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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

What is an EMI?

EMI or Equal Monthly Instalments is the amount you have to pay every month to repay your loan. Your two-wheeler loan EMI includes the principal as well as the interest amount on loan over a fixed tenure. You can easily calculate your Bike EMI value in advance with the help of an online two-wheeler loan EMI calculator. Say yes to an EMI bike purchase with Tata Capital. Apply today for a hassle-free experience and the most affordable EMI interest rate for bike in the industry.


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How to Choose the Right EMI Option?

Selecting the right two-wheeler loan EMI options is essential for a smooth repayment experience. To determine the right EMI option for
bikes, answer the following questions - 

  • How soon do you want to pay off your two-wheeler loan?

    Choose a short tenure if you want to repay your loan as soon as possible. However, remember that a short loan tenure means higher bike EMI every month.

  • How much EMI can you afford to pay in a month?

    Evaluate your income and monthly financial obligations to determine the amount you can set aside for your bike loan EMI every month. If the 2-wheeler EMI exceeds your repayment capacity, opt for a longer tenure.

  • How much of an interest rate are you comfortable with?

    If you want to pay a low EMI interest rate for bike, then you must opt for a short tenure. This is because a longer tenure comes with a higher interest payout. However, you must evaluate this carefully based on your current income and expected raise in the future. 

Two Wheeler EMI Option

  • Fixed EMI

    If you opt for the fixed bike loan EMI plan, your loan's principal and interest components will remain the same throughout the loan tenure. As a result, the EMI also remains fixed.


What are the Modes of Paying Bike Loan EMI?

We offer multiple payment modes to help you conveniently pay your EMIs. 

    Make Your Bike EMI Payment Online

    We enable you to conveniently buy a scooty online on EMI and make your bike EMI payment online through our website or your smartphone anytime and anywhere.

    Drop a cheque

    If you're not comfortable with the online bike EMI payment method, you can select a nearby branch and drop off a cheque at your convenience to pay your two-wheeler instalment.