Home Loan in Gurgaon
Loan Up to ₹5 Crore* | Tenure Up to 30 years | Minimum Documentation


When looking for luxurious residential housing projects, Gurgaon is the place to be. With high-end skyscrapers, gated localities, luxury apartments, gorgeous villas, condominiums, plush apartments, etc., the millennium city offers choices aplenty. Since the price tags on these properties are on the steep end, a home loan in Gurgaon can help you cover the expenses.
Besides luxury, the residential units in the city are also bedecked with ultra-modern amenities such as gymnasiums, swimming pools, yoga/meditation areas, flower gardens, community halls, and more. The gated residential communities are also packed with multi-purpose basketball and badminton courts, clubhouses, schools, grocery stores, hospitals, malls, restaurants, and many more amenities. When thinking about raising your standard of living by investing here, a housing loan in Gurgaon seals the deal.
Loan amount offered
₹5,00,000 - ₹5,00,00,000
Loan tenure
Upto 30 Years
Interest rate starting @
7.99%* p.a.
If you are planning to buy a house in Gurugram, turn to Tata Capital and get:
As a city with umpteen employment opportunities, growing social infrastructure, and well-planned civic amenities, Gurgaon extends a high standard of living. Even the availability of home loans in Gurgaon is not an issue. This way, Gurgaon has rapidly become a real estate investment hotspot.
Since home loan interest rates depend on your eligibility, it's crucial to fulfil the prescribed eligibility conditions by the lender. This way, you can easily qualify for an affordable housing loan in Gurgaon and make your realty investment.
What's more, the home loan interest rates in Gurgaon are at an all-time low making this the perfect time to make a property purchase. Why? That's because the interest rates directly affect your EMIs. Lower rates of interest mean you pay lower EMIs. At Tata Capital, you can bag the lowest home loan rates in Gurgaon and own a premium property in the millennium city in no time.
To get a Tata Capital Home Loan in Gurgaon, you must meet some basic Home Loan eligibility criteria:
You should be aged between 24 to 65
You must be salaried or self-employed
Required work experience for a salaried professional is two years and three years for a self-employed professional
As a salaried individual you should have a minimum monthly salary of Rs. 30,000
Your credit score should be 750 or more
Use our Home Loan Eligibility Calculator to instantly determine your home loan eligibility.
Customer care: 18602676060
Email – contactus@tatacapital.com
Registered Branch – TCHFL, 3rd Floor, SCO 13, Sector 14, Gurgaon, Haryana 122001
The exact amount depends on factors such as the loan program, lender policies, and your financial profile.
Yes, you need to provide security or collateral.
To calculate EMI for a home loan online, use Tata Capital's Home Loan EMI Calculator. Enter the loan amount, tenure, and interest rate to get an instant EMI estimate.
The time to get a housing loan from Tata Capital typically depends on document verification and approval processes. With complete documentation and eligibility checks, loans can be approved quickly, often within a few days.
For floating interest rate loans, no prepayment charges apply. However, for fixed interest rate loans, nominal charges may be applicable.
Yes, Tata Capital home loans may include additional charges such as processing fees, legal fees, valuation charges, and administrative costs. These charges vary based on the loan amount and terms.
Improve credit, show stable income, offer collateral, get a guarantor, or opt for a higher interest rate.