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Personal Loan in Chandigarh

Personal Loan in Chandigarh

Chandigarh, known for its immaculate planning, is one of the fastest growing cities in India. Naturally, it can become challenging to afford a top-tier education and meet other financial expenses. Apply for Tata Capital’s personal loans in Chandigarh and enjoy competitive interest rates with flexible repayment tenure. Fund your education, travel and medical expenses by applying for a personal loan in Chandigarh at the lowest interest rates. 

Know more about our offering

Key Features

Loan Amount

₹75,000 - ₹25,00,000

Loan Tenure

12 to 72 months

Interest rate starting at

10.99%

Advantages

Hassle-free Process

Minimal documentation is required during the application process and loan is disbursed immediately upon approval, without any delay. 

Multiple Repayment Options

You can choose the tenure and interest rate to repay the loan with ease. Further, you can select the best out of three EMI options, all built for different needs. 

Quick Disbursal

Get instant personal loan in Chandigarh- once the documents have been submitted and verification is complete; the loan is approved and credited to your account within 72 hours. 

Hassle-free Process

Minimal documentation is required during the application process and loan is disbursed immediately upon approval, without any delay. 

Multiple Repayment Options

You can choose the tenure and interest rate to repay the loan with ease. Further, you can select the best out of three EMI options, all built for different needs. 

Quick Disbursal

Get instant personal loan in Chandigarh- once the documents have been submitted and verification is complete; the loan is approved and credited to your account within 72 hours. 

What are the types of Personal Loan available in Chandigarh?

Personal loans can be utilized for a variety of purposes which are mentioned below.

  • Education: Nothing is more important than getting a quality education and Tata Capital’s personal loans will help you do just that.

  • Wedding: Bring the wedding of your dreams to life with Tata Capital personal loan.

  • Home Renovation: Revamp your humble abode into the style of your choice with a personal loan.

  • Travel: Travel far and wide and quench your wanderlust with personal loans for travel.

  • Medical: Don’t let medical emergencies leave a dent on your savings. Get a quick loan for all your health-related needs.  

What are the Interest Rates for Personal Loan in Chandigarh?

The personal loan interest rate in Chandigarh starts at the low rate of just 10.99%. Further, the interest rate also depends on your income, credit score, debt history, etc. 

What are the Eligibility Criteria for Personal Loan in Chandigarh?

The eligibility criteria are the same for both salaried and self employed professionals and are given below.

  • Applicant must be aged between 22 to 58 years

  • The applicant must have at least one year of work experience

  • The applicant must have a minimum monthly income of Rs. 15,000

Check your Personal Loan Eligibility and verify all the criteria mentioned above in detail before applying for a personal loan in Chandigarh.

What are the Documents Required for Getting a Personal Loan in Chandigarh? 

 The following documents are required to get a personal loan in Chandigarh.

Documents required for salaried individuals:

  • Aadhar Card/ Voter Id Card

  • Identity Proof and Residence Proof

  • Bank statements for the last 6 months

  • Certificate of Employment 

    Documents required for self employed people are the same as above, with the addition of Income Documents for the last 3 months.

    To check out the list of valid documents, visit our personal loan documents page. 

How to Calculate EMI for Personal Loan Online? 

The personal loan EMI calculator on Tata Capital’s website helps you calculate EMI by entering the loan amount, interest rate and tenure in the calculator, after which it will instantly display the EMI payable every month.  

HOW TO APPLY FOR A PERSONAL LOAN IN CHANDIGARH

Other ways to Apply for a Home Loan in Chandigarh

  • Customer Care – 1860 267 6060
  • Email – contactus@tatacapital.com
  • Registered Branch – Tata Capital Financial Services Limited, SCO 56, 2nd Floor, Madhya Marg, Sector 26, Chandigarh - 160017

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE