We have pre approved offers for you
Fill in these details to know more
Download the Moneyfy App
Be Investment ready in minutes
Download Now
Take a Tata Capital Home Loan
Lowest interest rates starting at 8.95%*
Apply Now
Apply for a Tata Card
Get benefits worth Rs. 18,000*
Apply Now
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
PERSONAL LOAN INTEREST RATES STARTING AT 10.99%
PERSONAL LOAN INTEREST RATES STARTING AT 13.50%
MARRIAGE LOAN FUNDING UP TO RS. 35 LAKHS
LOANS FOR MEDICAL NEEDS ON AN EMERGENCY BASIS
AVAIL TAX BENEFITS ON EDUCATION LOANS FOR HIGHER STUDIES
PERSONAL LOANS FOR ALL YOUR TRAVEL NEEDS
HOME RENOVATIONS LOANS FOR YOUR HOUSING NEEDS
HOME LOANS WITH INSTANT APPROVALS STARTING AT 8.95%
CUSTOMISED SOLUTIONS FOR HOME EXTENSION NEEDS WITH TENURE UP TO 30 YEARS
UNDER THE PRADHAN MANTRI AWAS YOJNA SCHEME, AVAIL INTEREST RATE SUBVENTION STARTING AT 4%
ONE STOP SHOP FOR BUSINESS FINANCING UP TO RS. 50 CRORES
LOAN AGAINST PROPERTY UP TO RS. 3 CRORES WITH FLEXIBLE LOAN TENURES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
UNLOCK THE POWER OF YOUR INVESTMENTS WITH LOAN AGAINST SECURITIES UP TO RS. 20 CRORES
Mutual Fund
As one of the leading Indian Investment Managers, Tata Asset Management Limited understands that managing wealth is as important as the creation of it. View their range of investment solutions for financial planning & wealth creation.
Know More
AVAIL 0% INTEREST RATE AND ON-SPOT APPROVALS WITH YOUR NEXT ELECTRONIC PURCHASE
STAY UPDATED!
We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All You Have To Do Is Click On "Allow".
CHECKING FOR OFFERS AGAINST
Chandigarh, known for its immaculate planning, is one of the fastest-growing cities in India. Naturally, it can become challenging to afford a top-tier education and meet other financial expenses without burdening your finances. But a personal loan can help you deal with them conveniently.
Apply for Tata Capital’s personal loans in Chandigarh and enjoy competitive interest rates with flexible repayment tenure of up to 6 years. Our multi-purpose loans are tailored to fit all your big-ticket requirements- education, wedding, home renovation, travel, medical, and much more.
You can avail of a personal loan up to Rs. 25 lakhs in Chandigarh with zero collateral. Enjoy immediate loan approval and disbursal without any delay and with minimal documentation. Fund your education, travel and medical expenses by applying for a personal loan in Chandigarh at the lowest interest rates.
Finance sudden financial emergencies with a personal loan while continuing to save for your short and long-term goals. Apply for a Tata Capital personal loan in Chandigarh and take a step towards financial convenience, regardless of your requirements.
Minimal documentation is required during the application process and loan is disbursed immediately upon approval, without any delay.
You can choose the tenure and interest rate to repay the loan with ease. Further, you can select the best out of three EMI options, all built for different needs.
Get instant personal loan in Chandigarh- once the documents have been submitted and verification is complete; the loan is approved and credited to your account within 72 hours.
Hassle-free Process
Minimal documentation is required during the application process and loan is disbursed immediately upon approval, without any delay.
Multiple Repayment Options
You can choose the tenure and interest rate to repay the loan with ease. Further, you can select the best out of three EMI options, all built for different needs.
Quick Disbursal
Get instant personal loan in Chandigarh- once the documents have been submitted and verification is complete; the loan is approved and credited to your account within 72 hours.
Personal loans can be utilized for a variety of purposes which are mentioned below.
