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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Business Loan offerings and advantages in Kozhikode

Structured EMI plans
At Tata Capital, we give you the option to choose your repayment plan at your convenience. So, you never have to dip into your savings to repay a business loan.

Attractive interest rates
Save money on your business loan repayments by applying for a loan with Tata Capital. Enjoy the lowest interest rates in the market and get the best out of your loan.

Relaxed eligibility requirements
Tata Capital requires you to fulfil a few criteria to be eligible for a business loan in Kozhikode. This means anyone can secure a business loan easily.

Simple documentation
At Tata Capital, we need you to submit only a few documents to get your business loan approved. So, you never need to worry about searching for a long list of documents while applying for a loan.

  • Loan Amount

    ₹ 0.40 lakh to ₹ 90 lakhs

  • Loan Tenure

    12 to 60 months

  • Self-Employed Non-Professional Interest rate starting @


  • Self-Employed Doctors Interest rate starting

    @ 12.00%-15.00%

  • Self-Employed Professional Other than Doctors Interest rate starting

    @ 13.00%-17.50%

Special Scheme for Women Entrepreneurs

As more women are taking entrepreneurial roles in the business world, they need adequate availability of funds to keep up with the increasing competition. That is why the government offers several beneficial loan schemes for women

Adivasi Mahila Saktheekaran Yojana

If you're a woman entrepreneur in the SC/ST category, running a business in Kozhikode, you can apply for a convenient loan under the Adivasi Mahila Saktheekaran Yojana. Under this scheme, businesswomen between the age of 18 to 55 years can avail credit facility of up to Rs. 50,000 with a repayment period of 5 years.

Mahila Samridhi Yojna

Yet another scheme by the Kerala State Development Corporation for Scheduled Castes and Scheduled Tribes, Mahila Samridhi Yojna, provides soft loan assistance to encourage SC women entrepreneurs. Women applicants can avail credit facilities up to Rs. 50,000 at affordable interest rates.

Purpose of Business Loans

Planning to start a business in Kozhikode? Well, with a booming IT and transportation sector, you can run a profitable business backed by adequate finance. Here’s how you can use your business loan

Restructure debt

Oftentimes, you may rely on various types of loans to keep your business running. However, with varying interest rates and repayment schedules, it can become a burden on your business finances. In such a case, you can secure a business loan from Tata Capital at the best interest rates and repay your existing debts seamlessly.

Purchase assets

From new machinery and software to a new office building or a company vehicle, investment in fixed assets can be a costly affair but absolutely necessary. This is where a business can help you finance such purchases without any worries.

Expand to a new location

Kozhikode boasts of affordable infrastructure and lower operational costs. So if you want to expand your business to new locations, Kozhikode is the place to be. A business loan can help ensure smooth expansion by covering your immediate business costs with ease.

What are Interest Rates for Business Loans in Kozhikode?

Business loan interest rates heavily impact the amount you spend on your loan EMIs. This is because the higher the interest rate, the higher the interest, and consequently, the higher the EMIs. Hence, before getting a business loan in Kozhikode, you must ensure the lender offers you a low loan rate.

If you want to get the best loan offer, you must carefully consider different Business Loans interest rates in Kozhikode before selecting a lender. Doing this helps you make an informed choice. But if you want to skip the effort, you can apply for a business loan with Tata Capital right away. Why? Because we offer the lowest business loan rates in Kozhikode to make your business loan repayments convenient and help you save funds spent on interest.

What are the eligibility criteria for a Business Loans in Kozhikode?

The Business Loans eligibility criteria at Tata Capital are as follows

  • You should be between 25-65 years old.
  • You should have a profitable business for over three consecutive years.
  • Your business should have a positive turnover.
  • Your balance sheet should be audited by a Chartered Accountant.

What are the documents required for getting Business Loan in Kozhikode?

A photo identity proof

Business Proof

Income Proof

Bank Statements

KYC Documents

How to calculate EMI for Business Loans Online?

Loan EMIs or equated monthly instalments are the payments you make to your lender every month to pay off the entire loan. The amount you pay every month depends on three factors, namely the loan tenure, the loan amount and the interest rate. And many lenders offer business loan in Kozhikode where you can choose a loan EMI as per your requirements.

To choose a suitable loan EMI, you can rely on an online Business Loans EMI calculator and compute your potential EMIs accurately. Here, you need to enter your loan details like amount, tenure and interest rate, and the calculator automatically calculates the EMI based on the entered values. Now, you can change the loan tenure to arrive at a business loan EMI in Kozhikode you can comfortably afford every month. It’s that simple!

How to apply for a Business Loan online in Kozhikode?


Locate the ‘Apply Now’ button on our official website and click on it to visit the online business loan application portal.


Enter your details as specified and submit them. We will review the details to check your eligibility and send you a loan offer based on it.


Next, you will need to upload a copy of your documents on the portal for verification. Keep in mind, we may contact you during this process.


We check you documents as soon as we receive them and sanction you loan upon successful verification.


After this, the funds are disbursed straight to your account.

Other Ways to Apply for a Business Loan in Kozhikode

You can apply for business loan in Kozhikode with Tata Capital in the following ways too.

  • Via phone
    Call our customer care number at 18602676060 and request a call back.

  • Virtual assistant
    Connect with our online virtual assistant and request a business loan.

  • Offline
    Visit our Kozhikode branch in person and do the offline business loan formalities with help from our lending experts.