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Personal Loan in Vishakhapatnam

Famous for its beaches, Vishakhapatnam is known as 'The Jewel of the East Coast'. Soon to be developed as one of the Smart Cities in India, the cost of living here can certainly skyrocket. Whether you're a young individual living alone in the city or you have the responsibility of your family, sudden financial needs in a modern city like Vishakhapatnam can leave you shaken.

So, when financial uncertainty hits you, a personal loan can help you accumulate the funds needed. Apply for Tata Capital's personal loan in Vishakhapatnam and manage your finances easily by availing some of the lowest interest rates with flexible repayment tenure.

A multipurpose personal loan from Tata Capital comes with unrestricted end-use to let you finance your urgent expenses – be it a medical emergency, your child's education, or a much-needed family vacation. Enjoy quick loan approvals and disbursal in Vishakhapatnam without the need to pledge any security. Avail a loan with flexible tenure of up to 6 years and enjoy convenient loan repayment.

Now start your journey towards financial convenience by applying for a Tata Capital personal loan in Vishakhapatnam. Because no matter your need, we have the right Personal loan offering for you!

  • Loan amount offered

    ₹40,000 - ₹35,00,000

  • Loan tenure

    Up to 6 years

  • Interest rate starting @


Multipurpose Loan

No matter what the occasion is, we have the right offering for you. Be it for weddings, higher studies, travel, or any other purpose.

No Collateral/Security

We don’t ask for any collateral or security.

Overdraft Facility

Need extra money? We let you withdraw additional funds up to an agreed limit. Interest is charged only on the amount you use.

Zero charges on Part Pre-Payment

You can prepay part of the loan any time after 6 months of availing of a loan without any penalty or additional fee.


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What is the Eligibility Criteria for a Personal Loan in Vishakhapatnam?

Before understanding how to get an instant personal loan, you must check the eligibility. Your eligibility depends on various factors, including a fixed monthly income, age, nature of employment, CIBIL score, professional experience, etc. For an instant personal loan from Tata Capital, you must fulfil the easy-to-meet eligibility criteria. You also need to share personal details including your PAN number, CIBIL score & KYC documents.

Eligibility for salaried individuals:

  • Age should be between 22 to 58 years

  • The minimum monthly income should be ₹ 15,000

  • Minimum of one year of work experience

What are the Documents Required for Getting a Personal Loan in Vishakhapatnam?

The following are the documents required for getting an instant personal loan with Tata Capital:

  • Photo Identity Proof documents

  • Income Proof documents

  • Salary Slips

  • Address Proof documents and

  • Employment Certificate

To know the entire list of accepted documents, visit our documents page.

How to Calculate EMI for Personal Loan Online?

Calculating EMI for your loan in Delhi has never been easier. Use Tata Capital's personal loan EMI calculator, and get your loan with suitable EMIs sanctioned today.

How to apply for a Personal Loan in Vishakhapatnam?

Check loan eligibility

Check your personal loan eligibility on the Tata Capital website.

Begin your application

Locate the application form and fill in your personal and professional details.

Submit documents

Scan the documents and upload them onto our portal.


Our experts will adequately review your papers and ensure their authenticity.

Quick disbursal

After the loan is approved, the amount is credited to your bank account. 

Other Ways to Apply for a Personal Loan in Vishakhapatnam?

  • Registered Branch – Tata Capital Financial Services Limited, Balla Divya Towers, D.No.49-24-10, 1st Floor, Sankarmatam Road, Madhuranagar, Beside SBI, Visakhapatnam 530016

  • Customer Care – 1860 267 6060

  • Email –