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Home Loan Advantages in Pune

Vast IT Sector

It's not a secret that Bangalore and Pune were some of the first cities in India where the IT boom became starkly evident. Till date, you'll find professionals from across the country flocking to Pune to work in the IT and automotive sectors. If you're one of them, it's time to take a home loan in Pune. Moreover, given the present real estate climate in the city, your property prices will continue to appreciate rapidly. 

Quality Homes for all pockets

One of the best things about the residential real estate sector in Pune is that it offers well-constructed houses for all budgets. This is due to a large number of working professionals living in the city. While some are well established, many are starting afresh. So, wherever you are within your professional journey, you’ll end up finding a good quality house in Pune. 

  • Loan amount offered

    ₹5,00,000 - ₹5,00,00,000

  • Loan tenure

    Up to 30 years

  • Interest rate starting @

    8.70%* p.a.

Features of Home Loan in Pune

Pune has emerged as a favourite city among professionals making it a perfect place to have a house. Tata Capital has you covered if you plan on getting a home in Pune.

Lowest Interest Rates

With Tata Capital, you get some of the lowest interest rates on home loans in Pune. So, your dream house becomes more affordable with small monthly instalments.

Multi-purpose Loan

Pune has an abundance of residential properties for individuals of diverse tastes. You can use the loan amount to finance apartments or independent houses, and you can also use the loan to construct your dream house.

Basic Eligibility Criteria

Tata Capital’s easy-to-meet eligibility criteria ensure getting a loan is not a hassle. If you are eligible for a loan, we process your loan without any delay. Use our Loan Eligibility Calculator to check your loan eligibility.

Flexible Loan Tenure

To make repayment easier, Tata Capital offers flexible loan tenure. You can opt for a repayment period of up to 30 years to repay the loan at your own pace.

Future-proof Investment

A house is also a great investment that appreciates over time. Pune is growing rapidly, and as more students and professionals move to the city, your investment will become more valuable.

What are the Interest Rates for Home Loan in Pune?

The interest rates on home loans are at an all-time low across the country, so why should Pune be any different. This is especially true when you apply for a housing loan in Pune with Tata Capital.

You can refer to the section below to learn about our current home loan interest rates in Pune. At these rates, not only will you be able to repay your EMIs quickly, but you can also borrow more than you'd planned and purchase an even better property.

So, make the most of some of these lowest home loan interest rates in Pune at Tata Capital and apply today! 

What is the Eligibility Criteria for a Home Loan in Pune?

Use our eligibility calculator to find out your eligibility in no time at all! These criteria will depend on whether you are salaried or self-employed, and your CIBIL score (usually above 750+).

  • You must be between 24 and 65 years of age

  • Salaried applicant’s minimum salary: Rs. 30,000
  • Salaried applicant’s minimum work experience: 2 years
  • Self-employed applicant’s minimum work experience in the current field: 3 years
  • NRI (Non-Resident Indians) applicants must be salaried with a minimum work experience of 3 years

What are the Documents Required to avail a Home Loan in Pune?

Age proof

Address Proof

Income Statements

Identity Proof

Salary Slips

Processing Fee Cheque

Check out the complete list of accepted home loan documents here!

How to Calculate EMI for Home Loan Online?

Calculating your EMI prior to applying for a home loan in Pune is a great idea. And, you can do it quickly by using an online home loan EMI calculator. This calculator is available on our website for free. To use it, you need to provide a tentative amount you wish to borrow, the tenure you're comfortable with and your potential interest rate.

Once you input these values, the EMI calculator will show you the exact monthly instalment you’ll pay. If you’re not satisfied with the result, you can continue toggling with the dials on the calculator to strike the right balance between all three elements. 

How to apply for a Home Loan online in Pune?


Simply click on 'Apply Now' and provide us with your personal and occupational details, including your property details. At this stage, we'll also ask you to share the loan amount you're seeking.


Once you've provided us with these details, our system will quickly match your application with our home loan eligibility criteria.


If all looks good, a loan expert will perform a quick site visit. We will assess the property you're purchasing and generate an e-sanction letter.


Finally, the loan is approved, and the required funds are sent straight into your account. This is it! In just four simple steps, you come close to purchasing a house. So, what are you waiting for? Apply for a housing loan in Pune with us now!

Other Ways to Apply for a Home Loan in Pune

  • Customer care: 18602676060

  • Email –

  • Registered Branch – Office No.402, 4th Floor, Bhakti Genesis S.No. 245 Aundh-Wakad main Road, Opp. Mahindra Service Station, Wakad, Pune-411057