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Instant Personal Loan in Lucknow

Call it what you want- The City of Nawabs or The City of Tehzeeb- no one can deny the royal lineage that flows through the streets of Lucknow. However, the daunting expenses of education, home renovation and other necessities can prevent you from living life king size.

So how will you manage your finances when unexpected emergencies arise? Dipping into your savings is one option but it's not the smartest move. To fund sudden expenses without upsetting your financial health, it's wise to get a personal loan. Tata Capital's multi-purpose personal loan in Lucknow offers a quick and hassle-free personal loan application process with zero hidden charges.

With minimal documentation and a quick turnaround time, you don't have to wait for days to make a big-ticket payment. So whether you want to finance a wedding, home renovation, education, travel, or medical treatment, Tata Capital's personal loan in Lucknow is tailor-made to fulfil all your requirements.

Apply for Tata Capital’s customized personal loan in Lucknow online or offline and enjoy some of the lowest interest rates with flexible repayment tenure and zero collateral.

Loan amount offered

₹40,000 - ₹35,00,000

Loan tenure

Up to 6 years

Interest rate starting @

11.99% p.a

View Rates & Charges

Personal Loan EMI Calculator

Loan amount

₹

₹75,000 ₹35,00,000

Loan duration

1 Years 6 Years

Rate of interest

10% p.a 19% p.a

Monthly EMI

Total Amount Payable

0*
Total Interest Payable

0*

Total Amount Payable

Total Interest Payable

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Advantages of Personal Loan in Lucknow

Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.

Calculate Personal Loan EMI

Avail TATA Capital loans directly from WhatsApp

Apply via WhatsApp

Eligibility Criteria for a Personal Loan in Lucknow

Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.

Eligibility for salaried individuals:

Age should be between 21 to 58 years
The minimum monthly income should be ₹ 15,000
Minimum of one year of work experience

Documents Required to get a Personal Loan in Lucknow

The following are the documents required for getting an instant personal loan with Tata Capital:

Photo Identity Proof documents
Income Proof documents
Salary Slips
Address Proof documents and
Employment Certificate

To know the entire list of accepted documents, visit our documents page.

How to apply for a Personal Loan in Lucknow?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.

Verification

Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account.

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Other Ways to Apply for a Personal Loan in Lucknow?

Registered Branch – Tata Capital Financial Services Limited, 7th Floor, 11 MG Marg, Halwasiya Complex, Habibullah Estate, Hazratganj, Lucknow 226001
Customer Care – 1860 267 6060
Email – contactus@tatacapital.com

Instant Personal Loans in your city

Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital:

Personal Loan in Delhi

Are you facing a cash crunch in the national capital of Delhi? Tata Capital has your back.

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Personal Loan in Bangalore

Need to manage immediate expenses in the Garden city of India? Take an instant Loan

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Personal Loan in Mumbai

Get the best loan interest rates in Mumbai. Connect with Tata Capital in your city.

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Personal Loan in Hyderabad

Fund your unforeseen expenditures in the city of pearls, Hyderabad with Tata Capital.

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Personal Loan in Pune

Enjoy customised Personal Loans in Pune. Find more at Tata Capital.

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Personal Loan in Chennai

Facing a cash shortage in Chennai? Head over to Tata Capital for affordable Personal Loans.

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Personal Loan in Gurgaon

Are you facing a cash crunch? Connect with Tata Capital to know more.

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Personal Loan in Kolkata

Enjoy customised Personal Loans in Kolkata. Find more at Tata Capital.

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Personal Loan in Jaipur

Manage unforeseen expenses with ease. Tata capital has your back.

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Personal Loan in Chandigarh

Facing a cash shortage? Connect with Tata Capital to know more.

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Personal Loan in Surat

Enjoy a seamless process to avail Personal Loans. Tata Capital has your back.

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Personal Loan in Kerala

Conveniently finance all your requirements. Connect with Tata Capital to know more.

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Personal Loan in Visakhapatnam

Avail our multi-purpose personal loans to meet your unique requirements. Connect with Tata Capital.

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Personal Loan in Ahmedabad

Get access to credit quickly at affordable interest rates. Find more at Tata Capital.

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FAQ's on Instant Personal Loan in Lucknow

While a low CIBIL score may affect loan approval, lenders also evaluate factors like monthly income, employment type, age, and professional experience when processing personal loan applications in Lucknow.

To get a personal loan from Tata Capital, applicants must earn a minimum monthly income of Rs 15,000, be aged between 21 and 58 years, and have at least a year’s work experience.

You can get a personal loan in Lucknow instantly from Tata Capital. We offer personal loans with easy eligibility criteria, minimal documentation, attractive interest rates, and flexible repayment options.

Applicants must earn a minimum monthly income of Rs 15,000 to get a personal loan in Lucknow from Tata Capital.

No, you cannot get a personal loan in Lucknow without documents. Tata Capital offers personal loans with minimal documentation, flexible repayment options, and competitive interest rates.

You can calculate EMI for a personal loan online with Tata Capital’s personal loan EMI calculator. Simply feed in your loan amount, tenure, and interest rate to calculate your monthly EMI in seconds.