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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Business Loan offerings and advantages in Ahmedabad

Collateral-free loans
Apply for a business loan in Ahmedabad with Tata Capital without any need for security! Avail of a collateral-free loan without affecting your personal or business assets.

Running a business in Ahmedabad will open up you to a world of opportunities. That is why business loans with Tata Capital are flexible enough to keep up with your dynamic business requirements. Update your machinery, expand your existing operations, boost production, or fulfil your working capital needs.

Simple application
Getting a business loan in Ahmedabad has never been this easier. We offer a simple online application process and minimal paperwork requirements so that you don’t have to spend too much time waiting for your funds.

  • Loan Amount

    ₹ 0.40 lakh to ₹ 90 lakhs

  • Loan Tenure

    12 to 60 months

  • Self-Employed Non-Professional Interest rate starting @


  • Self-Employed Doctors Interest rate starting

    @ 12.00%-15.00%

  • Self-Employed Professional Other than Doctors Interest rate starting

    @ 13.00%-17.50%

Special Scheme for Women Entrepreneurs

To encourage more women into the world of entrepreneurship, the government has introduced several business loan schemes in Ahmedabad

Pradhan Mantri Rozgar Yojna

Primarily focused on creating self-employment opportunities for women in India, the Pradhan Mantri Rozgar Yojna offers financial support of up to Rs. 2 lakhs for the services sector and up to Rs. 5 lakhs for industrial start-ups.

Udyogini Scheme

The Udyogini Scheme provides financial assistance to women entrepreneurs in rural areas. Businesswomen between the age of 18 to 55 can opt for a business loan of up to Rs. 3 lakhs.

Cent Kalyani Scheme

Under the Cent Kalyani scheme, women who wish to start their small business or expand their existing one can get a collateral-free business loan. Businesses in the retail and agriculture industry are eligible for this loan.

Purpose of Business Loans

Establishing a successful business in a big city like Ahmedabad requires adequate availability of finance. A business loan can help you meet various financial needs.

Start a new business

Being an important textile and industrial hub of India, the city of Ahmedabad is full of exciting business opportunities. If you’ve got the next big business idea, you can make it happen with a business loan from Tata Capital.

Expand operations

Whether you want to scale your production capacity, open a new shop, or enter a new market, you need enough funds to achieve that. A business loan is an easy way to introduce additional capital for investing.

Buy machinery

If your business heavily relies on the latest machinery and equipment, regular upgradation becomes a critical factor. Now with a business loan from Tata Capital, you can avail an affordable loan to purchase or upgrade your existing machinery and boost your production capacity.

What are Interest Rates for Business Loans in Ahmedabad?

As an emerging industrial hub with ample business opportunities, Ahmedabad is one of the top Indian cities with an economy worth $80 billion. Considering its growing status in various sectors like commerce, communication, and construction, Ahmedabad is rapidly becoming a business hotspot.

Since Business Loans interest rates  in Ahmedabad depend upon your eligibility, it is crucial to fulfill the criteria set by the lender. This will help you in getting an affordable business loan in Ahmedabad to seamlessly invest in your business.

At Tata Capital, you can enjoy competitive interest rates that make your loan much more affordable. This is because your EMI payments are directly impacted by interest rates. So, avail of a business loan from Tata Capital for the lowest business rates in Ahmedabad and get your funds in no time!

What are the eligibility criteria for a Business Loans in Ahmedabad?

The Business Loans eligibility  comprise various factors like business turnover, age, CIBIL score, etc., that you must fulfil for getting flexible business finance:

  • The candidate must be between 25 to 65 years of age
  • A candidate must own a business that is profitable for at least three successive years
  • The CIBIL score requirement is 700 or above
  • The business turnover must portray an upward trend
  • Balance sheet must be audited by a registered Chartered Accountant

What are the documents required for getting Business Loan in Ahmedabad?

Income tax returns (Last two years)

Company bank statements (Last six months)

Balance sheet and Profit and Loss Account of the company (Last two years)

KYC documents of the business owners

KYC documents of the business

A detailed business plan

Photo ID proof

Business proof

Bank statements

How to calculate EMI for Business Loans Online?

EMI refers to the Equated Monthly Instalments that you need to pay regularly to pay off the loan within a specified period. Tata Capital offers structured EMI plans to let you repay your funds with utmost ease.

To calculate your business loan EMI in Ahmedabad, you can use our online EMI calculator. An EMI calculator helps you estimate the business loan EMI amount you need to pay towards the loan over the loan tenure. All you need to do is enter your principal loan amount, loan tenure, and interest rates. You can enter various potential values and determine a loan term as per your affordability.

This way, you can determine your monthly budget and plan your business expenses in line with your loan instalments. Therefore, it is best to use an online Business Loans EMI calculator to estimate your expenses before you apply for a business loan in Ahmedabad.

How to apply for a Business Loan online in Ahmedabad?


Simply visit our website and click on ‘Apply Now’. Enter your personal and occupational details. We will run a check to ascertain your eligibility for the loan.


Once you fulfil the eligibility, we’ll ask you to submit the required business loan documents to proceed with the loan application.


Next, we will verify your loan application and the submitted paperwork. Our representative will get in touch with you. Post-verification, we will sanction the required loan amount and offer an e-sanction letter.


Finally, you will receive your funds in the least time possible.

Other Ways to Apply for a Business Loan in Ahmedabad

To apply for business loan in Ahmedabad, you can connect with us in various ways:

  • Online
    Swiftly apply for a business loan by visiting our website and entering your basic details.

  • Via phone
    Avail a flexible business loan with a quick phone call. Contact us at 1860 267 6060 to get started with the process..

  • Visit our branch
    Another convenient way is to visit one of our many branches in the country, and our executives will guide you through the process.

  • Virtual assistant
    Looking for more? Apply for a business loan with the help of our loan processing virtual assistant.