lucknow

Call it what you want- The City of Nawabs or The City of Tehzeeb- no one can deny the royal lineage that flows through the streets of Lucknow. However, the daunting expenses of education, home renovation and other necessities can prevent you from living life king size. Apply for Tata Capital’s customized personal loan in Lucknow, tailor-made to fit the needs of its inhabitants, and enjoy some of the lowest interest rates with flexible repayment tenure. 

Know more about our offering

Key Features

Loan Amount

₹75,000 - ₹25,00,000

Loan Tenure

12 to 72 months

Interest rate starting at

10.99%

Advantages

Simple and Easy Application

Say goodbye to hassle and confusion over paperwork with Tata Capital’s quick and easy application process. You can acquaint yourself with the process on our website or by talking to one of our representatives and apply for the loan with ease. 

No Hidden Charges

A loan application includes certain costs like processing fee, bounce charges, foreclosure charges and other miscellaneous charges. Tata Capital follows a transparent process so you know all charges beforehand, to help you make an informed decision. 

Quick Disbursal

Once the documents have been submitted and verification is complete, the loan is approved and credited to your account within a week. 

Minimal Processing Fee

We only charge a minimal processing fee for unsecured personal loans. Say goodbye to exorbitant processing charges with Tata Capital. 

Simple and Easy Application

Say goodbye to hassle and confusion over paperwork with Tata Capital’s quick and easy application process. You can acquaint yourself with the process on our website or by talking to one of our representatives and apply for the loan with ease. 

No Hidden Charges

A loan application includes certain costs like processing fee, bounce charges, foreclosure charges and other miscellaneous charges. Tata Capital follows a transparent process so you know all charges beforehand, to help you make an informed decision. 

Quick Disbursal

Once the documents have been submitted and verification is complete, the loan is approved and credited to your account within a week. 

Minimal Processing Fee

We only charge a minimal processing fee for unsecured personal loans. Say goodbye to exorbitant processing charges with Tata Capital. 

What are the types of Personal Loan available in Lucknow?

A multi-purpose, collateral-free personal loan, as provided by Tata Capital, can be used for a variety of purposes. You can use it to fulfill your dreams and finance the following:

  • Education

  • Wedding

  • Home Renovation

  • Travel

  • Medical Expenses 

What are the Interest Rates for Personal Loan in Lucknow?

Tata Capital offers the lowest personal loan interest rate in the industry, starting at just 10.99%. The interest rate also depends on your income, credit score, debt history, etc. 

What are the Eligibility Criteria for Personal Loan in Lucknow?

The eligibility criteria are the same for both salaried and self employed professionals. Get instant personal loan in Lucknow by fulfilling the following eligibility criteria.

  • Applicant must be aged between 22 to 58 years

  • The applicant must have at least one year of work experience

  • The applicant must have a minimum monthly income of Rs. 15,000

Check your Personal Loan Eligibility and verify all the criteria mentioned above in detail before applying for a personal loan in Lucknow.

What are the Documents Required for Getting a Personal Loan in Lucknow? 

 The following documents are required to get a personal loan in Lucknow.

Documents required for salaried individuals:

  • Aadhar Card/ Voter Id Card

  • Proof of Identity

  • Proof of Residence

  • Bank statements for the last 6 months

  • Employment Certificate

    Documents required for self-employed people are the same as above, with the addition of Income Documents for the last 3 months.

    To check out the list of valid documents, visit our personal loan documents page. 

How to Calculate EMI for Personal Loan Online? 

To calculate personal loan EMI in advance, you can use the personal loan EMI calculator on Tata Capital’s website. Simply move the slider in the calculator tool to select your loan amount, interest rate and tenure. The EMI payable per month will be displayed immediately.  

HOW TO APPLY FOR A PERSONAL LOAN IN LUCKNOW

Other Ways to Apply for a Personal Loan in Lucknow

  • Customer Care – 1860 267 6060
  • Email – contactus@tatacapital.com
  • Registered Branch –  Tata Capital Financial Services Limited, 7th Floor, 11 MG Marg, Halwasiya Complex, Habibullah Estate, Hazratganj, Lucknow 226001

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE