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up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

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Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

Business Loan offerings and advantages in Kanpur

Benefit from rapid industrialisation
Kanpur has seen some tremendous growth in the last few years. Especially after the economic liberalisation made India a service and market-oriented economy. You can avail of a business loan in Kanpur from Tata Capital at affordable interest rates and flexible tenures to make the most of the city's budding startup culture.

Expand your business
A business loan in Kanpur can fund your business expansion and accelerate growth. You can invest in a new factory, office building, upgrade machinery, boost promotion, and a lot more.

No collateral needed
If you meet the eligibility criteria, you can take a business loan without pledging your business assets as collateral or security.

  • Loan Amount

    ₹ 0.40 lakh to ₹ 90 lakhs

  • Loan Tenure

    12 to 60 months

  • Self-Employed Non-Professional Interest rate starting @


  • Self-Employed Doctors Interest rate starting

    @ 12.00%-15.00%

  • Self-Employed Professional Other than Doctors Interest rate starting

    @ 13.00%-17.50%

Special Scheme for Women Entrepreneurs

As an increasing number of women become a part of the start-up boom in India, the shortage of finance should not stop them from achieving their dreams. To help them run a successful business, various government schemes offer finance to women entrepreneurs in Kanpur

Annapurna Scheme

For women entrepreneurs in the food catering business in Kanpur, the Annapurna Scheme offers affordable funds to finance their working capital needs. You can get a loan of up to Rs. 50,000 to buy utensils, a working table, equipment, and more.

Synd Mahila Shakti Scheme

Synd Mahila Shakti scheme offers convenient finance to women entrepreneurs who are small business owners, self-employed, or retail traders. Along with a maximum loan amount of Rs. 5 crores for business expansion needs, you can also get a free credit card for higher financial freedom.

Purpose of Business Loans

Being the commercial capital of Uttar Pradesh, Kanpur boasts of excellent business opportunities in various industries, including textile, steel furniture, leather, and more. So if you have a business in Kanpur, a loan can help you meet your immediate financial needs with ease.

Fulfill working capital needs

To ensure the smooth functioning of your small business, you will need a regular supply of funds to need various everyday expenses such as utility bills, rent, salaries, inventory, and more. Moreover, a longer sales cycle and increasing market demand call for additional capital needs. Now, you can manage all these expenses and much more with a business loan for working capital needs.

Manage machinery and equipment

Purchasing machinery requires a sizeable investment, while unplanned repair expenses or obsolete equipment can add to your financial burden. With a business loan from Tata capital, you can secure an affordable loan to purchase, repair, or upgrade machinery and stay relevant in this competitive market.

Improve your marketing strategy

Marketing plays a crucial role in boosting your brand awareness and attracting more customers. If you want to take your business to new markets, a business loan can help finance your marketing needs and ensure higher business growth.

What are Interest Rates for Business Loans in Kanpur?

Kanpur has recorded some of the fastest growth in recent years. As a result, finding a competitive business loan in Kanpur has become a lot easier.

If you are planning to start a business in Kanpur or are already owning one, Tata Capital can help you scale it. When you take a loan from us, you don't have to worry about hefty interest rate. We offer highly competitive Business Loans interest rates in Kanpur, starting at just 19%! However, the final interest rate will depend directly on your age, business turnover, credit score, profitability, business vintage, financials, and ongoing loans (if any).

We not only offer the lowest business loan rates in Kanpur to eligible borrowers, but also flexible loan tenures. So, why wait? 

What are the eligibility criteria for a Business Loans in Kanpur?

At Tata Capital, we use the following Business Loans eligibility criteria:

  • You should be aged between 25 to 65 years

  • Business credit score must be 700 or more

  • Your business must be profitable for at least 3 successive financial years

  • The business turnover must display an upward trend

  • Your balance sheet be audited by a registered Chartered Accountant (CA)

What are the documents required for getting Business Loan in Kanpur?

Last six months’ company bank statements

Last two years' Income Tax Returns

Last two years balance sheet and Profit & Loss accounts

KYC documents of the company

KYC documents of the business owners

A report with detailed information about how the candidate will utilise the Business Loan

Photo identity proof (Aadhar card/ Driving license/ Voter ID/ Passport)

Bank statements

Business proof

How to calculate EMI for Business Loans Online?

You can simply use a Business Loans EMI calculator online to check your business loan EMI in Kanpur. 

You will need to enter three values in the EMI calculator – the loan amount, loan tenure, and the interest rate. Once all the values are set, the calculator will take a few seconds to estimate and display the amount you need to pay monthly. It will also display the total interest you need to pay over the loan tenure. 

This way, if you know your potential EMI payments beforehand, you can chalk out a budget and apply for a business loan in Kanpur with a concrete plan.

How to apply for a Business Loan online in Kanpur?


Fill out the application form online. You will need to provide some basic details


Next, you need to furnish all the essential document proofs to proceed with the loan offer


We will take some time to verify the details and documents you have provided. You may have to appear for a personal interview.


Once you're verified, we will approve the application and send you a sanction letter.


At last, we will disburse the loan amount directly into your bank account.

Other Ways to Apply for a Business Loan in Kanpur

Besides the online application, you can also apply for business loan in Kanpur in the following ways:

  • Apply through the phone
    Give us a call at 1860 267 6060, and our executives will walk you through the application process.

  • Visit the nearest branch
    Directly visit a Tata Capital branch near you and fill out the application form offline.

  • Seek virtual assistance
    Use our loan processing virtual assistant to apply for a business loan.