Education: Nothing is more important than getting a quality education and Tata Capital’s personal loans will help you do just that.
Wedding: Bring the wedding of your dreams to life with Tata Capital personal loan.
Home Renovation: Revamp your humble abode into the style of your choice with a personal loan.
Travel: Travel far and wide and quench your wanderlust with personal loans for travel.
Medical: Don’t let medical emergencies leave a dent on your savings. Get a quick loan for all your health-related needs.
The personal loan interest rate in Chandigarh starts at the low rate of just 10.99%. Further, the interest rate also depends on your income, credit score, debt history, etc.
The eligibility criteria are the same for both salaried and self employed professionals and are given below.
Applicant must be aged between 22 to 58 years
The applicant must have at least one year of work experience
The applicant must have a minimum monthly income of Rs. 15,000
Check your Personal Loan Eligibility and verify all the criteria mentioned above in detail before applying for a personal loan in Chandigarh.
The following documents are required to get a personal loan in Chandigarh.
Documents required for salaried individuals:
Aadhar Card/ Voter Id Card
Identity Proof and Residence Proof
Bank statements for the last 6 months
Certificate of Employment
Documents required for self employed people are the same as above, with the addition of Income Documents for the last 3 months.
To check out the list of valid documents, visit our personal loan documents page.
The personal loan EMI calculator on Tata Capital’s website helps you calculate EMI by entering the loan amount, interest rate and tenure in the calculator, after which it will instantly display the EMI payable every month.
Determine if you are eligible for a personal loan by visiting the eligibility section.
Find the application form on the Tata Capital website and fill your details in.
Submit the required documents and finish your application.
As a last step, our team verifies your details and background.
Your loan is now approved. In a few hours, the amount is credited to your bank account.
Getting a Personal Loan is simple and quick. To get your loan approved swiftly, you will be asked to provide the following details: Your personal details including your PAN number, CIBIL score & KYC documents Copies of your pay slips, address proof and bank statements Find out more about Personal Loan Eligibility and Documents for more details.
We provide Personal Loans from a minimum of ₹ 75,000 to a maximum of ₹ 35,00,000/- depending on your eligibility.
Your Equated Monthly Instalment depends on the principal loan amount, the interest rate charged and the period for which the loan is taken. You can choose your EMI amount that is comfortable for you by using the Personal Loan EMI calculator.
Enter the following information to calculate your EMI:
Personal loans can be taken for a variety of different purposes, such as follows –
No, you do not need any collateral or security for availing a personal loan with Tata Capital.
Online personal loan applications can be approved within seconds to a few minutes of submission! Offline applications, on the other hand, may take a few business days from the date of submission for approval.
Much like any other form of credit, a personal loan also affects our credit score in the long-term and is a great opportunity to build good credit worthiness. Making consistent timely EMI payments and ultimately repaying off your personal loan within its fixed tenure will improve your future credit score
Yes, you can avail tax benefits on your personal loan depending upon the purpose for which the loan was taken. The Income Tax allows tax deductions for loans taken for education, purchase or renovation of property, and business expansion. For instance, as per Section 24 of the Income Tax Act, if you have taken a personal loan for home construction or renovation, the interest paid is eligible to be claimed as exemption from your taxable income. For self-owned houses, interest up to Rs. 2 lakhs is eligible for exemption whereas for rented houses, the entire interest can be claimed as tax exemption. In case of business expansion, the interest paid will be added to the cost of acquisition which will reduce capital gains, and thereby tax liability. Moreover, Section 80 E of the Income Tax Act speaks about the tax benefits up to Rs. 1,50,000 for those who have taken an education loan for higher studies.
One of the biggest personal loan benefits is that it can help you arrange funds for any purpose. If you need money for a medical emergency or a last-minute trip, a loan can help you. Or, if your savings are locked in investments but you need cash, take a personal loan. Apply online with zero paperwork and enjoy quick disbursal.
Incorrect OTP
Track my application
Apply on whatsapp
