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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Business Loan offerings and advantages in Pune

Structured EMI plans
Tata Capital offers customizable EMI plans for business owners who want complete control over their finances. This makes loan repayments more comfortable.

Attractive interest rates
At Tata Capital we offer some of the most attractive interest rates in Pune’s lending market. This helps you save money and makes EMI repayments easier.

Relaxed eligibility requirements
Getting a business loan in Pune isn’t difficult with Tata Capital. Most borrowers can qualify for our business loans easily, given our relaxed eligibility requirements.

Simple documentation
With Tata Capital, loan approvals are quick due to the simple documentation and verification processes.. Hence, your funds are disbursed quickly.

  • Loan Amount

    ₹ 0.40 lakh to ₹ 90 lakhs

  • Loan Tenure

    12 to 60 months

  • Self-Employed Non-Professional Interest rate starting @


  • Self-Employed Doctors Interest rate starting

    @ 12.00%-15.00%

  • Self-Employed Professional Other than Doctors Interest rate starting

    @ 13.00%-17.50%

Special Scheme for Women Entrepreneurs

With an increasing number of women donning the role of entrepreneurs, instant availability of funds becomes necessary. That is why the government introduces several special schemes to help women start their businesses

Mudra Yojna Scheme

Starting a business is now easy with financial assistance under the Mudra Yojna Scheme. Women seeking financial support to open a beauty parlour, stitching shop, or tuition centre can get a loan amount ranging between Rs. 50,000 to Rs. 10 lakhs to meet various business needs.

Stand-Up India

If you're a woman entrepreneur in the manufacturing, trading or services sector, you can avail affordable credit under the Stand Up India scheme. Here, you can secure a loan of up to Rs. 1 crore at nominal interest rates and a repayment tenure of 7 years.

Purpose of Business Loans

Start a new business

Pune is now growing as a start-up hub for ambitious entrepreneurs. Being a major IT hub, Pune offers excellent opportunities to run a profitable business. Now turn your big business idea into reality with reliable financial backing with Tata Capital business loans.

Scale your operations

Whether you want to grow your production capacity, open a new unit, launch a new product, or enter a new geographical location, a business loan can help you achieve all this and grow your business with ease.

Arrange working capital

In a big city like Pune, where business expenses can be high, you need a reliable source of funds to pay salaries, utility bills, stock up on inventory, and more. So when you need funds for these activities, a business loan from Tata Capital can help.

What are Interest Rates for Business Loans in Pune?

If you haven’t paid attention to Business Loans interest rates in Pune, you should before you get a business loan here. Doing this will help you choose a suitable lender and save you the money spent on paying our loan EMIs. The reason? Well, the interest contributes to a large chunk of the EMI paid every month, and if the interest rates are high, you spend much more on your EMIs. So, when you’re getting a business loan in Pune, it is always better to choose a lender offering a lower interest rate.

Looking for a lender offering the lowest business loan interest rates in Pune? Then, your search ends with Tata Capital. Apply for a loan with us and save funds spent on your loan interest and pay your EMIs comfortably.

What are the eligibility criteria for a Business Loans in Pune?

The Business Loans eligibility criteria at Tata Capital are as follows.

  • You should be between 25-65 years old.
  • You should have a profitable business for over three consecutive years.
  • Your business should have a positive turnover.
  • Your balance sheet should be audited by a Chartered Accountant.

What are the documents required for getting Business Loan in Pune?

A photo identity proof

Business Proof

Income Proof

Bank Statements

KYC Documents

How to calculate EMI for Business Loans Online?

EMIs or equated monthly instalments make loan repayments manageable since they break down the total business loan amount into smaller chunks that can be paid throughout the loan tenure.

If you want to make your business loan EMI in Pune more convenient, you must dedicate your finances to paying off your loan EMIs. And to do this, you must know how to calculate it.

If you need help calculating the EMIs on your business loan in Pune, use our online Business Loans EMI calculator to help you out. Simply enter your loan details, including the amount, tenure and interest rate, press enter and wait for a few seconds. The online calculator will calculate your loan EMI and display the same on the screen.

How to apply for a Business Loan online in Pune?


Find the ‘Apply Now’ button on our official website and double click on it to go to the online business loan application form.


Type in your details carefully and submit them. We then verify your details to confirm that you meet the basic eligibility requirements.


Once you meet the eligibility criteria, we send you a loan offer based on it. When you agree, you will be directed to submit the mandatory documents for verification. Besides, you might also receive a call from us at this stage.


As soon as we receive your documents, we verify them, and if successful, we sanction the loan.


Finally, we disburse your funds straight to your account.

Other Ways to Apply for a Business Loan in Pune

You can apply for business loan in Pune with Tata Capital in the following ways too.

  • On call
    Request a call back by calling our customer care number at 18602676060.

  • Virtual assistant
    Contact our virtual assistant on our site and request guidance to fill the online business loan application form.

  • Offline
    Personally visit our Pune branch to complete the offline application process.

Apply for a business loan with us today!