#homeloan
Know more about Home Loans
0:50
Get the Tata Capital App to apply for Loans & manage your account. Download Now
All you need to know
Personal loan for all your needs
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreHome Loan with instant approval starting
@ 8.75% p.a
All you need to know
Home Loan for all your needs
Calculators
Business loan to suit your growth plan
All you need to know
Business loan for all your needs
Looking for Secured Business Loans?
Get secured business loans with affordable interest rates with Tata Capital. Verify eligibility criteria and apply today
Know MoreExplore Used Car Loans
Explore New Car Loans
Explore Two Wheeler Loans
Calculators
Avail Loan Against Securities up to ₹40 crores
All you need to know
Explore Loan Against Securities
Calculators
Check Your Credit Score
Higher credit score increases the chances of loan approval. Check your CIBIL score today and get free insights on how to be credit-worthy.
Check Credit ScoreAvail Loan Against Property up to ₹ 7.5 Crores
All you need to know
Loans for all your needs
Calculators
All you need to know
Calculators
All you need to know
Calculators
Digital financial solutions to aid your growth
Most Popular products
Most popular products
Financing solutions tailored to your business needs
Our Bestselling Products
Avail Term Loans up to Rs. 1 Crore
Avail Digital Equipment Loans
up to Rs. 1 Crore
Avail Leasing solutions
for all asset classes
Ensure your business’ operational effeciency with ease
Most Popular products
A personal finance app, your one-stop shop for comprehensive financial needs - SIP, Mutual Funds, Loans, Insurance, Credit Cards and many more
Calculators
All you need to know
Wealth Services by Tata Capital
Personalised Wealth Services for exclusive customers delivered by a team of experts from a suite of product offerings
Calculators
All you need to know
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Bestselling insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Protect your family against unforeseen risks
Avail any of the Insurance policies online in just a few clicks
Choose from our list of insurance solutions
Quick Links for insurance
Motor Insurance
Life Insurance
Health Insurance
Other Insurance
Investment
Equipment Finance
Avail Digital Equipment Loans
up to Rs. 1 Crore
Equipment Leasing
Avail Leasing solutions
for all asset classes
Construction Financing
Embarking on the journey to homeownership with a ₹40 Lakh home loan requires careful planning and understanding of key financial aspects. At Tata Capital, we are committed to providing you with transparent information to empower your decision-making process. Let's dive into the details of ₹40 Lakh Home Loan EMI, interest rates, and the essential steps to secure your dream home.
The heart of any home loan is the Equated Monthly Installment (EMI), a fixed amount you pay each month towards repaying your loan. The ₹40 Lakh Home Loan EMI is influenced by factors such as the loan amount, interest rate, and tenure. It's crucial to grasp these details to effectively manage your monthly budget.
Loan Amount (₹) | Interest Rate (p.a.) | Tenure | EMI |
---|---|---|---|
40,00,000 | 8.75% | 5 years | 49,47,134 |
40,00,000 | 8.75% | 10 Years | 60,02,779 |
40,00,000 | 8.75% | 15 Years | 71,74,786 |
40,00,000 | 8.75% | 20 Years | 84,53,020 |
40,00,000 | 8.75% | 30 Years | 1,12,77,101 |
Disclaimer: The aforementioned values, calculations, and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.
Navigating the financial landscape of a ₹40 Lakh home loan is made easier with our user-friendly home loan EMI calculator. By entering the loan amount, interest rate, and tenure, you can visualize your monthly EMI, enabling you to plan your finances strategically. This tool empowers you to explore different scenarios, ensuring your EMI aligns with your budgetary constraints and long-term financial goals.
Understanding the home loan interest rates and associated charges is vital in making an informed decision. Tata Capital offers competitive interest rates, ensuring your home loan remains affordable. Additionally, be aware of other charges, such as processing fees, prepayment charges, and late payment fees, as they contribute to the overall cost of the loan.
