STAY UPDATED!

We're constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.

All You Have To Do Is Click On "Allow".

CHECKING FOR OFFERS AGAINST

Are you sure?

You will not be eligible for exclusive offers from Tata Capital

thank you for SUBMITTING THE DETAILS

We will notify you in case any special offers are available

Personal Loan in Vishakhapatnam

Personal Loan in Vishakhapatnam

Famous for its beaches, Vishakhapatnam is known as ‘The Jewel of the East Coast’. Soon to be developed as one of the Smart Cities in India, the cost of living here can certainly skyrocket. Apply for Tata Capital’s personal loan in Vishakhapatnam and manage your finances easily by availing some of the lowest interest rates with flexible repayment tenure. Let no hurdles stop you on your road to success by applying for a Tata Capital personal loan in Vishakhapatnam. 

Know more about our offering

Key Features

Loan Amount

₹75,000 - ₹25,00,000

Loan Tenure

12 to 72 months

Interest rate starting at

10.99%

Advantages

Meeting Unplanned Emergencies

Need urgent funding to meet a medical or financial emergency? Turn to Tata Capital for instant personal loan in Vizag and get loan amount credited instantly. 

Choose Your EMI Option

Choose from two different EMI options- standard  and step-up flexi loan EMI. Select the option that best fits your needs and allows for comfortable repayment. 

Get Personalised Loans

Avail tailor-made personal loans where you can choose the loan amount, interest rate and repayment tenure as per your discretion. Enjoy utmost freedom while taking personal loan in Vizag by Tata Capital. 

Meeting Unplanned Emergencies

Need urgent funding to meet a medical or financial emergency? Turn to Tata Capital for instant personal loan in Vizag and get loan amount credited instantly. 

Choose Your EMI Option

Choose from two different EMI options- standard  and step-up flexi loan EMI. Select the option that best fits your needs and allows for comfortable repayment. 

Get Personalised Loans

Avail tailor-made personal loans where you can choose the loan amount, interest rate and repayment tenure as per your discretion. Enjoy utmost freedom while taking personal loan in Vizag by Tata Capital. 

What are the types of Personal Loan available in Vishakhapatnam?

 Tata capital provides multi-purpose personal loans in Vishakhapatnam. These loans are free of collateral or security and can be availed for any of the following purposes:

  • Home Renovation: Revamp your humble abode into the style of your choice with a personal loan.

  • Travel: With Tata Capital’s personal loans, the sky is the limit for your travels.

  • Wedding: Plan your dream wedding and leave no stone unturned in creating lifelong memories with personal loan for weddings.

  • Medical: Medical emergencies strike with no warning. Face them bravely with Tata Capital’s customised loans.

  • Education: nothing is more important than getting a quality education and Tata Capital’s personal loans will help you do just that. 

What are the Interest Rates for Personal Loan in Vishakhapatnam?

The personal loan interest rate in Vishakhapatnam is the lowest, starting at just 10.99%. Further, the interest rate also depends on your income, credit score, debt history, etc. 

What are the Eligibility Criteria for Personal Loan in Vishakhapatnam?

The eligibility criteria are some basic requirements that you need to meet to avail a personal loan. Tata Capital’s easy-to-meet eligibility criteria facilitates a smooth functioning and fast disbursal of loans.

The personal loan eligibility criteria are the same for both salaried and self-employed professionals and are given below.

  • Applicant must be aged between 22 to 58 years

  • The applicant must have at least one year of work experience

  • The applicant must have a minimum monthly income of Rs. 15,000

What are the Documents Required for Getting a Personal Loan in Vishakhapatnam? 

 The following documents are required to get a personal loan in Vishakhapatnam.

Documents required for salaried individuals:

  • Aadhar Card/ Voter Id Card

  • Identity Proof and Residence Proof

  • Bank statements for the last 6 months

  • Certificate of Employment

Documents required for self employed people are the same as above, with the addition of Income Documents for the last 3 months.

To check out the list of valid documents, visit our personal loan documents page. 

How to Calculate EMI for Personal Loan Online? 

To calculate EMI, you can use the personal loan EMI calculator on our website. Upon entering the loan amount, interest rate and tenure in the calculator, it will instantly display the EMI payable every month.  

HOW TO APPLY FOR A PERSONAL LOAN IN VISHAKHAPATNAM

Other Ways to Apply for a Personal Loan in Vishakhapatnam

  • Customer Care – 1860 267 6060
  • Email – contactus@tatacapital.com
  • Registered Branch – Tata Capital Financial Services Limited, Balla Divya Towers, D.No.49-24-10, 1st Floor, Sankarmatam Road, Madhuranagar, Beside SBI, Visakhapatnam 530016

WHY CHOOSE US

CUSTOMIZED PRODUCTS
MINIMUM DOCUMENTATION
EASY APPLICATION PROCESS
STRONG AFTER SALES SERVICE