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Instant Personal Loan in Chandigarh

Chandigarh, known for its immaculate planning, is one of the fastest-growing cities in India. Naturally, it can become challenging to afford a top-tier education and meet other financial expenses without burdening your finances. But a personal loan can help you deal with them conveniently. 

Apply for Tata Capital’s personal loans in Chandigarh and enjoy competitive interest rates with flexible repayment tenure of up to 6 years. Our multi-purpose loans are tailored to fit all your big-ticket requirements- education, wedding, home renovation, travel, medical, and much more. 

You can avail of a personal loan up to Rs. 25 lakhs in Chandigarh with zero collateral. Enjoy immediate loan approval and disbursal without any delay and with minimal documentation. Fund your education, travel and medical expenses by applying for a personal loan in Chandigarh at the lowest interest rates. 

Finance sudden financial emergencies with a personal loan while continuing to save for your short and long-term goals. Apply for a Tata Capital personal loan in Chandigarh and take a step towards financial convenience, regardless of your requirements.

  • Loan amount offered

    ₹40,000 - ₹35,00,000

  • Loan tenure

    Up to 6 years

  • Interest rate starting @

Advantages of Personal Loan in Chandigarh

Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.

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Eligibility Criteria for a Personal Loan in Chandigarh

Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.

Eligibility for salaried individuals:

  • Age should be between 22 to 58 years

  • The minimum monthly income should be ₹ 15,000

  • Minimum of one year of work experience

Documents Required to get a Personal Loan in Chandigarh

The following are the documents required for getting an instant personal loan with Tata Capital:

  • Photo Identity Proof documents

  • Income Proof documents

  • Salary Slips

  • Address Proof documents and

  • Employment Certificate

To know the entire list of accepted documents, visit our documents page.

How to Calculate EMI for Personal Loan Online?

Calculating EMI for your loan in Delhi has never been easier. Use Tata Capital's personal loan EMI calculator, and get your loan with suitable EMIs sanctioned today.

How to apply for a Personal Loan in Chandigarh?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.

Verification

Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account. 

Other Ways to Apply for a Personal Loan in Chandigarh?

  • Registered Branch –Tata Capital Financial Services Limited, SCO 56, 2nd Floor, Madhya Marg, Sector 26, Chandigarh - 160017Customer Care – 1860 267 6060

  • Email – contactus@tatacapital.com

Instant Personal Loans in your city

Tata Capital provides unique and flexible Personal Loans for salaried individuals. Now that you know what is a personal loan, the following can get a Personal Loan from Tata Capital:

Are you facing a cash crunch in the national capital of Delhi? Tata Capital has your back.

Need to manage immediate expenses in the Garden city of India? Take an instant Loan

Get the best loan interest rates in Mumbai. Connect with Tata Capital in your city.

Fund your unforeseen expenditures in the city of pearls, Hyderabad with Tata Capital.  

Enjoy customised Personal Loans in Pune. Find more at Tata Capital.

Facing a cash shortage in Chennai? Head over to Tata Capital for affordable Personal Loans.

Are you facing a cash crunch? Connect with Tata Capital to know more. 

Enjoy customised Personal Loans in Kolkata. Find more at Tata Capital.

Manage unforeseen expenses with ease. Tata capital has your back.

Enjoy a seamless process to avail Personal Loans. Tata Capital has your back.

Conveniently finance all your requirements. Connect with Tata Capital to know more. 

Avail our multi-purpose personal loans to meet your unique requirements. Connect with Tata Capital.

Get access to credit quickly at affordable interest rates. Find more at Tata Capital.

Finance your goals and meet your capital requirements. Connect with Tata Capital.