Get the Tata Capital App to apply for Loans & manage your account. Download Now

Blogs SUPPORT

Equipment Finance

Avail Digital Equipment Loans
up to Rs. 1 Crore

  • Attractive ROIs
  • Customizable Loan tenure

Equipment Leasing

Avail Leasing solutions
for all asset classes

  • Up to 100% financing
  • No additional collateral required

New Commercial Vehicle Financing

  • First time user
  • Retail and strategic Clients

Used Commercial Vehicle finance

  • Repurchase
  • Refinance
  • Top up
  • Balance Transfer

₹35 Lakh Home Loan EMI

Our ₹35 Lakh Home Loan is designed to turn your dream home into a reality. In this guide, we'll navigate through the intricacies of your home loan, from understanding the EMI and interest rates to eligibility criteria and the seamless application process.

₹35 Lakh Home Loan EMI & Interest Rate

When embarking on the exciting journey of securing a ₹35 Lakh Home Loan, it's crucial to grasp the dynamics of Equated Monthly Installments (EMI) and interest rates. This section provides a comprehensive overview, offering insights into how the loan amount, tenure, and interest rates influence your monthly financial commitment. Tata Capital is committed to transparency, ensuring you can plan your finances with confidence.

₹35 Lakh Home Loan EMI Details

Delve into the details of your monthly financial commitment with our in-depth ₹35 Lakh Home Loan EMI breakdown. Understand how factors such as loan tenure and home loan interest rates impact your EMI. Tata Capital believes in providing clear and transparent information, empowering you to make informed decisions about your financial journey.
 

35,00,000 8.75% 5 years 43,28,742
35,00,000 8.75% 10 Years 52,52,432
35,00,000 8.75% 15 Years 62,77,938
35,00,000 8.75% 20 Years 73,96,393
35,00,000 8.75% 30 Years 98,67,464

Disclaimer: The aforementioned values, calculations, and results are for illustrative and informational purposes only and may vary basis various parameters laid down by Tata Capital.

₹35 Lakh Home Loan EMI Calculator

Take control of your financial planning with our user-friendly ₹35 Lakh Home Loan EMI calculator. By inputting the loan amount, interest rate, and tenure, you can effortlessly estimate your monthly payments. This tool not only simplifies the planning process but also ensures you have a realistic understanding of your financial commitment throughout the loan tenure.

35 Lakh Home Loan Interest and Other Charges

In addition to the EMI, it's essential to explore the interest rates and associated charges. Tata Capital offers competitive interest rates to make homeownership affordable. This section also sheds light on other charges such as processing fees, pre-payment charges, and any applicable taxes, ensuring transparency in every aspect of your home loan journey.

  • Enjoy competitive interest rates

  • Choose your desired loan amount

  • Flexible options for EMI

  • Pre-close your loan at your convenience

How to Apply for ₹35 Lakh Home Loan

Applying for a ₹35 Lakh Home Loan with Tata Capital is a user-friendly and straightforward process. This section guides you through the application process, outlining the necessary steps to submit your details and upload required home loan documents online. Our expert team is always ready to assist you, ensuring a seamless experience from application to approval.

₹35 Lakh Home Loan Eligibility & Documents Required

Understanding your eligibility is a pivotal step in securing a ₹35 Lakh Home Loan. Our home loan  eligibility calculator takes into account factors such as income, age, employment status, and credit score. To streamline the application process, ensure you have the necessary documents, including proof of identity, address, income, and property documents, readily available.
 

Age Proof Age Proof
Photo Identity Proof Photo Identity Proof
Address Proof Address Proof
Income Proof Business Proof
Existing Loan Details Income Proof
Processing Fee Cheque Existing Loan Details
Processing Fee Cheque

₹35 Lakh Home Loan EMI for 5 Years, 10 Years, 20 Years

Customize your home loan experience by selecting the right tenure that aligns with your financial goals. Whether you choose a 5-year, 10-year, or 20-year repayment plan, Tata Capital provides flexibility to suit your needs. Use our home loan EMI calculator to compare and select the tenure that best fits your financial strategy, ensuring a comfortable and manageable repayment journey.
 

5 years 43,28,742
10 Years 52,52,432
15 Years 62,77,938
20 Years 73,96,393
30 Years 98,67,464

Conclusion

Tata Capital's ₹35 Lakh Home Loan is your pathway to owning the home of your dreams. With competitive interest rates, transparent charges, and a user-friendly application process, we strive to make your homeownership journey smooth and fulfilling. Explore our website, use our EMI calculator, and take the first step towards transforming your dream into reality with Tata Capital.

What our customers say about us

Service provided by Manoj Patel in Surat vesu Branch was helpful and because of his support we were able to close loan.

Prakash Patil

Home Loan | 23 Aug, 2024

Excellent A1 Services. The Lady at the Customer Desk is very Cooperative and helpful so that my work completed without the time frame. The name of the Lady is Amruta Pathak. God bless her and her family. Thanks and Regards for the entire team of Tata Capital.

Nandlal Lal Arora

Home Loan | 13 Aug, 2024

Very good & prompt service, and we have spoken to Mr. Manish also, and he always helps us to provide our request. Thank you, Ms Apurva Shende & Manish Padwal

Farhang Ahmed Azar

Home Loan | 24 Jul, 2024

I'm happy with the service and the help I got earlier for foreclosure letter. Thank you so much & thanks to Alisha mam for her guidance.

Akshay Anil Pawar

Home Loan | 17 Jul, 2024

Special thanks to Mr. Avinash for his help rendered with full commitment to his job, answering the queries to me clearly, and follow up so that the work is done in given time to get customer satisfaction.

Hannah Grace

Home Loan | 02 Jul, 2024

Mr Avinash who handled my case is well experienced and has courtesy for customers' concerns. However, some of the Tata Capital products are very expensive when compared to other banks' ones!

Mohammed Shakeel Urrahman

Home Loan | 28 Jun, 2024

Start to end of my loan process was simple and guidance of your team members were to the point. My last communication was with Mr. MANOJ PATEL from surat branch he was very polite and helpful.

Anamika Vijaykumar Tiwari

Home Loan | 20 Jun, 2024

We extend our heartfelt gratitude to Mr. Pravin Sagare, Senior Officer of Customer Service, for his exceptional service. His remarkable demeanor and professionalism during telephonic interactions with customers have been truly outstanding. Over the past two years, we have utilized various services, yet none have matched the quality provided by Mr. Sagare. We are deeply impressed by the exemplary service, due to this reaons we has influenced our decision to obtain a second home loan from TATA Capital Housing Finance Limited.

Avinash Vasantbhai Bhesaniya

Home Loan | 07 Jun, 2024

I had applied for a home loan at Tata Capital & got the it approved quickly. The process was smooth and sanctioned with sufficient amount with tenure period of 20 yrs.

Sumeet Verma

Home Loan | 14 Mar, 2022

Home Loan Blogs

Home Loan
Home Loan
10 October, 2024
Home Loan
Home Loan
09 October, 2024
Home Loan
Home Loan
08 October, 2024
Home Loan
Home Loan
03 October, 2024

Beware of Frauds!

For any assistance, contact our customer support