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Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Business Loan offerings and advantages in Mumbai

Structured EMI plans
We offer structured Business Loans EMI repayments at Tata Capital. So, you can choose a loan plan that is in line with your repayment capacity.

Attractive interest rates
At Tata Capital, we offer some of the most attractive Business Loans rates in the market. This means even more affordable loan EMI repayments for you!

Collateral-free loans
Business Loans in Mumbai at Tata Capital don’t require any security. This makes getting a loan with us even easier.

Simple documentation
Applying for a Business Loans in Mumbai can be tedious due to the long loan application process. So, at Tata Capital, we offer fuss-free Business Loans that require minimal documentation. This reduces the stress of finding documents on your end and also cuts the loan approval time.

  • Loan Amount

    ₹ 0.40 lakh to ₹ 90 lakhs

  • Loan Tenure

    12 to 60 months

  • Self-Employed Non-Professional Interest rate starting @


  • Self-Employed Doctors Interest rate starting

    @ 12.00%-15.00%

  • Self-Employed Professional Other than Doctors Interest rate starting

    @ 13.00%-17.50%

Special Scheme for Women Entrepreneurs

As more women enter the world of entrepreneurship, the government has introduced special loan schemes for women entrepreneurs to help them achieve their dreams

Mudra Loan for Women

Any woman seeking financial assistance for a business like tuition centre, stitching shop, beauty parlour, etc., can apply for the Mudra loan for women. With this unsecured business loan, you can expand or improve your business operations with ease.

Annapurna Scheme

For women entrepreneurs in the food catering business, you can fulfil your working capital needs with a competitive business loan under the Annapurna Scheme. You can get a maximum loan amount of Rs. 50,000 for your catering business with a flexible loan tenure of up to 36 months.

Dena Shakti Scheme

The Dena Shakti Scheme provides affordable loans of up to Rs. 20 lakhs to women entrepreneurs engaged in manufacturing, agricultural, or retail activities. What's more, you can avail a business loan at subsidised interest rates.

Purpose of Business Loans

Running a successful business in the financial capital of the country always needs adequate availability of funds. A Business Loan helps you obtain sizeable funding for various business needs

Start a new venture

With exciting growth opportunities, Mumbai is the perfect place to start your new venture and give wings to your innovative business idea. Start your entrepreneurial journey with an affordable business loan from Tata Capital

Invest in machinery

A business loan can allow you to introduce the latest machinery and equipment to your business operations. With the quick availability of finance, you will be able to meet the market demand for your product in no time.

Fulfil working capital needs

In Mumbai, where expenses can quickly add up, you need regular funds to manage the everyday needs of your business, such as utility bills, salaries, inventory, and more. So, when times get tough, a business loan helps you meet your needs!

What are Interest Rates for Business Loans in Mumbai?

The interest is the amount you need to pay to your lender over the loan amount during EMI repayment. Now, the interest you pay on the business loan is determined by the Business Loans interest rate. And one factor that influences it is your loan eligibility. Meeting your lender’s prescribed eligibility criteria makes it easy to qualify for a lower interest rate. So, if you want to spend a lower amount on your Business Loans in Mumbai, choose a lender appropriately.

At Tata Capital, we offer the lowest Business Loans rates in Mumbai. This means lower loan EMIs, ergo easy EMI payments for you. So, what are you waiting for? Get a loan with us and enjoy some of the most affordable Business Loans interest rates in Mumbai!

What are the eligibility criteria for a Business Loans in Mumbai?

The Business Loans eligibility criteria at Tata Capital are as follows:

  • You should be between 25-65 years old.
  • You should have a profitable business for over three consecutive years.
  • Your business should have a positive turnover.
  • Your balance sheet should be audited by a Chartered Accountant.

What are the documents required for getting Business Loan in Mumbai?

A photo identity proof

Business Proof

Income Proof

Bank Statements

KYC Documents

Property Documents

How to calculate EMI for Business Loans Online?

EMIs or Equated Monthly Instalments are your monthly loan repayments to close the loan. The total EMI amount depends on three factors- the loan amount, the tenure and the interest rate. To calculate the EMIs for your Business Loans in Mumbai, you can use our Business Loans EMI calculator on our website.

All you need to do is enter details like the principal amount, loan term and the interest rate in the appropriate fields. The screen then displays the EMIs payable on your Business Loans.

Calculating your EMIs this way allows you to gauge how much you will be spending on EMI repayments and helps you prepare accordingly. Hence, you must use it to calculate your Business Loans EMIs in Mumbai.

How to apply for a Business Loan online in Mumbai?


Click on the “Apply Now” button on our website.


Enter your personal details in the appropriate fields, and press submit. These details are verified to ensure you fulfil our loan eligibility criteria.


Next, we well provide you with a loan offer depending on your eligibility. On accepting our offer, you can upload the required documents for verification.


Once we verify the paperwork, we send an e-sanction letter mentioning the sanctioned loan amount.


You can download this from our online portal for future reference.


Lastly, we disburse your funds straight to your account.

Other Ways to Apply for a Business Loan in Mumbai

  • Via phone
    Request a call back from our customer care number- 18602676060.

  • Virtual assistant
    Get in touch with our virtual assistant any time.

  • Offline
    Visit our Mumbai branch to complete the offline application process and connect with our seasoned lending experts.

Apply for a business loan with us today!