Enjoy competitive interest rates
Choose your desired loan amount
Flexible options for EMI
Pre-close your loan at your convenience
Securing a ₹40 Lakh home loan with Tata Capital is a streamlined process designed for your convenience. Follow these simple steps to embark on your homeownership journey:
Determining your home loan eligibility is the first step towards a successful home loan application. Factors such as income, age, and credit score play a role in this assessment. Additionally, you'll need to submit specific home loan documents to support your application, including:
Salaried | Self-employed |
---|---|
Age Proof | Age Proof |
Photo Identity Proof | Photo Identity Proof |
Address Proof | Address Proof |
Income Proof | Business Proof |
Existing Loan Details | Income Proof |
Processing Fee Cheque | Existing Loan Details |
Processing Fee Cheque |
Tailoring your home loan tenure is crucial to align with your financial capacity. Let's explore the EMI for a ₹40 Lakh home loan across different tenures:
Tenure | EMI |
---|---|
5 years | 49,47,134 |
10 Years | 60,02,779 |
15 Years | 71,74,786 |
20 Years | 84,53,020 |
30 Years | 1,12,77,101 |
A ₹40 Lakh home loan opens the door to substantial homeownership opportunities. Utilize our EMI calculator, understand the interest rates and charges, and follow a straightforward application process. Tata Capital is your trusted partner in achieving your dream of owning a home. Beyond financing, we are committed to building a secure and happy home for you.
Service provided by Manoj Patel in Surat vesu Branch was helpful and because of his support we were able to close loan.
Home Loan | 23 Aug, 2024
Excellent A1 Services. The Lady at the Customer Desk is very Cooperative and helpful so that my work completed without the time frame. The name of the Lady is Amruta Pathak. God bless her and her family. Thanks and Regards for the entire team of Tata Capital.
Home Loan | 13 Aug, 2024
Very good & prompt service, and we have spoken to Mr. Manish also, and he always helps us to provide our request. Thank you, Ms Apurva Shende & Manish Padwal
Home Loan | 24 Jul, 2024
I'm happy with the service and the help I got earlier for foreclosure letter. Thank you so much & thanks to Alisha mam for her guidance.
Home Loan | 17 Jul, 2024
Special thanks to Mr. Avinash for his help rendered with full commitment to his job, answering the queries to me clearly, and follow up so that the work is done in given time to get customer satisfaction.
Home Loan | 02 Jul, 2024
Mr Avinash who handled my case is well experienced and has courtesy for customers' concerns. However, some of the Tata Capital products are very expensive when compared to other banks' ones!
Home Loan | 28 Jun, 2024
Start to end of my loan process was simple and guidance of your team members were to the point. My last communication was with Mr. MANOJ PATEL from surat branch he was very polite and helpful.
Home Loan | 20 Jun, 2024
We extend our heartfelt gratitude to Mr. Pravin Sagare, Senior Officer of Customer Service, for his exceptional service. His remarkable demeanor and professionalism during telephonic interactions with customers have been truly outstanding. Over the past two years, we have utilized various services, yet none have matched the quality provided by Mr. Sagare. We are deeply impressed by the exemplary service, due to this reaons we has influenced our decision to obtain a second home loan from TATA Capital Housing Finance Limited.
Home Loan | 07 Jun, 2024
I had applied for a home loan at Tata Capital & got the it approved quickly. The process was smooth and sanctioned with sufficient amount with tenure period of 20 yrs.
Home Loan | 14 Mar, 2022
Know more about Home Loans
Looking for a bungalow or an apartment? With Tata Capital Home loans, find a dream home and make it your reality. Ab aapke sapnon ka ghar aapke naam!
Submitted successfully
Important Information
Investor Information
Policies, Codes & Other Documents
Tata Capital Solutions & Services
Personal Loan
Business Loan
Vehicle Loans
Uh oh, something went wrong
Please try again later.
Start an SIP in minutes by signing up with the Tata Capital Moneyfy App. We are your one stop shop for all things investment.
Looking for a seamless loan experience? Get the Tata Capital Loan App and Apply for loans, Download Account Statement/Certificates, Track your requests & much more.
Thank you for subscribing
We will send news and updates to your registered email ID
Click allow button to receive notifications
We are constantly crafting offers and deals for you. Get them delivered straight to your device through website notifications.
All you have to do is Click on “Allow”
Trust the links that start from https://www.tatacapital.com
Do not make payments in any individual’s bank accounts.
Call our Customer Care Number 1860 267 6060 for assistance
For any assistance, contact our customer support
rahul.sharma@gmail.com